PPF Calculator
Saving for the future is a crucial step toward financial security, and one of the most popular long-term savings options is the Public Provident Fund (PPF). While PPF is primarily an Indian investment scheme, it remains a popular choice among many NRIs and UAE residents with financial connection to India. Its appeal lies in its tax benefits, guaranteed returns, and long-term wealth creation.read more
4.7/5
43,725
ReviewsCentral Bank UAE Registration No.: - 123
Insurance Partners
Trusted Customers
Policies Sold
Get AED 1 Million Returns*
Compare & Invest in Best Investment Plans in UAE -
Some of the best Investment quotes in UAE & Dubai are:
What is a PPF Calculator?
A Public Provident Fund calculator is an online tool designed to help investors determine:
- Maturity amount at the end of 15 years or extended tenure
- Total interest earned based on investment frequency
- Required investment amount to reach a financial goal
It eliminates manual calculations, helping you plan your savings efficiently.
PPF Interest Calculator Features
✅ Computes exact maturity value for 15+ years
✅ Helps in financial planning by estimating future returns
✅ Saves time and minimizes calculation errors
✅ Allows users to experiment with different investment amounts
How Does a PPF Calculator Work?
The PPF Return calculator uses a simple formula based on compound interest to estimate the final maturity amount. The formula is:
A= P × [(1+r/n) ^ (n × t) −1 ]
Where:
| A | Maturity Amount |
|---|---|
| P | Principal Investment |
| r | Annual Interest Rate (currently 7.10% in India) |
| n | Number of times interest compounded annually |
| t | Number of years invested (minimum 15 years) |
Example Calculation: PPF Investment Growth Over 15 Years
If an investor deposits AED 5,000 annually in PPF for 15 years at 7.1% interest, the total maturity amount will be approximately AED 126,617*.
| Year | Opening Balance (AED) | Annual Deposit (AED) | Interest Earned (AED) | Closing Balance (AED) |
|---|---|---|---|---|
| 1 | 0 | 5,000 | 0 | 5,000 |
| 2 | 5,000 | 5,000 | 355 | 10,355 |
| 3 | 10,355 | 5,000 | 735.20 | 16,090.20 |
| 4 | 16,090.20 | 5,000 | 1,142.40 | 22,232.61 |
| 5 | 22,232.61 | 5,000 | 1,578.52 | 28,811.12 |
| 6 | 28,811.12 | 5,000 | 2,045.59 | 35,856.71 |
| 7 | 35,856.71 | 5,000 | 2,545.83 | 43,402.54 |
| 8 | 43,402.54 | 5,000 | 3,081.58 | 51,484.12 |
| 9 | 51,484.12 | 5,000 | 3,655.37 | 60,139.49 |
| 10 | 60,139.49 | 5,000 | 4,269.90 | 69,409.40 |
| 11 | 69,409.40 | 5,000 | 4,928.07 | 79,337.47 |
| 12 | 79,337.47 | 5,000 | 5,632.96 | 89,970.43 |
| 13 | 89,970.43 | 5,000 | 6,387.90 | 101,358.33 |
| 14 | 101,358.33 | 5,000 | 7,196.44 | 113,554.77 |
| 15 | 113,554.77 | 5,000 | 8,062.39 | 126,617.16 |
Key Takeaways
- Total Investment: AED 75,000 (AED 5,000 x 15 years)
- Total Interest Earned: AED 51,617.16
- Total Maturity Amount after 15 Years: AED 126,617.16
Note: Interest rates may change based on government regulations.
*AED to INR rates are subject to change
Can UAE residents invest in PPF?
Yes, if you opened a PPF account before becoming an NRI, you can continue investing. However, new accounts cannot be opened by NRIs.
How is the PPF interest calculated?
Interest is compounded annually based on monthly balances, credited at the end of the financial year.
Can I withdraw money before 15 years?
Yes, partial withdrawals are allowed after 7 years. Full withdrawal is possible after 15 years.
How often can I contribute to PPF?
You can invest monthly, quarterly, or annually, with a maximum limit of Rs. 1.5 lakh (AED 6,450) per year.
More From Investment
- Recent Articles
- Popular Articles
Last Updated : 18 Jun 2026ELSS vs Equity Mutual Funds: Key Differences, Benefits & Which is BetterCompare ELSS vs equity mutual funds. Understand the difference between ELSS and equity mutual fund investments, tax benefits, lock-in periods, liquidity, returns, and which option suits your financial goals better.
Last Updated : 18 Jun 2026SGB vs Mutual Funds: Which Investment Option is Better for UAE Expats in 2026Compare SGB vs mutual funds in 2026 for UAE expats and residents. Understand sovereign gold bonds vs mutual funds, returns, risks, taxation, liquidity, and which investment option suits your financial goals better.
Last Updated : 18 Jun 2026Best SBI Investment Plans for 3 Years in 2026 for UAE NRIsDiscover the best SBI investment plans for 3 years in 2026 for UAE NRIs and expats. Compare SBI SIP plans, mutual funds, FDs, debt funds, and hybrid funds for stable returns and long-term growth.
Last Updated : 04 May 2026Mutual Fund Interest Rates & Returns Explained | Average & High Return Mutual FundsUnderstand mutual fund interest rates and what drives returns. Learn about average mutual fund returns, high return mutual funds, and how NRIs can maximise long-term growth.
Last Updated : 30 Apr 2026How to Start Investing at 25 with ₹30,000 Salary | Best Investment Plan for 25 Year OldLearn how to start investing at 25 with a ₹30,000 salary. Discover the best investment plan for 25 year old, SIP strategies, and where to invest for long-term growth from the UAE.
Last Updated : 15 Apr 2026Silver ETF: Best Silver ETFs, Returns & Why UAE Investors Are Buying in 2026Explore what a silver ETF is, best silver ETFs, returns, and why they are outperforming stocks in 2026. Learn how UAE investors can invest in silver ETF stocks for diversification.
Last Updated : 07 Aug 202610 Best Mutual Funds in UAE to Invest to Right NowDiscover the top 10 best mutual funds in UAE and Dubai for 2026. Compare performance, features, and find the best mutual fund investment in UAE for your goals.
Last Updated : 18 Jun 2026Top 10 Best Trading Platforms in UAE, Dubai (2026)Explore the 10 best online trading platforms in the UAE, including eToro, Plus500, and Interactive Brokers. Learn about their features, benefits, and safety measures for both beginners and seasoned traders.
Last Updated : 25 Jun 202615 Best Short Monthly Investment Plan in UAE with High ReturnsRecurring Deposits (RDs) are among the best monthly investment plans in UAE for those who prefer to save consistently over time.
Last Updated : 02 Jul 2026Top 10 Best gold Shops to buy gold in Dubai, UAEHere we have listed down the top 10 gold shops to buy gold in the UAE that has a great reputation in the market and sell pure quality of gold.
Last Updated : 10 Dec 2025 How to Invest AED 10,000 in UAE to Multiply Your Money?Explore the best investment plans in UAE's thriving market to invest your AED 10000 to help you turn your savings into a profitable venture.- Last Updated : 08 Jul 2026Gold Rate in Abu Dhabi – 22K & 24K Gold Price in AEDCheck gold rate in Abu Dhabi for 18K, 21K, 22K, and 24K gold. View real-time gold prices per gram, historical trends, price charts, and expert insights before buying gold in Abu Dhabi.
Reviews