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Mousree Das
Written ByMousree DasSenior Content Writer (Expertise - Health and Travel Insurance)
Toshita Chauhan
Reviewed ByToshita ChauhanBusiness Head - General Insurance
Last updated on 09 September 2024Editorial Standards
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Licensed by the Central Bank of the UAE (Registration No. 123)
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info-i-icon Information on this page is for general guidance only - not personalised financial or medical advice.

Cosmetic Surgery

What is Cosmetic Surgery or Procedure?

Cosmetic surgery involves medical procedures that enhance or alter one’s appearance. Unlike plastic surgery, which often addresses medical or functional issues, cosmetic procedures are elective and focused on aesthetic improvements.

Popular Cosmetic Surgeries in the UAE

  1. Rhinoplasty (Nose Reshaping)
  2. Breast Augmentation
  3. Liposuction
  4. Abdominoplasty (Tummy Tuck)
  5. Facelifts

Is There Any Medically Necessary Cosmetic Surgery?

Medically necessary cosmetic surgeries are those performed to correct functional impairments or to address deformities arising from congenital abnormalities, developmental abnormalities, trauma, infection, tumors, or disease.

Examples include:

  1. Breast reconstruction post-mastectomy
  2. Skin grafts for burn injuries
  3. Reconstructive surgery after severe accidents

Does Health Insurance Cover Cosmetic Surgeries?

  1. General Rule: Most health insurance plans in the UAE don’t cover elective cosmetic surgeries as they are considered non-essential.
  2. Exceptions: Coverage is generally provided for procedures deemed medically necessary. For this, patients may need to provide medical records and a doctor’s note confirming the necessity.

Advice: Always check with your insurance provider for specific policy details and possible exceptions related to cosmetic procedures.

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