Dubai National Insurance (DNI) Health Insurance

Medical Coverage - Up to AED 1,000,000 per annum

Pharmacy Limit - Up to the Annual Medical Cover Limit

Plan Details - Here are the salient features of this DNI health insurance plan:

• Maternity Cover - Normal delivery covered up to the sublimit of AED 10,000, medically necessary C-sections up to AED 10,000, and pregnancy complications and medically required terminations up to AED 150,000
• Neonatal Care Cover - Covered up to 30 days as per the DHA guidelines
• Dental and Gum Treatment - up to AED 3,500 (subject to 20% co-payment)
• Hearing and Vision Aid - Covered only in case of emergencies occurring due to accidents
• Outpatient Services - AED 50 per consultation (up to 20% co-payment applicable)
• In-patient Services - Private room accommodation, ambulance service, and companion accommodation
• Territorial Coverage - Worldwide Coverage (only for UAE visa holders)
• Other Services - Lab test, radiology diagnostic, physiotherapy, and emergency treatment
• Essential Vaccines and Preventive Services

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Medical Coverage - NA

Pharmacy Limit - NA

Plan Details - Key features of this DNI health insurance plan are:

• This is a minimal-level health insurance plan provided under Dubai Health Authority’s (DHA) mandatory health insurance scheme for Dubai residents.
• This plan offers essential and high-end medical services to non-working dependents (elderly parents), employees, and domestic workers. Its key features include -
  • A wide range of healthcare facilities
  • Direct billing access

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Medical Coverage - Up to AED 1,500,000 per annum

Pharmacy Limit - NA

Plan Details - Here are the main features of this Dubai National health insurance Plan:

• Worldwide coverage
• Emergency coverage available worldwide except in the US and Canada
• Option to customise your policy as per requirement
• Network direct billing available in the native land
• Available for employees and dependents

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Medical Coverage - Up to AED 1,000,000 per annum

Pharmacy Limit - NA

Plan Details -

• Maternity Cover - Outpatient services, in-patient services (up to AED 10,000 for normal delivery, up to AED 10,000 for medically required C-sections, and up to AED 150,000 for pregnancy complications and medically essential terminations)
• Neonatal Care - Covered for up to 30 days as per the DHA guidelines
• Dental and Gum Treatment - up to AED 3,500 (subject to 20% co-payment)
• Hearing and Vision Aids - Covered only in case of an emergency (subjected to 20% co-payment)
• Outpatient Services - AED 50 per consultation (up to 20% co-payment applicable)
• Inpatient Services - private room accommodation, attendee accommodation, and ambulance cover
• Geographical Coverage - Worldwide
• Other Services - Lab test, radiology diagnostic, physiotherapy, and emergency treatment
• Essential Vaccines and Preventive Care - Covered

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Medical Coverage - Up to AED 1,000,000 per annum

Pharmacy Limit - Up to the Medical Cover Limit

Plan Details - Key features of this DNI health insurance plan are:

• Outpatient Services - Covered up to AED 50 per consultation (subject to 20% co-payment)
• In-patient Services - Private room accommodation, attendee accommodation, and ambulance service
• Maternity Cover - Outpatient services, in-patient services (up to AED 10,000 for normal delivery, up to AED 10,000 for medically required C-sections, and up to AED 150,000 for pregnancy complications and medically essential terminations)
• Neonatal Care - Covered for up to 30 days as per the DHA benefit guidelines
• Dental and Gum Treatment - Covered up to AED 3,000 (subject to 20% co-payment)
• Heating and Vision Aids - Only available in case of emergency
• Geographical Coverage - Worldwide
• Other Services - Lab test, radiology diagnostic, physiotherapy, and emergency treatment
• Essential Vaccines and Preventive Care - Covered

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Medical Coverage - Up to AED 1,000,000 per annum

Pharmacy Limit - Up to the Medical Cover Limit

Plan Details -

• Inpatient Cover - Private room accommodation, attendee accommodation, and ambulance service
• Outpatient Cover - Covered up to AED 50 per consultation (subject to 20% co-payment)
• Maternity Cover - Outpatient services, in-patient services (including up to AED 10,000 for normal delivery, up to AED 10,000 for medically essential C-section, up to AED 150,000 for pregnancy complications and required termination procedures)
• Neonatal Care - Covered up to 30 days as per the DHA benefit guidelines
• Geographical Coverage Scope - Worldwide
• Dental and Gum Treatment Cover - up to AED 3,500 (subjected to 20% co-payment)
• Hearing and Vision Aids - Covered only in case of emergency because of an accident
• Essential Vaccines and Preventive Care - Covered
• Other Services - Laboratory tests, diagnostics, radiology diagnostic, physiotherapy treatment, and emergency medical treatment

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