Daman Senior Citizen Health Insurance

Daman Insurance or the National Health Insurance Company of the UAE stands at the forefront of healthcare excellence, serving over 2.8 million individuals across the nation. As a trusted pillar of the PureHealth ecosystem, Daman is committed to reshaping the healthcare landscape and extending the boundaries of well-being. ...read more

With access to a vast network of more than 28 hospitals, 100 clinics, diagnostic centres, and a wide array of health-related services, Daman is uniquely positioned to offer comprehensive health insurance solutions tailored to the specific needs of senior citizens.

With Daman senior citizen health insurance, you can easily find the path to a healthier, happier retirement and well-being throughout your golden years.

Daman Senior Citizen Health Insurance Plans

Tabled below are the health insurance plans of Daman that are available to senior citizens -

Plans	Details
Comprehensive Plans (for Individuals)	Optional worldwide coverage Coverage of core benefits: inpatient, outpatient, maternity, and emergency services International assistance and second medical opinion services Flexibility to customise with optional benefit modules Access to a vast network of more than 3,000 healthcare providers across the UAE
Comprehensive Plans (for Family)	Optional worldwide coverage Coverage of core benefits: inpatient, outpatient, maternity, and emergency services International assistance and second medical opinion services Flexibility to customise with optional benefit modules Access to a vast network of more than 3,000 healthcare providers in the UAE
Flexi Health Insurance Plan	Specifically for Abu Dhabi visa holders Access to network clinics for physician consultation In-network hospitals for emergency and inpatient treatment within Abu Dhabi Annual Benefit - Up to AED 150,000 per policy year 20% Co-insurance for inpatient and outpatient treatment 30% Co-insurance for pharmacy with an upper limit of AED 1,500 (inclusive of coinsurance) 10% Co-insurance for maternity with a maximum limit of AED 7,000 for normal delivery and AED 10,000 for caesarean delivery (inclusive of coinsurance)
Madeed	Retirement insurance plan Includes elite plans for you and your family's comfort and peace of mind Convenient online access to your health insurance policy 24/7 customer care services available worldwide

Choose Health Insurance Coverage of Your Choice

150KHealth Insurance

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15MillionHealth Insurance

All coverage in AED*

Key Benefits of Daman Senior Citizen Health Insurance

Listed below are the major features and benefits of the Daman health insurance plans available for senior citizens -

Comprehensive Coverage: Daman is one of the leading health insurance providers in the UAE, providing comprehensive health insurance solutions to over 2.8 million users in the UAE.
Integration with PureHealth: As part of PureHealth, the largest integrated healthcare platform in the UAE, Daman offers access to a vast ecosystem. This includes more than 28 hospitals, 100 clinics, diagnostic centres, pharmacies, and more.
Innovation and Technology: Daman is a pioneer in health insurance with cutting-edge technology and a skilled workforce, driving innovation in the industry.
Disease Management Programs: With Daman senior citizen health insurance, members can enjoy unique benefits like disease management programs and enhance their overall health and well-being.
Customer Support: Daman provides 24/7 customer call centre support and a medical services authorisation team, ensuring quick access to their network of over 3,000 medical facilities.

Eligibility Criteria for Daman Senior Citizen Health Insurance

Senior citizens can buy Daman health insurance if they fulfil the following eligibility criteria -

Categories	Eligibility Criteria
Maximum Age	99 years

Inclusions of Daman Senior Citizen Health Insurance

While the specific inclusions of Daman senior citizen health insurance vary as per the plan of your choice, the general inclusions are as follows -

Out-patient services
In-patient services
Emergency treatment
Diagnostics coverage
Prescribed medication coverage

Exclusions of Daman Senior Citizen Health Insurance

Listed below are the general exclusions of Daman senior citizen health insurance -

Optical benefits
Cosmetic treatments
Hearing and vision aids (emergency cases only)
Undeclared pre-existing conditions

Have a look at some frequently asked questions related to Daman senior citizen health insurance -

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FAQ's

Ans: Abu Dhabi Visa Holders under specific categories such as expatriates, investors, and their families, among others can apply for this plan. You can refer to the official website for further details regarding the eligibility.

Ans: Yes, existing Daman members can opt for the 'Flexi Health Insurance' plan at the time of renewal, subject to eligibility guidelines. Please note that your application will be subject to medical underwriting.

Ans: No, 'Flexi Health Insurance' plan is not offered to Retirement visa holders based on eligibility guidelines set by the Department of Health (DoH).

Ans: Pre-existing conditions are usually covered if declared on the application form. Note that some pre-existing conditions may have a 6-month waiting period for inpatient treatment.

Ans: Medical reports are usually required for members aged 61 and above as well as newborns up to 6 months.

Ans: Yes, second medical opinion is covered under the comprehensive health insurance plan for individuals by Daman.

Ans: Yes, Daman health insurance plans cover both inpatient and outpatient treatment. Network hospitals offer coverage for inpatient and emergency treatment, while outpatient treatment and GP consultations are usually covered at network Clinics/Primary Healthcare Centers (PHC).

Ans: Yes, maternity coverage is available under Daman health insurance plans.

Ans: Non-network treatment is not covered under Flexi Health Insurance except in the case of emergency treatment.