Alliance Senior Citizen Health Insurance

With over four decades of experience, Alliance Insurance has evolved into one of the leading insurance providers in the UAE. Established in 1975, the company provides a range of insurance services and products to individuals, corporations, and government entities.

In addition to its wide array of insurance solutions, Alliance Insurance specialises in senior citizen health insurance, catering to the distinct healthcare requirements of elder clients with the same unwavering dedication and quality that has defined its services over the decades.

Alliance Senior Citizen Health Insurance Plans

Check out the table below for the salient features of the Alliance health insurance plans available for senior citizens -

Plan	Details
Individual Health Insurance (Local/Regional/International)	Alliance & NEXtCARE provide a wide range of insurance products with coverage options spanning from AED 50,000 to AED 2,500,000, offering extensive benefits to policyholders The benefits include: In-patient hospital coverage Emergency care Ambulance and evacuation services Maternity coverage Surgery and diagnostic procedures
Retiree Health Plan	Worldwide or local cover with an annual limit of AED 250,000 and customisable benefits

Choose Health Insurance Coverage of Your Choice

150KHealth Insurance

250KHealth Insurance

500KHealth Insurance

1MillionHealth Insurance

3MillionHealth Insurance

5MillionHealth Insurance

7.5MillionHealth Insurance

10MillionHealth Insurance

15MillionHealth Insurance

All coverage in AED*

Key Benefits of Alliance Senior Citizen Health Insurance

Here are the major features and benefits of Alliance senior citizen health insurance -

Personalised Customer Service: A key feature of Alliance is its delivery of efficient customer service to senior citizens, ensuring their healthcare requirements are met with care and attention.
Multiple Plan Options: Policyholders have the flexibility to choose from a variety of plans, allowing them to select the one that best suits their individual requirements and preferences.
Customised Coverage: Seniors can tailor their insurance coverage to match their specific healthcare requirements, ensuring they receive the necessary services without unnecessary extras.
Claims Management Expertise: Alliance's partnership with NEXtCARE, a leading TPA & PPO in the UAE, ensures expert management of health insurance claims. NEXtCARE's years of experience in claims management facilitates efficient and effective service for policyholders.
Cost-Efficiency: The focus on efficiency in terms of costs not only ensures that seniors receive high-quality medical care but also helps identify and eliminate unnecessary services. This approach contributes to controlling medical claim costs and reducing the overall financial burden on policyholders.
Network Direct Billing: Alliance & NEXtCARE have established direct billing arrangements with a wide network of medical providers and healthcare professionals — both nationally and internationally. This facilitates convenient and prompt claim management services for users.
Comprehensive Coverage: The senior citizen health insurance plans offer a broad range of benefits, including in-patient hospital and maternity coverage, ambulance and evacuation services, same-day surgery, emergency care, and diagnostic procedures.

The coverage extends to outpatient services like doctor's office visits, pharmaceuticals, diagnostics, physiotherapy, and specialty services such as home care, osteopathy, and chiropractic care.

Eligibility Criteria for Alliance Senior Citizen Health Insurance

Tabled below is the eligibility requirement for Alliance senior citizen health insurance -

Categories	Eligibility Criteria
Maximum Age	99 years

Inclusions of Alliance Senior Citizen Health Insurance

Listed below are the general inclusions of Alliance senior citizen health insurance -

Daycare, in-patient, and out-patient cover
Repatriation services
Coverage for stress management
Pharmaceuticals
All the necessary benefits listed by the DHA
Doctor visits
X-ray and laboratory services
Physiotherapy
Home care
Osteopathy care
Chiropractic services

Exclusions of Alliance Senior Citizen Health Insurance

The general exclusions of health insurance in the UAE are as follows -

Self-harm or injuries intentionally inflicted by oneself
Adverse events caused by natural catastrophes
Health conditions stemming from unlawful actions
Cosmetic procedures

Check out some frequently asked questions regarding Alliance senior citizen health insurance -

FAQ's

Ans: The key features of Alliance health insurance plans that can be obtained by senior citizens include personal and efficient customer service, a variety of plan choices, the ability to customise coverage to suit individual needs, and a network for direct billing settlement of medical claims.

Ans: Alliance retiree health insurance offers both local and worldwide coverage with an annual aggregate limit of AED 250,000. It covers in-patient, daycare, and out-patient care, which includes stress management and more. The plan also includes all mandatory benefits in accordance with Dubai Health Authority guidelines, repatriation, and a direct billing arrangement with NEXtCARE General Network.

Ans: NEXtCARE, as one of the leading TPAs & PPOs in the UAE, is appointed by Alliance to manage health insurance claims effectively. They bring years of hands-on experience in health insurance claims management, which ensures that group members receive exceptional service including 24/7 contact centre support for medical insurance-related queries.

Ans: Most health insurance plans in the UAE don’t cover cosmetic procedures. However, it is always advisable to check your policy documents or have a word with your insurance provider regarding inclusions and exclusions.

Ans: Yes, Alliance health insurance provides coverage for X-rays as well as scanning tests.