What is 15*15*15 Rule In Mutual Funds?
Investing in mutual funds can be a great way to build wealth over time. One of the simplest yet effective strategies for long-term wealth creation is the 15*15*15 Rule in mutual funds. This rule provides a structured approach to investing and gives an illustration of the power of compounding to achieve substantial financial growth.read more
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Best Investment Plans in UAE
Some of the best Investment quotes in UAE & Dubai are:
| Returns | |||||
|---|---|---|---|---|---|
| Fund Name | 1 Yr | 3 Yr | 5 Yr | Since Inception | |
 Moderate BlackRock World Energy Fund A2 U.S. Dollar BlackRock Global Funds | 5.3% | 12.91% | 15.91% | 4.72% | |
Moderate BGF World Gold Fund A2 Euro BlackRock Global Funds | 10.9% | 38.1% | 17.34% | 7.13% | |
Moderate BlackRock World Gold Fund A2 U.S. Dollar BlackRock Global Funds | 7.73% | 40.2% | 20.1% | 7.71% | |
Aggressive BNP PARIBAS ISLAMIC FUND EQUITY OPTIMISER | 18.75% | 61.86% | 65.03% | NA | |
Aggressive Global Technology Fund A-ACC-USD | 23% | 82.2% | 83.5% | 724.7% | |
Moderate Franklin Mutual European Fund | 19.22% | 56.58% | 80% | 123.92% | |
Aggressive PineBridge American Equity Fund | 19.9% | 17.7% | 11.3% | 8.5% | |
Aggressive PineBridge Global Focus Equity Fund | 8.5% | 14.7% | 9.3% | 7.4% | |
Moderate Pictet CH Precious Metals Fund - Physical Gold - R USD | 21.8% | 107.07% | 122.29% | 270.29% | |
Aggressive Schroder International Selection Fund Japanese Equity A Accumulation USD Hedged | 40.8% | 80.3% | 114.5% | NA | |
How Does the 15*15*15 Rule Work?
The power behind this rule is compounding — where returns generated on investments are reinvested, leading to exponential growth over time.
Here’s a simple breakdown of compounding with a different example —
| Investment Period | Monthly Investment (AED) | Approximate Final Amount (AED) |
|---|---|---|
| 5 Years | 1,500 | 139,567 |
| 10 Years | 1,500 | 420,286 |
| 15 Years | 1,500 | 984,914 |
This means even with a small investment in UAE, the longer you stay invested, the bigger your wealth grows.
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“Someone's sitting in the shade today because someone planted a tree a long time ago.” |
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Advantages of the 15*15*15 Rule Investment
Here’s how the 15*15*15 rule in mutual funds benefits you —
Can we get a 15% return on mutual funds?
While mutual fund returns fluctuate, historically, well-performing equity mutual funds have delivered an average 12-15% annual return over the long term.
Is the 15*15*15 rule guaranteed?
No, market-linked investments carry risks. However, historical trends suggest long-term investing in equity funds tends to yield positive results.
What is the 15*15*30 Rule?
The 15*15*30 rule follows the same principle but extends the investment duration to 30 years, resulting in a significantly larger corpus.
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