7 Tips for Buying a New Car in the UAE

Find out what it takes to get your dream car in the UAE.

Tip1- Know Your Needs

Assess your situation and requirements. What kind of car do you need? A family car for those weekend family trips or an eco-friendly EV to reduce your carbon footprint? Sit down, consider your requirements, and budget for buying a new car rather than going for the first one you see. For instance, if you are single, consider buying a hatchback. However, if you have a large family, go for an SUV. Determine what you need and understand which type of car will work the best for you. 

Tip2- Research Your Options

Another tip for buying a new car is to research your options. Research the brand, specifications, costs, and the right model. You can also check out the list of official car dealers in Dubai who are trustworthy for all your car needs. 

The list includes —

• Al-Futtaim Motors & Trading Enterprises – Sells Toyota, Volvo, Honda, Chrysler, Dodge, Lexus, and Jeep
• Emirates Motor Company and Al Fahim – Sell Opel and Mercedes-Benz
• Al Habtoor Motors – Sells Chevrolet, Bugatti, Mitsubishi, and Bentley
• Al Tayer Motors – Sells Land Rover, Lincoln, Ferrari, Jaguar, Ford, and Maserati
• Al Nabooda Automobiles – Sells Audi, Volkswagen, and Porsche

Take time to shortlist the cars you find relevant. 

Tip3- Go for a Test Drive

Once you have shortlisted the car you want, go for a test drive. It helps you get the essence of the vehicle. Test the vehicle for parking, check visibility, brakes, and of course, the car’s body type. Pay attention to the details, such as whether the seats are comfortable and how the features — including the safety system, interiors, and exterior — compare.

Other things to check out are —

• The model types, trim levels, and upgrades — check for variants that work for you
• Manufacturer warranty and additional warranty offered by the dealer (if possible)
• Check the basic features and features that can be added later
• Ask the dealer if there are additional services like free recovery and so on 

Tip4- Negotiate the Price

Once you’ve researched and done the test drive, negotiate the amount. Check out the discounts on the car. If you are buying directly from the dealership, ask them for special promotional prices or the currently available offers. At times, instead of receiving a discount, you can also get freebies like extended warranties. 

Tip5- Get the Finances Sorted

Once you have fixed the price, figure out how you will pay for the car. One way is to get a loan, while the other is to buy directly. Not everyone can afford to buy up front. For this reason, several banks offer car loans across the country to make the job easier for you. All you need to pay is 20% of the amount as a down payment — the bank takes care of the remaining part.

Tip6- Make Sure Car Insurance is in Place

Before getting the vehicle out of the showroom, make sure you have your car insurance in place. You can get the best car insurance in UAE on Policybazaar.ae. This way, your vehicle will be secure right from the moment you leave the showroom. Furthermore, a motor insurance policy is a prerequisite for registering your new vehicle. So, make sure you have a policy number on the Mulkiya card.

Tip7- Insurance

The last step in buying a brand new car would involve buying car insurance. Remember, research on car insurance is as important as buying a car. Car insurance is like life support for your brand new car. Car insurance will protect your car from any unwanted financial emergencies in the future.

Before you buy car insurance in the UAE, make sure to compare car insurance online. Note that car insurance in UAE comes in two different types- comprehensive car insurance and third-party insurance.Comprehensive car insurance is a premium cover that will cover your car in case of any damage. Since it is premium insurance, it covers court-ordered funds to be paid to a victim in case of accidents.Third-party insurance is for the third-party physically affected by your car. You won’t have to spend a single dirham on the third party involved if you have the Third-party insurance. The insurance company will cover all the expenses for the damages caused by your car.

Key Takeaways

The key to a successful new car purchase in the UAE lies in understanding your needs and conducting thorough research. You should test drive the vehicles, as it is important to make sure that the car you buy suits your requirements. You should negotiate the price to get better deals, so don’t hesitate to ask. Lastly, securing insurance before driving off is crucial for your peace of mind. Following these steps can make the car-buying experience much more rewarding.