Oriental Insurance

Oriental Insurance Company was established in India in the year 1947. During its tenure of more than 70 years, the company has expanded its business very humbly not only in India but also abroad as well. The Oriental Insurance Company Ltd (Dubai Branch) is an overseas branch of The Oriental Insurance Company Ltd based out in Indian. In the UAE, the company performs its operations via a leading Agency of "ARMAB INSURANCE WORKS LLC" since the year 1960.

The span of more than 55 years in UAE is the testimony of trust and faith of its clients on the company. The insurance company is as well offering support to other firms that are operating in the GCC states by offering Facultative Re-Insurance on different risks because of financial strength and huge underwriting capacities.

Why Buy Oriental Insurance Plans?

The Oriental Insurance Company has not only grown itself as an insurance provider in India and abroad like UAE, but it has also obtained technical expertise through its huge force of employees. From technically qualified professionals like engineers and risk managers, the company has a very talented workforce. This is the reason; Oriental Insurance is able to offer some of the best insurance services and products to its clients. The credo of the company is "Security with Service" and "Customer Friendly" - and the company is able to retain it. These are some of the genuine reasons to purchase insurance plans from Oriental Insurance Company.

Oriental Insurance Products Portfolio

Individual	Corporate
Motor	Marine
Household	Property
Personal Accident	Engineering
	Liability
	Others
	Motor
	Health

Individual:

The insurance policies covered under the individual plan are:

Motor Insurance:

An individual works hard to purchase an automobile, sometimes due to business or sometimes due to fulfilling his/her personal requirements. Whatever the cause is, securing a purchased automobile is the responsibility of its owner and thus for the same, there are motor insurance policies. Oriental Car Insurance offers the following plans for an individual:

• Comprehensive Insurance: Provides cover against damage or loss to own car, its spare parts, and accessories.
• Third-party Liability Insurance: Covers against various third-party liabilities if damage or loss to other's car, property, or bodily injury occurs.
• Motor Cycle Insurance: The motorcycles with a capacity up to 350cc are covered in this policy when it

House Hold Insurance:

Home is not only a place where one gets affection, but it is a place where the sense of security comes. Therefore, to protect it and its contents is the responsibility of its owners. Under the household insurance policy of Oriental Insurance, both the building and its contents are covered. The key inclusions of this insurance policy are:

• Fire, allied perils, housebreaking risks, and burglary
• Loss of valuable items like jewelry, cash is covered.
• Damage of fixed plate glass is covered.
• Loss of computer and laptops from the premises of home.
• Public liability like a legal liability to property owner and neighbor is also covered.

Personal Accident Cover:

We all are exposed to accidents in our day-to-day life and accidents do occur despite taking various precautions. Therefore, in order to protect one against personal accidents, personal accident cover is offered by Oriental Insurance Company. The inclusions of this policy are:

• Medical expenses
• Accidental death
• Permanent total disability
• Expenses of repatriation
• Temporary total disability

Corporate:

The insurance policies provided under this plan are:

Marine Insurance:

To provide cover against various marine risks, this insurance policy is introduced by Oriental Insurance Company. The insurance plans covered under this policy are:

• Marine Cargo Insurance
• Institute Cargo Clause
• Land Transit Clause (A & B)
• Hull & Machinery Insurance

Property Insurance:

A corporate must take this insurance policy to protect property (corporate buildings) and its contents against fire, burglary, natural disasters, etc. The insurance plans covered in this policy are:

• Property All Risk
• Fire and Allied Perils including Burglary
• Loss of profits insurance/business interruption

Engineering Insurance:

The engineering insurance policy is specially designed to provide cover against loss or damage to civil engineering construction projects starting from small villa to high-rise and bridge. The loss or damage of projects that involve the installation/erection of plant, equipment, and machinery are also covered. The plans under this policy are:

• Contractors all risk insurance
• Erection all-risk insurance
• Machinery breakdown insurance
• Electronic equipment insurance
• Boilers explosions insurance policy
• Contractors Plant and machinery insurance policy
• Marine cum erection / storage cum erection policy

Liability Insurance:

This insurance policy is for businesses (small or big) who deal indirectly or directly with the public. The plans that Oriental Insurance provides under this policy are:

• Public Liability Insurance
• Workmen Compensation / Employer's Liability

Other Insurance:

If an individual wants to protect his/her valuables like jewelry, cash, etc, he/she can take one of the options from the different categories of this insurance policy:

• Jewelry block insurance policy
• Fidelity guarantee insurance policy
• Cash insurance policy
• Group personal accident
• Professional indemnity insurance policy

Motor Fleet Comprehensive Insurance:

Under this insurance policy, loss or damage to the vehicle, its accessories, and spare parts are covered.

Health Insurance:

To get health insurance coverage for a group of people, this insurance policy is added to the insurance policies of Oriental Insurance. The plans covered under this insurance policy are:

• Oriental Wellness - SME 1
• Oriental Wellness - SME 2
• Oriental Wellness - SME 3
• Oriental Wellness - Bronze
• Oriental Wellness - Silver
• Oriental Wellness - Gold
• Oriental Wellness - Diamond
• Oriental Wellness - Platinum