Which Car Insurance Company is Better: GIG Gulf Vs Sukoon?

An Overview of GIG Gulf Insurance and Sukoon Car Insurance

Before we get into the details, it’s important to know a bit about the insurance companies. Both GIG Gulf Insurance and Sukoon Car Insurance have a strong presence in the UAE, but each comes with its own approach and background.

Key Inclusions Compared: GIG Gulf Car Insurance Vs Sukoon Car Insurance

When you're choosing motor insurance, the first decision is usually between Third-Party Liability and Comprehensive Cover. Both GIG Gulf Insurance and Sukoon Car Insurance offer these options, but the inclusions and optional benefits can vary.

Here's how they stack up — 

1. Third-Party Liability Insurance

This is a legal requirement in the UAE. It covers damage or injury you cause to others, but not your own vehicle, given that you are at fault. 

2. Comprehensive Car Insurance

This plan covers third-party liabilities and damage to your own vehicle due to accidents, fire, theft and more.

Benefits Compared: GIG Gulf Car Insurance Vs Sukoon Car Insurance

Once you know the basic coverage, the next thing to look at is what extra value each insurer offers. These additional benefits can make a big difference when you're dealing with an accident, breakdown or claim.

Below is a side-by-side comparison of some of the key benefits included in both GIG Gulf Insurance and Sukoon Car Insurance plans — 

Claims Process and Customer Support: GIG Gulf Vs Sukoon

A car insurance policy is only as good as the support you receive when something goes wrong. Whether it’s a minor accident or a flood-related loss, a smooth claims process and responsive customer service are important.

Add-ons Offered by GIG Gulf and Sukoon

Sometimes, the small details can make a big difference. Optional add-ons give you the chance to customise your motor insurance and get protection that fits your lifestyle. From hire cars to valet theft protection, both GIG Gulf Insurance and Sukoon Car Insurance offer a range of extra covers you can include with your main policy. 

Which One Should You Choose? GIG Gulf Vs Sukoon

Now that we’ve compared both providers across all major areas from coverage and claims to extras and support, the big question is: Which motor insurance is better for you?

The truth is, both GIG Gulf Insurance and Sukoon Car Insurance offer excellent value, but they serve slightly different types of drivers.

✅ Choose GIG Gulf Insurance if:

1. You want higher personal accident cover and wider third-party damage limits
2. You prefer longer agency repair periods (up to 5 years with the Prestige plan)
3. You’re looking for strong overall protection, especially if your car is new or high-value
4. You value multilingual service and a trusted name with long regional experience

✅ Choose Sukoon Car Insurance if:

1. You want a quick, digital-first experience — especially when it comes to claims 
2. You like having extra features like valet theft cover or special flood claim support
3. You drive an SUV and want off-road cover included without needing to add it
4. You’re after a good balance of cost and features for regular, everyday driving

There’s no single “best” option. The choice between GIG Gulf Car Insurance Vs Sukoon Car Insurance comes down to your driving habits, the type of car you own and which benefits matter most to you.Compare both car insurance plans at once via Policybazaar.ae’s quotes today!

Frequently Asked Questions