Europe is a dream destination for travelers worldwide, offering a blend of diverse culture, rich history, delicious cuisines, beautiful monuments, and modern infrastructure. With around 50 countries, the continent offers breathtaking tourist spots that attract every kind of traveler. 

While traveling to European countries is fun, it is essential to consider potential risks. That’s why it’s crucial to be covered with the right travel insurance plan. It’s an investment that offers financial safety and peace of mind throughout your journey. 

Let’s explore this guide and understand why travel insurance for Europe is important and what it covers. 

Quick Facts About Europe

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Do I Need Travel Insurance for Europe? 

The necessity of travel insurance to Europe depends upon which European country you are traveling to. If you are planning to visit the Schengen area and require a visa (depending on your nationality), then it’s mandatory to have travel insurance for Europe. However, in many countries, it’s not compulsory for the UAE travelers but is often recommended for a safe and hassle-free journey. 

Regardless of the specific requirements, securing the right coverage is essential. It provides you comprehensive coverage from medical and non-medical emergencies, including trip curtailment, flight cancellation, baggage loss/damage, and much more. 

In the next section, we will take a look at the additional benefits of having international travel insurance. 

Is a Visa Required for Europe Travel? 

The requirement of a European visa depends upon the country you plan to visit from the UAE. 

If you are a UAE nationals or citizen visiting the Schengen area, you are exempt from the visa requirements. This lets you stay in the area for up to 90 days within a period of 180 days. However, the UAE residents must check the visa requirements while entering the Schengen region, as the requirements vary depending on your nationality. 

Furthermore, if you plan to visit multiple European countries from the UAE, it's crucial to know which country requires a visa and which does not. Having this information in advance will make your travel much smoother and easier.

EU New Entry Requirements The European Union is all set to start ETIAS travel authorization from the last quarter of 2026 for the 30 visa-exempted European countries. You can check the official website for the list of countries and more details.  As per this upcoming implementation, UAE nationals will need ETIAS travel authorization for the short-term stay in the specified European countries, including Spain, Denmark, Austria, and more.

Necessary Documents While Visiting Europe 

You may need to have the following documents while visiting Europe from the UAE: 

☑️Emirates ID

☑️Passport 

☑️Passport-size photo 

☑️Proof of sufficient means 

☑️health insurance with EUR 30,000 coverage 

☑️Current bank statement 

How to Buy Travel Insurance Europe in the UAE? 

You can get the ideal travel insurance for Europe. Here’s what you need to do: 

➡️Start Travel Insurance Journey

➡️Select ‘Travel Out of the UAE’ and fill out the lead form 

➡️Compare various plans on the quote page, including coverages, benefits, and more 

➡️Choose the best one that fits your requirements and click on the ‘Buy Now’ button

✅It’s done! One of our representatives will get in touch with you soon to assist you with the next steps. 

Tips to Choose the Best Travel Insurance Plan for Europe

Consider the following tips while purchasing travel insurance for Europe: 

Policy Coverage 

Understanding what your travel policy covers is the first thing on which you should pay attention. A good plan offers medical emergency, repatriation, trip curtailment, and more. 

Cost and Premium 

If you are searching for how much is travel insurance to Europe, you should compare various plans to get the most affordable one. Don’t fall for low prices, as cheap policies might not provide essential coverages. 

Insurer’s Reputation 

Always look at the reputation of the insurance provider while buying a travel plan. If the provider has a good reputation and holds the customer’s trust, you can opt for them. 

Exclusions

It’s a crucial factor that you can’t ignore while getting a travel insurance plan. Review the policy exclusions or limitations, such as pre-existing illness, adventurous activities, and so on, and choose the one that aligns with your travel requirements. 

Claim Process

Consider a travel insurance provider with the easy and fastest claim process. This ensures you get the reimbursement whenever you need it without any hassles. 

Best Time to Visit Europe

Although Europe is a travel destination that's great to visit at any time of year, the best time to visit is from June to September. 

During these months, you can experience sunny weather, warm beaches, and attend many events and fests. However, in different regions of Europe, the temperature can vary, but you can find a perfect mix of outdoor as well as indoor activities to make the most of your trip. 

Furthermore, many UAE residents choose Europe as their go-to destination during festive seasons like Eid al-Adha. This year, nearly 30–40% of Eid holiday bookings are for European countries—this clearly shows that travelers are seeking more than just a break. They’re in search of memorable experiences that blend comfort, culture, and iconic sightseeing.

Best Places to Visit in Europe

Whenever you plan a trip to Europe, you must visit the below-listed places: 

Click here to explore more places. 

How to Reach Europe from the UAE? 

Traveling from the UAE to Europe covers a distance of around 5,244 km. The most common and the most efficient way is by air, with direct flights taking 6 to 8 hours to major European cities.

For those seeking a more scenic and leisurely experience, cruise options also exist, though they’re longer and more luxurious. All in all, flying remains the fastest, most convenient, and budget-friendly way, ideal for both business and leisure travelers. 

To make your Europe trip hassle-free, it is advisable to book your tickets in advance and plan your itinerary accordingly.