Sehteq Health Insurance Dubai

Sehteq Health Insurance

Sehteq is a digital health insurance provider in the UAE, that provides a wide range of affordable, user-friendly, and effective health insurance plans designed to provide comprehensive health coverage to both expatriates and UAE nationals.

The digital startup has recently managed to gather funding of AED 20 million making it one of the biggest market players in the startup category.  

Best Sehteq Health Insurance Plans in UAE

Sehteq insurance company offers five plans that provide coverage to the policyholder and their family members in the UAE. Here’s a quick run-down on the details of Sehteq health insurance plan-

Plan Name	Medical Cover (AED)	Network	Price
Basic	1,50,000	Sehteq Basic Network
Care	1,50,000	Sehteq RN3 Network
Care Plus	1,50,000	Sehteq RN3 Network
Executive	1,50,000	Sehteq RN2 Network
Executive Plus	1,50,000	Sehteq RN2 Network
See More Plans >>

Why Choose Sehteq Health Insurance Company?

Sehteq health insurance company Dubai is one of the most reliable and popular insurance providers in the UAE that offers a plethora of insurance and finance-related services in the UAE. If you are looking forward to safeguarding the future of your loved ones you can opt for a health insurance plan from Sehteq health insurance company. The best part is that Sehteq's health insurance prices are affordable making it convenient for customers. The policyholder can choose online or offline support based on their convenience.

Features and Benefits of Sehteq Health Insurance

The salient features and benefits of Sehteq health insurance are as follows-

Pre-Approval and Authorizations

With Sehteq health insurance, the network hospitals and other service providers do not ask for pre-approvals and authorizations. Insurance buyers can simply visit Sehteq’s online portal, submit the required documents, and get approval in minutes.

Extended Coverage

Under Sehteq health insurance users can get extended coverage.

Offers and Discounts

Customers are eligible to enjoy ongoing offers and discounts offered by the provider. Discounts and offers are subject to change based on the company guidelines.

Worldwide Coverage

Sehteq health insurance provides worldwide coverage which guarantees safety and protection to its customers regardless of their geographical location, excluding Abu Dhabi and Al Ain.

Permanent Disability and Critical Illness Coverage

Policyholders can enhance the protection criteria by opting for permanent disability and critical illness coverage.

Sehteq Medical Insurance Coverage

Plan Name	Basic	Care	Care Plus	Executive
Medical Cover (AED)	150000	150000	150000	150000
Pharmacy Limit	Up to AED 1,500	Up to AED 3,000	Up to AED 5,000	Up to AED 10,000
Network	Clinics: 334	Clinics: 340	Clinics: 340	Clinics: 352
	Hospitals: 14	Hospitals: 17	Hospitals: 17	Hospitals: 18
	Pharmacies: 550	Pharmacies: 554	Pharmacies: 554	Pharmacies: 563
Co-Payments	30% Approved Medicine	20% OP Consultations	20% OP Consultations	10% OP Consultations
	20% In-Patient	20% Approved Medicine	20% Approved Medicine	10% Approved Medicine
Network	Sehteq Basic	Fortune RN3	Fortune RN3	Fortune RN2
Price

Sehteq Health Insurance Plan Inclusions

The inpatient inclusions under policies offered by Sehteq health Insurance uae Company are as follows-

• Total coverage of AED 150,000
• Patient accommodation at the hospital
• Medical tests, diagnostic fees, treatments, surgical procedures for non-emergency services
• Emergency treatments
• Transportation services (ambulance)
• Inpatient maternity services
• Accommodation for an individual accompanying patient up to the age of 16 for AED 100 per night.

Here’s a run-down on inclusions on the outpatient services offered by Sehteq health insurance company-

• Medical examinations, diagnostics, treatments, consultations
• Laboratory tests
• MRI, CT-scan, X-rays, endoscopies
• 6 sessions of Physiotherapy
• Pharmacy expenses with a capping of AED 1500 annually

Sehteq Health Insurance Company Exclusions

The exclusions under Sehteq medical Insurance plans are as follows-

• Procedures and treatments are not medically necessary.
• All dental and orthodontic procedures.
• Healthcare procedures performed by unauthorized practitioners.
• Expenses incurred in the treatment of hearing, vision, prosthetic corrections
• Mental diseases both inpatient and outpatient
• Healthcare procedures including acupuncture, acupressure, homeopathic treatments, etc.
• Ailments caused due to smoking and nicotine consumption

Sehteq Health Insurance Claim Process

The Sehteq health insurance claim process is simple and hassle-free. Customers can choose the medium of claiming based on their convenience. All you need to do is fill the claim form and submit it with relevant documents for processing. This can be done by both online and offline means. Once the claim is submitted the provider will investigate and the process is followed by the disbursement of funds.

Documents required for claim submission and processing-

• Claim form
• Medical bills and invoices
• Policy papers
• Identification proof
• Valid UAE visa for expatriates
• Other documents as per the provider’s requirement.