Alliance Term Insurance

Alliance Insurance, a leading provider in the UAE, offers comprehensive term insurance solutions designed to secure your family's financial future. With a strong reputation for reliability and trust, Alliance has been serving the region for decades and ensuring that individuals and families have the protection they need in times of uncertainty.read more

Written ByAashima MongiaContent Writer (Expertise: Term Life Insurance & Investment)

Reviewed ByAtul KathuriaBusiness Head – Term & Investment | Policybazaar.ae

Last updated on 22 April 2025Editorial Standards

Best Term Insurance Plans in UAE

Some of the best Term Insurance quotes in UAE & Dubai are:

Policy Term

Age

Cover

Payment Frequency

YearlyMonthly

98.1% Claim Settlement Ratio

Term Life Protect

Life Cover (AED)1,000,000

Policy Term (Years)10

Passive War Cover
Pre Existing Disease Coverage
Medical Checkup Not Required
Worldwide Coverage

95% Claim Settlement Ratio

Term Life

Life Cover (AED)1,000,000

Policy Term (Years)10

Worldwide Coverage
Life Cover
Entry Age

98% Claim Settlement Ratio

International Term Assurance

Life Cover (AED)1,000,000

Policy Term (Years)10

Passive War Cover
Pre Existing Disease Coverage: Subject to Approval*
Medical Checkup Not Required
Worldwide Coverage
Critical Illness Cover

98% Claim Settlement Ratio

Live Life Now

Life Cover (AED)1,000,000

Policy Term (Years)10

Worldwide Coverage

98% Claim Settlement Ratio

Critical Illness Protection

Life Cover (AED)1,000,000

Policy Term (Years)10

Worldwide Coverage
Cancer Cover

A term plan from Alliance provides essential coverage at affordable premiums, safeguarding against life's unexpected events, such as critical illness or death. These policies are tailored to offer flexible options, giving you peace of mind and financial security as per your specific needs.

Whether you’re looking to protect your family’s well-being or ensure long-term financial stability, you can certainly look towards Alliance term insurance plans for a dependable solution in the UAE.

What is Alliance Term Insurance in the UAE?

Alliance term insurance is a pure life cover in the UAE that covers your family if you pass away during the policy period. This coverage is provided in the form of a lump sum amount.

Alliance term plans are quite affordable and are of specific tenure. You can also get optional riders to upscale your plan and get coverage for additional risks.

Why Buy an Alliance Term Insurance Policy?

Here’s what you get when you buy Alliance term insurance in the UAE —

Customisable insurance plans
Experienced and qualified agents
Assistance from industry experts
Easy application process
24/7 customer care service

Buy Term Insurance Online

Features and Benefits of Alliance Term Insurance

Let’s take a look at the key features and benefits of Alliance term insurance in the UAE —

Term Insurance Plan	Smart Life Term Assurance Plan
Policy Term — Between 10 and 35 years Flexible Premium Payment — Upfront payment, 3 years payment, 8 years payment, 5 years payment, and regular payment Death Benefit — 100% of the sum assured Add-ons — Critical Illness Partial/Permanent/Total Disability Benefit Family Income Benefit Passive War Benefit Accidental Death and Dismemberment Triple Accident Benefit Waiver of Premium Benefit	Policy Term — Term between 5 years and 30 years Built-in Benefits — Accidental death benefits, permanent total disability, cancer cover, and hospital cash benefit Death Benefit — 100% of the sum assured Full term payment

Term Insurance Plan

Smart Life Term Assurance Plan

Policy Term — Between 10 and 35 years
Flexible Premium Payment — Upfront payment, 3 years payment, 8 years payment, 5 years payment, and regular payment
Death Benefit — 100% of the sum assured
Add-ons —
- Critical Illness
- Partial/Permanent/Total Disability Benefit
- Family Income Benefit
- Passive War Benefit
- Accidental Death and Dismemberment Triple Accident Benefit
- Waiver of Premium Benefit

Policy Term — Term between 5 years and 30 years
Built-in Benefits — Accidental death benefits, permanent total disability, cancer cover, and hospital cash benefit
Death Benefit — 100% of the sum assured
Full term payment

Eligibility Criteria to Apply for Alliance Term Insurance in Dubai, UAE

Check out the eligibility criteria to apply for Alliance term insurance in the UAE —

Term Insurance	Smart Life Term Assurance Plan
Minimum Entry Age — 18 years Maximum Entry Age — 65 years Maximum Age on Maturity — 80 years	Minimum Entry Age — 5 years Maximum Entry Age — 60 years Maximum Age on Maturity — 65 years

Term Insurance Calculator for Alliance

Everything You Need to Know About Term Insurance
Self Employment Insurance	Can I Cancel My Insurance Policy?
Disability Insurance for Individuals	Risks Are Not Covered in the Term Insurance
Top Self-Employed Insurance Plans	5 Years Term Policy in UAE
Disability Cover under Term Insurance	Family Term Life Insurance
Staggered Payment in Term Insurance	Term Life Plan for Wife
Universal Term Life Insurance	Long Term Insurance

Other Insurance By alliance

Reviews & Ratings

★★★★★4.7 / 5

(based on 44,090 reviews)

Ankur KumarDubai, 3 September 2026

★★★★★

Smooth and Hassle-FreeThe online application was very simple. I compared different life insurance plans from leading UAE insurers and selected the one that suited my needs at pbUAE. Customer support was excellent throughout journey.

Mohammed AlkhaldiAbu Dhabi, 25 August 2026

★★★★★

Financial Protection for FamilyBought a HAYAH Life Insurance Plan to make sure my family is financially secure if anything happens to me. The process was transparent with policybazaar.ae and there no hidden surprises later.

Abdul AlimAbu Dhabi, 23 August 2026

★★★★★

Good Experience OverallI was confused between life insurance and term insurance. PbUAE advisor took time to explain the difference and helped select life cover. Premium manageable and coverage is decent.

Sharif Mia Abdul AwalAbu Dhabi, 22 August 2026

★★★★★

Best Option for Long-Term SecurityAfter becoming parent, life insurance became a priority. Chosen a Life insurance plan from PBUAE because it offered long-term protection. Application process was easier than I expected.

Aditya Sanjay BairathiDubai, 19 August 2026

★★★★★

Got Protection Plus SavingsI wanted a plan that provides life cover and also helps me save for the future. Bought a metLife whole insurance plan from PBae and the benefits were explained very clearly. Happy with my decision.

Yousef Ibrahim Obaid Dhelea AlzaabiAbu Dhabi, 16 August 2026

★★★★★

Good Value for MoneyCompared many term plans in UAE before deciding. Got a high coverage amount for a reasonable premium. Everything was explained clearly including claim process and exclusions. Very satisfied.