Health insurance for your parents will not only cover treatments, but also offer wellness benefits such as the right guidance on exercising, nutrition, lifestyle and overall health, etc.
Don’t gamble with your health, get the right cover at the right price.
Valid on select insurers. T&C apply *
Family health insurance is a kind of health insurance that gives you insurance coverage for both you and your family. Some of these plans also cover your extended family.
Family medical insurance plans provide you quality healthcare in some selective hospitals and cover all your medical expenses on a cashless or reimbursement basis.
Here are the best family medical insurance plans in Dubai, UAE:
|Plan Name||Medical Cover (AED)||Pharmacy Limit||Price|
|Orient Insurance - Gold - Family Care Plan A||1,000,000||Upto Medical Cover|
|Takaful Emarat - Rhodium||1,000,000||Upto AED 15,000|
|Watania - Gold - Family Care Plan A||1,000,000||Upto Medical Cover|
|Alliance - Universal Plus Plan||500,000||Upto AED 10,000|
|DNIRC Gold - Plan A||1,000,000||Upto Medical Cover|
|See More Plans >>|
Here are a few compelling reasons that’ll make you realize that family health insurance is not a nuisance, rather a necessity. Let’s take a look at why you might need one for your family:
Cashless Hospitalization: With a health insurance plan in place, you can have your family treated in world-class facilities without worrying about the cost of treatment. Let’s imagine, one of your family members gets sick and needs urgent medical intervention and surgery. If you have medical insurance, these emergencies are taken care of very well. You can go for a cashless hospitalization to one of the network hospitals and get your loved one treated without worrying too much. However, if for some reason, your chosen hospital doesn’t fall under your insurance provider’s network, you can easily get a reimbursement for the expenses that you bear.
Financial Protection: You have the option to go for a family health insurance plan that takes care of all your medical bills eliminating the need for paying out of pocket.
Safety and Security: Family health insurance plans come with numerous benefits. They have lower rates and higher advantages that continue to cover you and your family for the prescribed tenor.
Quality Treatment: As we all know medical expenses are not limited when it comes to going for treatment. They include various medical expenses like doctor's consultation, diagnostic tests, medicines, hospital room rent, operation theatre costs, ambulance charges, etc., and continue to increase.
There are a few things that you must consider before buying the best health insurance for your family. Here’s a list:
The best medical insurance for the family includes:
A common family health insurance plan excludes-
All UAE residents and nationals are eligible for any basic health insurance plan available in the country and that includes family-specific plans as well. Irrespective of the age, everyone shall be covered in the family plan, whether it is an individual personal plan or insurance offered by the employer. However, the number of dependents may vary as per the insurance provider that you choose. All you need to do is read the terms and conditions of the selected plan carefully to know the kind of coverage that’s being provided in the plan.
Following are a few eligibility details that you will need to keep in mind when buying family health insurance:
Here is a simple process that you can follow to buy the cheapest health insurance for families in the UAE.
Here is a simple way to buy the best health insurance plan for your family.
The process to claim your medical insurance for your family is as simple as the one for buying it. Here are the simple steps that you can follow to register your claim.
Follow these simple steps to renew your health insurance plan.
Q1. Why do I need an insurance plan for my family?
Ans: Family medical insurance plans help you in keeping your family safe. Taking a family health insurance is cheaper in comparison to buying individual insurance plans for each family member.
A health insurance plan covers your family’s treatment expenses and gives you enough financial strength if a medical emergency comes up. Buying a healthcare insurance plan is the best precaution you can take to meet all your medical requirements for both you and your family.
Q2. What are the documents I need to submit for the family insurance plan?
Ans: Here is the list of documents required for a family insurance plan.
Q3. Can I add my family members to an existing policy?
Ans: A regular insurance policy allows you to add new members at the time of renewal. However, the dependents can be added anytime except for newborns.
Q4. Is it possible to change hospitals during treatment?
Ans: Yes, you can switch hospitals during treatments. However, you need to inform your TPA department and let them evaluate your case based on the terms and conditions of the policy.
Q5. How does a Family health insurance plan work?
Ans: You get a fixed sum insured for a policy term and you can use this amount whenever you avail of any medical services. If the sum insured gets exhausted by one member, no other member can avail of it until the policy gets renewed.
Important Articles Related Health Insurance
|How to Check Medical Insurance Status with Emirates ID||Top 10 Health Insurance Companies|
|A to Z of Getting a Health Card in UAE||Can You Buy Health Insurance for New Born Baby in UAE?|
|Health Insurance Options for Salary Under AED 5000||Health Insurance for Dependents in Dubai|
|5 Best Health Insurance Plans in UAE for 2022||Is IVF covered by Health Insurance|
|Children Health Insurance||How to Renew Daman Health Insurance Online?|
|Health Insurance Claim Settlement||Delmicron – What is it and How is it Different from Omicron?|
|Dos and Don’ts of recovering from COVID-19||Free Annual Health Check-up - What is it and How you can get one?|