An Overview of Union Car Insurance in the UAE

An Overview of Union Car Insurance in the UAEPolicybazaarAverage Rating / 5 ( reviews)
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No matter you drive a simple hatchback for beating the traffic or the latest stylist coupe in the market, your beloved car needs a valued car insurance cover. Starting from basic to a collection of optional benefits, the affordable and comprehensive Union Car Insurance plans are designed to fit your current and evolving requirements with impeccable customer experience.

Key Coverage of Union Car Insurance Policy

Here is a list of the features and benefits included in the car insurance policy offered by the Union Insurance Company.

  1. Vehicle Replacement: The provision of replacement of car is offered to help you in availing a replacement on behalf of your own car that is parked in the garage for repairs after the accident.
  2. Facility of Agency Repair: This feature is amongst the most common benefits of a comprehensive motor insurance policy. In the case of accidental damage, the insurance provider will get the necessary repairs on your car done from the authorized service center of the car.
  3. Exclusive Coverage for Motor Shield: This facility can be availed if there has been an impact on your employment that happened because of any wrongful termination. In this case, Union Car Insurance will take care of your insurance premium.
  4. Coverage for Personal Belongings is also offered under this policy up to a particular limit.
  5. Medical Assistance: The insurance plan also includes complimentary emergency expenses coverage.
  6. Superior Auto Assistance: The facility of airport pick-up and drop-off, responsive and hassle-free roadside recovery, and various concierge services.
  7. Free Coverage: There are many free covers included in the plan such as windscreen damage and car lock replacement.
  8. Discounts: You can also enjoy discounts for each claim-free year and obtain rewards for your good driving skills & concessions on the renewal of car insurance.
  9. Personal Accident: The policy includes an inbuilt personal accident cover of up to AED one million. 

Other Special Features on Union Car Insurance

Union Insurance Company offers Etisalat Smiles, a special car insurance scheme for providing the maximum cover to its customers. Here are some of its features.

  • Earn 1,000 Etisalat Smile Points against each AED 100 of the insurance premium amount paid.
  • Facility of a complimentary motor shield, which includes coverage of up to AED 5,000 in the case of employment loss because of a wrongful termination
  • Avail the services of agency repair for up to five years
  • Involves a waiver of deductibles for damage of windscreen
  • Facility of round the clock emergency roadside assistance
  • Coverage for ambulance
  • Dedicated customer service team for ensuring quick response to the customers
  • Services for motor registration
  • Compensation of up to AED 6,000 for emergency medical costs
  • Coverage for lock replacement up to AED 1,000
  • For new cars (not older than 6 months) coverage for auto gap
  • Off-road facilities, when the car is within five meters from the road (only for station vehicle)
  • Coverage for theft in valet parking
  • Coverage for personal belongings of up to AED 5,000
  • Extended coverage to Qatar and Oman (self-damage, mandatory orange card for third-party liability)
  • Coverage for natural disasters
  • Sim secure facilities 

Union Car Insurance Optional Benefits

The following are the optional benefits available on this car insurance policy.

  • One pick-up and drop-off of the car to the service center
  • One pick-up and drop-off to the airport
  • Vehicle replacement for five, seven, or then days
  • The benefit of courtesy car cash 

Union Car Insurance Claim Settlement Process in the UAE

Union Insurance Company offers a simple four-step claim settlement process in the UAE. It has a dedicated claim processing team, which helps the policyholders in resolving their claim requests in time. The claims can also be settled online by doing the following.

  1. Visit the claims section on the official website of Union Insurance.
  2. Submit the necessary documents online.
  3. Your claim request will be processed after your documents get verified (in case your request is rejected, you can reach the provider and submit the documents again.
  4. The company will send you a notification for claim approval. 

Established in 1998, the Union Insurance Company is listed on the Abu Dhabi Stock Exchange and is certified by the Insurance Authority in the UAE. It has a strong presence in the car insurance market of the Emirates and offers its customers the most comprehensive and innovative insurance products.

The company provides both personalized and standard insurance coverage to SMEs, individuals, government bodies, and large enterprises in the UAE. It is amongst the renowned car insurance providers that offer security to the customers by providing them with protection from all potential risks.

Union Insurance Company has designed multiple car insurance packages that you can choose from. Moreover, the team of dedicated experts provide insurance services such as gap analysis and risk evaluation of plan coverage.

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