Sukoon Life Insurance
Established to financially secure residents, nationals, and expats of the UAE, Sukoon Insurance has made its mark in the country’s insurance industry. One of the most outstanding offerings among its assortment of insurance products is Sukoon life insurance plans.




4.7/5
43,419
Central Bank UAE Registration No.: - 123
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Starting @ AED 50/month*
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Aashima Mongia
Content Writer (Expertise: Term Life Insurance & Investment)
Aashima Mongia is a Content Executive at Policybazaar.ae, dedicated to bridging the gap between complex financial products and the people who need them. Specializing in Term Life Insurance and Investment portfolios, Aashima translates the "fine print" into high-value insights for the UAE market. With a background rooted in Commerce and Digital Strategy, she combines rigorous research with an audience-first philosophy. Her work is a blend of data-backed research and a deep understanding of the UAE's economic pulse, ensuring that every guide she writes is practical, timely, and easy to digest.


Atul Kathuria
Business Head – Term & Investment | Policybazaar.ae
Mr. Atul Kathuria, Business Head of Term & Investment, is a seasoned business leader with more than 15 years of experience across industries, which includes specialising in the life insurance and wealth management space. An alumnus of IIT Delhi, he brings a strong analytical background and deep expertise in building goal-oriented financial solutions tailored for residents and expats in the UAE. By working closely with top insurers, he has strengthened Policybazaar UAE's range of term and investment plans, making financial planning more accessible and effective.
About Sukoon Life Insurance (Previously Oman)
Established to financially secure residents, nationals, and expats of the UAE, Sukoon Insurance has made its mark in the country’s insurance industry. One of the most outstanding offerings among its assortment of insurance products is Sukoon life insurance plans.
The constant commitment to deliver excellent service — be it through digital life insurance plans or customisable conventional plans — has made Sukoon stand out and win several accolades including
- Digital Initiative of the Year at Insuretek Golden Shield Excellence Awards 2023
- UAE Insurer at MENA IR Awards 2023
- 3G Service Excellence and 3G Best Social Impact at Global Good Governance (3G) Awards 2023
Best Term Insurance Plans in UAE
Some of the best Term Insurance quotes in UAE & Dubai are:

- Passive War Cover
- Pre Existing Disease Coverage
- Medical Checkup Not Required
- Worldwide Coverage

- Worldwide Coverage
- Life Cover
- Entry Age

- Passive War Cover
- Pre Existing Disease Coverage: Subject to Approval*
- Medical Checkup Not Required
- Worldwide Coverage
- Critical Illness Cover

- Worldwide Coverage

- Worldwide Coverage
- Cancer Cover
Benefits of Buying Sukoon Life Insurance Dubai
With more than 49 years of industry experience, Sukoon Insurance is known for its excellent products and customer service. Sukoon life insurance plans are specially vouched for the company’s top-rated services that include —
- Quick and smooth claim settlement process
- Reliability
- Customisable insurance plans
- Round-the-clock customer care service
- Company’s solid hold in the UAE by insuring more than 800,000 lives so far
Features and Benefits of Sukoon Life Insurance (Previous Oman Life Insurance) Plans
Tabled below are the key features and benefits of the top Sukoon Life Insurance plans in the UAE —
| Plan Name | Features | Apply | ||
|---|---|---|---|---|
| Life Guard |
|
Apply Now | ||
| DigiTerm |
|
Apply Now | ||
| Term Protect |
|
Apply Now | ||
| Life Protect |
|
Apply Now | ||
Eligibility Criteria to Buy Sukoon Life Insurance UAE
To easily apply for Sukoon Life Insurance in Dubai, UAE, you should meet the following eligibility criteria —
- Nationality — UAE nationals, residents, and expats
- Minimum Age of the Applicant — 18 years
How to File a Sukoon Life Insurance Claim?
Here’s how you can file a Sukoon (previously Oman Life Insurance) life insurance claim for Critical Illness and Accident and Death.
Critical Illness and Accident Claim Process
Follow these steps —
- Intimate the insurance provider to life.claims@sukoon.com within 90 calendar days from the date of the event and provide the following —
- Policy number
- Date when the illness was diagnosed or the accident occurred
- Diagnosis or reason for the illness or accident
- Download the claim form, fill it out, and send it to the company. You will receive the claim reference number within 3 business days of receiving the intimation mail.
- Also, provide the following documents —
- Completed claim form
- Filled-in medical statement form by the treating doctor
- Medical report informing about the illness and treatment
- Necessary medical records
- Filled-in employer statement form (in case of critical illness)
- A valid passport and residence visa page copy
- Police report (in case of critical illness)
Note: Make sure you send all of these documents with stamped and signed claim forms. The provider can ask for additional documents if required.
You will receive the applicable claim settlement or the response within 14 business days of submitting all the mandatory documents.
Death Claim Process
To file a Sukoon life insurance claim in case of the policyholder’s demise, here’s what you need to do —
- Send an email to life.claims@sukoon.com within 90 calendar days from the date of death. Provide the policy number and date, and place and the cause of death.
- You will receive the claim reference number within 3 business days of receiving the intimation mail.
- Once you receive the claim reference number, send the documents mentioned below —
- Filled-in beneficiary claim form
- Death certificate
- Medical reports mentioning the medical history and the illness that resulted in death
- The deceased’s valid passport and residence visa page copy
- Beneficiary’s passport copy or national ID card
- Filled-in medical statement form from the physician who last attended the policyholder
- Medical report from the physician who last attended the policyholder
- Police report in case of accidental report
- Documents that show the beneficiary’s relationship with the policyholder.
The provider can ask for additional documents as and when required.
You can receive a notification about the applicable claim settlement amount or a response from the provider within 14 business days of submitting the documents and the claim form.
Once the claim gets approved, a discharge receipt is sent. This contains information about the amount you will receive within 7 working days of the claim intimation.
The money then gets transferred to the bank account within the next 14 business days.
Why Buy Sukoon Life Insurance from Policybazaar UAE?
When you buy a Sukoon life insurance plan from Policybazaar.ae, you get it at affordable premiums. The straightforward user interface makes it quite easy to apply for a life insurance plan.
What’s more?
In case you are confused about the options, you can seek customer care service anytime. Additionally, the consultation with financial and insurance experts is totally free.
Frequently Asked Questions
What types of critical illnesses get covered if you opt for a critical illness benefit rider?
Some major critical illnesses covered include cancer, kidney failure, major organ transplant, heart attack, stroke, and more.
What are the major factors that affect the cover for Oman life insurance plans?
The main factors affecting the cover for Sukoon life insurance plans are lifestyle, smoking habits, medical history, body mass index, income, pre-existing medical conditions, and more.
Do you need to pay additional charges to include riders in your life insurance plan?
Yes, the cost of the additional benefits gets added to the overall premium to make the policy comprehensive.
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