AED 100,000 cover starting at just AED 7/month

Union Term Insurance

Buy a term plan and secure your family

Average Rating / 5 (ratings )

AED 100,000 cover starting at just AED 7/month

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Life is uncertain, and the best way to secure oneself is to prepare for uncertainties. Union Insurance helps you secure your family and provide them with the necessary financial stability in the event of your untimely death.

Union Insurance’s Smart Term Life is tailored to provide the policyholder and his family mental peace and financial protection. The company offers competitive rates and comprehensive customer support. These qualities make the Union term life insurance plan quite popular amongst the UAE’s thriving expat community.

Key Features and Benefits of Union Insurance Smart Term Life

Smart Term Life offered by Union Insurance comes with a wide range of benefits and features, some of which are mentioned below.

Death Due to Any Cause

The Union term life insurance plan ensures that your dependent gets a fixed lump sum payout in the event of your demise due to any cause, be it accident or sickness.

Affordable Premium

Union Insurance offers some of the most affordable rates in the market. This enables customers to get high coverage at the lowest possible price.

Global Coverage

Union Term Insurance offers 24 hours of global coverage. This means you are covered under the Union term life insurance policy, no matter where you are.

Fully Portable

Union Term Insurance Smart Term Life is a fully portable product, which means you can continue paying your renewal premiums even if you relocate to your home country after purchasing the plan.

Why Apply Online for Union Term Insurance?

Union Insurance offers its customers high-value and innovative insurance products. It is one of the most popular insurance companies in the UAE and the Middle East. Their term insurance cover is reliable and cost-effective.

The online application process for a Union term life insurance policy is as easy as it can get. The company has a user-friendly website and a hassle-free application process that requires minimal documentation.

Claim Process of Union Term Insurance

The beneficiary can make a claim using a simple 3 step process.

Contact Customer Care

The first step in the claims process is contacting the customer care of Union Insurance at 800 UIC4U. A customer care executive will assist the beneficiary with the entire process.


The next step in the claims process is submitting the required documents including a duly filled claim form.

Reviewing and Claims Processing

The final step in the process is reviewing the submitted documents and the claim form. Once the company has verified all the documents, it will process the claim.

Contact Details of Union Term Insurance

You can reach Union Insurance via email at or via call at 800 UIC4U. Customer care agents at the company are always ready to help applicants and policyholders.

FAQs on Union Term Insurance

Q1: What payment methods can I use for paying my premiums?

Ans: You can make your payments using any of the following formats:

  • Direct debit
  • Credit card
  • Bank transfer
  • Post-dated cheques

Q2: What do I do if I lose my policy documents?

Ans: If you end up losing your policy documents, you can call the customer care on 800 UIC4U (84248) or write an email to

Q3: What is the procedure for updating the contact details?

Ans: You can update your contact details in the same manner you report your lost documents.