Hayah Insurance is a reputable insurance provider in the UAE, known for its commitment to protecting the financial well-being of individuals and families.
Written ByAashima MongiaContent Writer (Expertise: Term Life Insurance & Investment)
Aashima Mongia
Content Writer (Expertise: Term Life Insurance & Investment)
Aashima Mongia is a Content Executive at Policybazaar.ae, dedicated to bridging the gap between complex financial products and the people who need them. Specializing in Term Life Insurance and Investment portfolios, Aashima translates the "fine print" into high-value insights for the UAE market. With a background rooted in Commerce and Digital Strategy, she combines rigorous research with an audience-first philosophy. Her work is a blend of data-backed research and a deep understanding of the UAE's economic pulse, ensuring that every guide she writes is practical, timely, and easy to digest.
Reviewed ByAtul KathuriaBusiness Head – Term & Investment | Policybazaar.ae
Atul Kathuria
Business Head – Term & Investment | Policybazaar.ae
Mr. Atul Kathuria, Business Head of Term & Investment, is a seasoned business leader with more than 15 years of experience across industries, which includes specialising in the life insurance and wealth management space. An alumnus of IIT Delhi, he brings a strong analytical background and deep expertise in building goal-oriented financial solutions tailored for residents and expats in the UAE. By working closely with top insurers, he has strengthened Policybazaar UAE's range of term and investment plans, making financial planning more accessible and effective.
Specialising in various insurance solutions, Hayah offers tailored term life insurance plans that are designed to provide comprehensive security and peace of mind. Term plans from Hayah ensure that in the unfortunate event of the policyholder's passing, the designated beneficiaries receive a guaranteed payout that can be used to cover outstanding loans, daily expenses, or future financial goals.
With a range of customisable options and add-ons, Hayah term insurance policies are flexible and affordable, aligning with individual needs. This protection serves as a vital instrument for securing one’s family’s future, allowing them to confidently face life's uncertainties.
Best Hayah Term Insurance Plans
Some of the best Term Insurance quotes in UAE & Dubai are:
98.1% Claim Settlement Ratio
Term Life Protect
Life Cover (AED)1,000,000
Policy Term (Years)10
95% Claim Settlement Ratio
Term Life
Life Cover (AED)1,000,000
Policy Term (Years)10
98% Claim Settlement Ratio
International Term Assurance
Life Cover (AED)1,000,000
Policy Term (Years)10
98% Claim Settlement Ratio
Live Life Now
Life Cover (AED)1,000,000
Policy Term (Years)10
98% Claim Settlement Ratio
Critical Illness Protection
Life Cover (AED)1,000,000
Policy Term (Years)10
What is the HAYAH Term Insurance Plan?
HAYAH term insurance offers coverage for a pre-specified tenure — 10 years, 20 years, or 30 years. If the life assured passes away during the policy tenure, the beneficiary will receive the death benefit.
Why Should You Buy HAYAH Term Insurance?
Here are the key reasons to buy a HAYAH term insurance policy —
No, suicide is not covered under HAYAH term insurance plans.
What are the documents required for a death claim?
The documents needed for filing a death claim include a filled-in claim form, a copy of the death certificate, the beneficiary’s identity proof, an original policy document, and other documents.
Will you get a non-smoker discount if you stop smoking now?
No, you don’t get a non-smoker discount if you stop smoking now. You can get it only if you abstain from tobacco for at least one year.
What happens if you miss a premium?
You have a grace period of at least 30 days to pay the missed premium.
HAYAH Term Insurance UAE - Compare & Buy HAYAH Term Insurance in Dubai, UAE. Explore its various plans, features, inclusions, and claim process & other details.
★★★★★4.7 / 5
(based on 44,090 reviews)
Ankur KumarDubai, 3 September 2026
★★★★★
Smooth and Hassle-FreeThe online application was very simple. I compared different life insurance plans from leading UAE insurers and selected the one that suited my needs at pbUAE. Customer support was excellent throughout journey.
Mohammed AlkhaldiAbu Dhabi, 25 August 2026
★★★★★
Financial Protection for FamilyBought a HAYAH Life Insurance Plan to make sure my family is financially secure if anything happens to me. The process was transparent with policybazaar.ae and there no hidden surprises later.
Abdul AlimAbu Dhabi, 23 August 2026
★★★★★
Good Experience OverallI was confused between life insurance and term insurance. PbUAE advisor took time to explain the difference and helped select life cover. Premium manageable and coverage is decent.
Sharif Mia Abdul AwalAbu Dhabi, 22 August 2026
★★★★★
Best Option for Long-Term SecurityAfter becoming parent, life insurance became a priority. Chosen a Life insurance plan from PBUAE because it offered long-term protection. Application process was easier than I expected.
Aditya Sanjay BairathiDubai, 19 August 2026
★★★★★
Got Protection Plus SavingsI wanted a plan that provides life cover and also helps me save for the future. Bought a metLife whole insurance plan from PBae and the benefits were explained very clearly. Happy with my decision.
Yousef Ibrahim Obaid Dhelea AlzaabiAbu Dhabi, 16 August 2026
★★★★★
Good Value for MoneyCompared many term plans in UAE before deciding. Got a high coverage amount for a reasonable premium. Everything was explained clearly including claim process and exclusions. Very satisfied.
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