National General Car Insurance

National General Insurance (NGI) is reputed for its affordable, personalised motor insurance plans. NGI ensures peace of mind for every driver with value-added and impressive benefits like a 95% claim satisfaction ratio, 24/7 roadside assistance, and tailored coverage options.

Written ByNupur JainSenior Content Writer (Expertise - Motor Insurance)

Reviewed ByToshita Chauhan BalochiChief Business Officer – General Insurance @ Policybazaar.ae

Last updated on 14 November 2025Editorial Standards

What is National General Motor Insurance?

National General Insurance (NGI) is a leading insurance provider in the UAE. It offers a range of customisable motor insurance plans to suit your needs. This car insurance in UAE solution covers everything — from roadside assistance to ambulance cover. With NGI car insurance, you can get maximum coverage for your vehicle at an affordable premium!

Why Should You Buy Car Insurance from National General Insurance in UAE?

Car insurance policies from National General Insurance are tailored to suit your requirements. When you buy a plan from NGI, you tap into several value-added benefits. Here’s why you can consider buying NGI car insurance —

95% claim satisfaction
Broad garage network
Quick and transparent application process
Swift claim process

Types of National General Insurance Car Insurance in UAE

This car insurance company in UAE offers two main types of policies — comprehensive and third-party motor insurance. Third-party plans financially protect you from third-party liabilities — personal injury and property or car damage in case of a collision — if you’re responsible for the accident. A general comprehensive car insurance plan, meanwhile, covers you, your vehicle, and the passengers (on top of third-party liabilities) in case of an accident. Additionally, NGI Insurance also offers an exclusive policy to keep your car in top condition. This plan is called Smart Repair.

An Overview of NGI Car Insurance Plans

Here is a detailed overview of National General motor insurance plans —

NGI Gold (a premium comprehensive plan)

Agency repair for 3 years
Ambulance cover
Third-party bodily injury
Loss or damage to the vehicle
24/7 roadside assistance
Personal accident benefit for passengers and the driver
Loss of use allowance
Third-party property damage

Normal Comprehensive

Personal accident benefit for the driver
Third-party property damage
Personal accident benefit for passengers
Loss or damage to the vehicle
Ambulance cover
Third-party bodily injury
Loss of use allowance

Third Party

Loss of use allowance
Ambulance cover
Third-party bodily injury
Third-party property damage

Agreed Value GAP (Total loss insurance)

For new and used cars
Easily transfer cover for free
Covers all drivers on your insurance policy
Loss of a vehicle because of key theft
All factory fitted (optional)

Smart Repair

Minor dents
Scuffed bumper
Light scratch
Heavy scratch
Panel
Alloy wheel repair

How to Buy National General Insurance in UAE?

To buy National General Insurance car insurance, you can use any of the following modes —

Via Phone

Call on +971 4 211 5800 to get more details and apply on the call.

In Person

You can walk to the nearest branch of NGI insurance to get information about a policy and apply in person.

Frequently Asked Questions

Yes, NGI is one of the leading insurance companies in Dubai. It is listed on the Dubai Stock Exchange and has an ‘A-’ (excellent) rating by AM Best.

You can seek roadside assistance from CarGuru Service by calling 8002274878. If you are an AAA Gold Member, call 800 4 900.

Reviews & Ratings

★★★★★4.7 / 5

(based on 43,725 reviews)

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★★★★★

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★★★★★

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★★★★★

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★★★★★

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★★★★★

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★★★★★

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