Takaful Emarat Health Insurance Plans

Medical Coverage - Up to AED 1,000,000 per annum

Pharmacy Limit - Up to AED 15,000

Plan Details - Here are the salient features of this Takaful Emarat health insurance plan:

• Geographical Coverage - Worldwide
• Medical Network - Gold 
• Pre-existing Medical Conditions - Subject to a waiting period of 6 months. After the waiting period ends, only declared pre-existing medical conditions would be covered for up to AED 150,000
• Inpatient Benefits - Private room accommodation, attendee accommodation, ICU and treatment for coronary artery disease, recipient in case of organ transplant, ambulance service, and repatriation of mortal remains
• Outpatient Benefits - GP consultation, prescribed medication, and diagnostics, physiotherapy (subject to 10% co-payment)
• Other Benefits - Day care treatment, emergency mental health treatment, outpatient surgery, emergency dental treatment, newborn cover, vaccines, cancer screening and treatment
• Maternity Benefits - Pre and post-natal treatments, normal delivery, medically required C-section, pregnancy complications, and legal terminations as per medical requirement
• Alternative Medicine - Up to AED 1,600
• 10% Co-payment

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Medical Coverage - Up to AED 1,000,000 per annum

Pharmacy Limit - Up to AED 5,000

Plan Details - Key features of this Takaful Emarat health insurance plan are:

• Geographical Coverage - Worldwide
• Medical Network - Green
• Pre-existing Medical Conditions - Subjected to a waiting period of 6 months. Once the waiting period ends, only declared pre-existing medical conditions are covered for up to AED 150,000
• Inpatient Benefits - Private room accommodation, attendee accommodation, ICU and treatment for coronary artery disease, recipient in case of organ transplant, ambulance service, and repatriation of mortal remains
• Outpatient Benefits - GP consultation, prescribed medication, diagnostics, and physiotherapy (subject to 20% co-payment)
• Other Benefits - Day care treatment, emergency mental health treatment, outpatient surgery, emergency dental treatment, newborn cover, vaccines, cancer screening and treatment
• Maternity Benefits - Pre and post-natal treatments, normal delivery, medically required C-section, pregnancy complications, and legal terminations as per medical requirement
• Alternative Medicine - Up to AED 1,600
• 20% co-payment

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Medical Coverage - Up to AED 1,000,000 per annum

Pharmacy Limit - Up to AED 5,000

Plan Details - Here are the main features of this Takaful Emarat Health Insurance Plan:

• Geographical Coverage - Worldwide
• Medical Network - Green
• Pre-existing Medical Conditions - Subject to a waiting period of 6 months, after which only declared pre-existing medical conditions are covered for up to AED 150,000
• Inpatient Benefits - Private room accommodation, attendee accommodation, ICU and treatment for coronary artery disease, recipient in case of organ transplant, ambulance service, and repatriation of mortal remains
• Outpatient Benefits - GP consultation, prescribed medication, diagnostics, and physiotherapy (subject to 10% co-payment)
• Other Benefits - Day care treatment, emergency mental health treatment, outpatient surgery, emergency dental treatment, newborn cover, vaccines, cancer screening and treatment
• Maternity Benefits - Pre and post-natal treatments, normal delivery, medically required C-section, pregnancy complications, and legal terminations as per medical requirement
• 10% co-payment

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Medical Coverage - Up to AED 1,000,000 per annum

Pharmacy Limit - Up to AED 10,000

Plan Details - Key features of this Takaful Emarat health insurance plan:

• Geographical Coverage - Worldwide
• Medical Network - Silver Premium
• Pre-existing Medical Conditions - Subjected to a waiting period of 6 months. Once the waiting period ends, only declared pre-existing medical conditions are covered for up to AED 150,000
• Inpatient Benefits - Private room accommodation, attendee accommodation, ICU and treatment for coronary artery disease, recipient in case of organ transplant, ambulance service, repatriation of mortal remains
• Outpatient Benefits - GP consultation, prescribed medication, diagnostics, physiotherapy (subject to 20% co-payment)
• Other Benefits - Day care treatment, emergency mental health treatment, outpatient surgery, emergency dental treatment, newborn cover, vaccines, cancer screening and treatment
• Maternity Benefits - Pre- and post-natal treatments, normal delivery, medically required C-section, pregnancy complications, legal terminations as per medical requirement
• Alternative Medicine - Up to AED 1,600
• 20% co-payment

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Medical Coverage - Up to AED 1,000,000 per annum

Pharmacy Limit - Up to AED 5,000

Plan Details -

• Geographical Coverage - Worldwide
• Medical Network - Silver Premium
• Pre-existing Medical Conditions - Subject to a waiting period of 6 months. Once the waiting period ends, only declared pre-existing medical conditions are covered for up to AED 150,000
• Inpatient Benefits - Private room accommodation, attendee accommodation, ICU and treatment for coronary artery disease, recipient in case of organ transplant, ambulance service, and repatriation of mortal remains
• Outpatient Benefits - GP consultation, prescribed medication, diagnostics, physiotherapy (subject to 10% co-payment)
• Other Benefits - Day care treatment, emergency mental health treatment, outpatient surgery, emergency dental treatment, newborn cover, vaccines, cancer screening and treatment
• Maternity Benefits - Pre and post-natal treatments, normal delivery, medically required C-section, pregnancy complications, and legal terminations as per medical requirement
• Alternative Medicine - Up to AED 1,600
• 10% co-payment

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Medical Coverage - Up to AED 1,000,000 per annum

Pharmacy Limit - Up to AED 7,500

Plan Details - Listed below are its features:

• Geographical Coverage - Worldwide
• Medical Network - Silver Classic
• Pre-existing Medical Conditions - Subject to a waiting period of 6 months. After the waiting period ends, only declared pre-existing medical conditions are covered for up to AED 150,000
• Inpatient Benefits - Private room accommodation, attendee accommodation, ICU and treatment for coronary artery disease, recipient in case of organ transplant, ambulance service, and repatriation of mortal remains
• Outpatient Benefits - GP consultation, prescribed medication, diagnostics, physiotherapy (subject to 20% co-payment)
• Other Benefits - Day care treatment, emergency mental health treatment, outpatient surgery, emergency dental treatment, newborn cover, vaccines, cancer screening and treatment
• Maternity Benefits - Pre- and post-natal treatments, normal delivery, medically required C-section, pregnancy complications, and legal terminations as per medical requirement
• Alternative Medicine - Up to AED 1,600
• 20% co-payment

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Medical Coverage - Up to AED 1,000,000 per annum

Pharmacy Limit - Up to AED 7,500

Plan Details -

• Geographical Coverage - Worldwide
• Medical Network - Silver Classic
• Pre-existing Medical Conditions - Subject to a waiting period of 6 months. After that, only declared pre-existing medical conditions are covered for up to AED 150,000
• Inpatient Benefits - Private room accommodation, attendee accommodation, ICU and treatment for coronary artery disease, recipient in case of organ transplant, ambulance service, and repatriation of mortal remains
• Outpatient Benefits - GP consultation, prescribed medication, diagnostics, and physiotherapy (subject to 10% co-payment)
• Other Benefits - Day care treatment, emergency mental health treatment, outpatient surgery, emergency dental treatment, newborn cover, vaccines, cancer screening and treatment
• Maternity Benefits - Pre and post-natal treatments, normal delivery, medically required C-section, pregnancy complications, and legal terminations as per medical requirement
• Alternative Medicine - Up to AED 1,600
• 10% co-payment

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Medical Coverage - Up to AED 1,000,000 per annum

Pharmacy Limit - Up to AED 5,000

Plan Details - Listed below are its features:

• Geographical Coverage - Worldwide
• Medical Network - Silk Road (Outpatient Access to Clinics Onl)
• Pre-existing Medical Conditions - Subject to a waiting period of 6 months. Note that after the waiting period ends, only declared pre-existing medical conditions are covered for up to AED 150,000.
• Inpatient Benefits - Private room accommodation, attendee accommodation, ICU and treatment for coronary artery disease, recipient in case of organ transplant, ambulance service, repatriation of mortal remains
• Outpatient Benefits - GP consultation, prescribed medication, diagnostics, and physiotherapy (subject to 20% co-payment)
• Other Benefits - Day care treatment, emergency mental health treatment, outpatient surgery, emergency dental treatment, newborn cover, vaccines, cancer screening and treatment
• Maternity Benefits - Pre and post-natal treatments, normal delivery, medically required C-section, pregnancy complications, and legal terminations as per medical requirement
• Alternative Medicine - Up to AED 1,600
• 20% Co-payment

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Medical Coverage - Up to AED 1,000,000 per annum

Pharmacy Limit - Up to AED 5,000

Plan Details - Key features of this Takaful Emarat health insurance plan:

• Geographical Coverage - Worldwide
• Medical Network - Silk Road (Outpatient Access to Clinics Onl)
• Pre-existing Medical Conditions - Subject to a waiting period of 6 months. Once the waiting period ends, only declared pre-existing medical conditions are covered for up to AED 150,000
• Inpatient Benefits - Private room accommodation, attendee accommodation, ICU and treatment for coronary artery disease, recipient in case of organ transplant, ambulance service, and repatriation of mortal remains
• Outpatient Benefits - GP consultation, prescribed medication, diagnostics, and physiotherapy (subject to 10% co-payment)
• Other Benefits - Day care treatment, emergency mental health treatment, outpatient surgery, emergency dental treatment, newborn cover, vaccines, cancer screening and treatment
• Maternity Benefits - Pre and post-natal treatments, normal delivery, medically required C-section, pregnancy complications, and legal terminations as per medical requirement
• Alternative Medicine - Up to AED 1,600
• 10% co-payment

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Medical Coverage - Up to AED 1,000,000 per annum

Pharmacy Limit - Up to AED 15,000

Plan Details - Listed below are its features:

• Geographical Scope - Worldwide
• Inpatient Services - Private room accommodation, attendee accommodation costs, home nursing, emergency ground transportation, diagnostics, and prescribed medication
• Other Services - Lab tests, physiotherapy, vision aids, psychiatric treatment, alternative treatment, cancer treatment, second medical opinion, repatriation of mortal remains to the home country, treatment for Hepatitis C Virus infection, vaccines and preventive care
• Pre-existing Medical Conditions - Subject to a waiting period of 6 months. Once the waiting period ends, only declared pre-existing medical conditions are covered for up to the limit of AED 150,000 per member per year.

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Medical Coverage - Up to AED 1,000,000 per annum

Pharmacy Limit - Up to AED 10,000

Plan Details -

• Geographical Coverage - Worldwide
• Medical Network - NAS-GN
• Maternity Benefits - Outpatient services (subject to 10% co-insurance, up to 15 visits and 8 ante-natal ultrasound scans); inpatient services (up to AED 20,000)
• Dental and Gum Treatment - Subject to 20% co-insurance
• Hearing and Vision Aids - Subject to 20% co-insurance
• Inpatient Benefits - Private room accommodation, and attendee accommodation costs (up to AED 400 per day)
• Pre-existing Medical Conditions - Subjected to a waiting period of 6 months. Once the waiting period ends, only declared pre-existing medical conditions are covered for up to the limit of AED 150,000 per member per year.
• Other Services - Lab tests, physiotherapy, vision aids, psychiatric treatment, prescribed medication costs, alternative medicines, cancer treatment, vaccines and preventive care, organ transplant, second medical opinion, and treatment costs of HCV

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Medical Coverage - Up to AED 1,000,000 per annum

Pharmacy Limit - Up to AED 7,500

Plan Details - Key features of this Takaful Emarat health insurance plan:

• Geographical Cover - Worldwide
• Medical Network - NAS-RN
• Inpatient Services - Private room accommodation, attendee accommodation costs (up to AED 350 per day), ambulance services, home nursing
• Maternity Benefits - Outpatient services (subject to 10% co-insurance, up to 15 visits and 8 ante-natal ultrasound scans); inpatient services (up to AED 12,500)
• Dental and Gum Treatment - Subjected to 20% co-insurance
• Hearing and Vision Aids - Subjected to 20% co-insurance
• Other Services - Diagnostics, physiotherapy, psychiatric treatment, prescribed medication costs, alternative medicines, cancer treatment, Vaccines and Preventive Care, organ transplant, second medical opinion, treatment expense of HCV

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Medical Coverage - Up to AED 1,000,000 per annum

Pharmacy Limit - Up to AED 5,000

Plan Details - Listed below are its features:

• Territorial Coverage - Worldwide
• Network - NAS-SRN
• Maternity Benefits - Outpatient services (subject to 10% co-insurance, up to 15 visits and 8 ante-natal ultrasound scans); inpatient services (up to AED 20,000). In an emergency, the medically necessary expenses are covered up to the annual medical cover limit
• Dental and Gum Treatment - Subject to 20% co-insurance
• Hearing and Vision Aids - Subjected to 20% co-insurance
• Inpatient Benefits - Private room accommodation, ground transportation, attendee accommodation costs (up to AED 250 per day), and home nursing
• Pre-existing Medical Conditions - Subject to a waiting period of 6 months. Once the waiting period ends, only declared pre-existing medical conditions are covered for up to the limit of AED 150,000 per member per year.
• Other Services - Lab tests, diagnostics, physiotherapy, psychiatric treatment, alternative medicines, prescribed medication, cancer treatment, vaccination, organ transplant, repatriation of mortal remains to native land, and costs of treating HCV

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Medical Coverage - Up to AED 1,000,000 per annum

Pharmacy Limit - Up to AED 5,000

Plan Details -

• Territorial Coverage - Worldwide
• Medical Network - NAS-WN (outpatient service restricted to clinics only)
• Maternity Benefits - Undeclared pregnancy at the time of filling the medical application form not covered, outpatient services (subject to 10% co-insurance, up to 15 visits and 8 ante-natal ultrasound scans); inpatient services (up to AED 20,000), in an emergency, the medically necessary expenses are covered up to the annual medical cover limit
• Dental and Gum Treatment - Covered only if there is an emergency
• Hearing and Vision Aids - Covered only in case of emergency
• Inpatient Benefits - Semi-private room accommodation, attendee accommodation costs (up to AED 150 per day), and ambulance service
• Pre-existing Medical Conditions -  Subject to a waiting period of 6 months. After the waiting period ends, only declared pre-existing medical conditions are covered for up to the limit of AED 150,000 per member per year.
• Other Services - Diagnostics, physiotherapy, prescribed medication, cancer treatment, vaccination, organ transplant, and treatment for HCV

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Medical Coverage - Up to AED 150,000 per annum

Pharmacy Limit - Up to AED 3,500

Plan Details - Key features of this Takaful Emarat health insurance plan:

• Territorial Coverage - UAE (home country (inpatient only in India and South East Asia excluding Japan, Hong Kong, Singapore, Thailand, and Taiwan)
• Medical Network - E CARE Blue (outpatient limited only to clinics), reference from general a physician or specialist
• Inpatient Benefits - Semi-private room accommodation, emergency ambulance service, and attendee accommodation costs (up to AED 100 per day)
• Maternity Benefits - Outpatient services (up to 8 visits and 3 ante-natal ultrasound scans), inpatient services (subjected to 10% co-insurance, up to AED 10,000 for normal delivery, up to AED 10,000 for medically essential C-section, pregnancy complications, and termination)
• Newborn Cover - Covered for 30 days from the day of birth
• Hearing and Vision Aids - Subjected to 20% co-insurance
• Other Services - Lab tests, dental benefits, physiotherapy, repatriation of mortal remains to the native land, physician consultation, prescribed medication, alternative medicine, cancer treatment, and vaccination

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