4 Summer Travel Insurance Hacks that No One Will Tell You

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Mousree Das
Senior Content Writer (Expertise - Health and Travel Insurance)
Mousree Das is a Senior Content Writer with a focused expertise in Health Insurance and Travel Insurance. She entered the insurance space in 2022 and has since built over 4 years of UAE industry experience. She makes the intimidating world of insurance easier to understand - from guiding first-time insurance buyers to helping policyholders strengthen their financial plans, because protecting yourself and your loved ones is not a choice, it's a priority. A travel enthusiast at heart, she believes travel should be joyful, not something shadowed by worry. Mousree looks forward to being your trusted guide toward smarter, safer choices.


Richa Bansal
Business Development Manager - Travel & Home Insurance
Richa Bansal brings over 17 years of experience in the insurance sector, with a strong focus on product operations and management. At Policybazaar.ae, she leads travel and home insurance, working with UAE-licensed insurers to shape policies that fit real situations, from a family holiday abroad to protecting a home in Dubai or Abu Dhabi. Her focus is on getting the coverage details, exclusions, and claim conditions right before they reach the plan page, so UAE residents know exactly what they're buying, whether they're insuring a trip or a home.
The world is divided into two categories of people - those who don’t care about travel insurance, and those who take time to even personalise it. And whatever category you fall in, this scorching sun is set to burn your preconceived notions.
To add to the drama, we have a six-day long break coming up in the UAE following the celebration of Arafat Day and Eid-Al-Adha.
So if you are still shopping for your upcoming trip, we recommend you add travel insurance to your cart as you might reallllly need it. Know why!
In Sickness and in Health
Sarah and her husband, Peter, had planned a trip for February 2023 since last December. The flight tickets were booked 60 days in advance to save those extra bucks.
Unfortunately, just one week before the trip, Peter catches COVID-19. Peter is sure he’ll recover before the departure date, but Sarah insists they postpone this long envisioned journey for his better recovery.
What Peter was unaware of was that Sarah had this great travel insurance plan in place that covers them even if they get sick before a trip.
Sorry for the Inconvenience - Here’s Some Money!
Next time you book a flight, make sure you look for travel insurance that pays inconvenience benefits anytime you face a hiccup. This could be anything - a delayed flight, lost or delayed luggage, flight cancellation, or more.
How does it work? - Simple! If you’ve missed your flight, the parametric benefit will still cover the event under your policy but also give you a money voucher for the inconvenience caused.
Who knew even missing one’s flight could be this interesting?

Always at Your Service
Another new addition to the travel insurance companies’ arsenal is the all-mighty 24x7 assistance services.
It might not sound too much, but when it comes to international travel and airline meltdown, these services can come in handy. From finding an alternative travel arrangement to accommodation and transportation advice, these services assist you in navigating any unusual situation throughout your travel.
P.S - Some policies also offer free legal and medical advice!
Doing the Maths
In 2022, more than a third of flights were delayed.
The reason?
Weather.
Numbers show that June, July, and August are the top months where flights get delayed due to summer storms and high winds. The large influx of travellers (thanks to the summer holidays) only makes things worse with equally understaffed airports.
No wonder people who had travel insurance saved thousands of bucks despite such upheavals.
Summertime Madness or Gladness? You Decide.
"It's going to be a 'Hunger Games'-like battle to get the fares you want, the flights you want," travel analyst Henry Harteveldt of Atmosphere Research Group told NPR.
Experts believe that this summer is not going to be any easier than the ones before.
But the good thing is we’ve already let the secrets out for you to take bucketloads of advantage of. A good travel insurance plan can save you the sweat (and money) when it comes to summertime travels.
So what are you still waiting for?
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