A life insurance broker plays a crucial role in helping individuals find the right coverage tailored to their needs. In the UAE, where financial security and planning are essential, a broker simplifies the process by comparing policies from multiple insurers, offering expert advice, and ensuring you make an informed decision.read more
Written ByAashima MongiaContent Writer (Expertise: Term Life Insurance & Investment)
Aashima Mongia
Content Writer (Expertise: Term Life Insurance & Investment)
Aashima Mongia is a Content Executive at Policybazaar.ae, dedicated to bridging the gap between complex financial products and the people who need them. Specializing in Term Life Insurance and Investment portfolios, Aashima translates the "fine print" into high-value insights for the UAE market. With a background rooted in Commerce and Digital Strategy, she combines rigorous research with an audience-first philosophy. Her work is a blend of data-backed research and a deep understanding of the UAE's economic pulse, ensuring that every guide she writes is practical, timely, and easy to digest.
Reviewed ByAtul KathuriaBusiness Head – Term & Investment | Policybazaar.ae
Atul Kathuria
Business Head – Term & Investment | Policybazaar.ae
Mr. Atul Kathuria, Business Head of Term & Investment, is a seasoned business leader with more than 15 years of experience across industries, which includes specialising in the life insurance and wealth management space. An alumnus of IIT Delhi, he brings a strong analytical background and deep expertise in building goal-oriented financial solutions tailored for residents and expats in the UAE. By working closely with top insurers, he has strengthened Policybazaar UAE's range of term and investment plans, making financial planning more accessible and effective.
Policybazaar UAE, a trusted name in the insurance industry, stands out as a reliable partner in this journey. With a wide range of life insurance options, it provides users with an easy-to-navigate platform, competitive quotes, and personalised solutions.
Buy Best Life Insurance Plan in UAE
Some of the best Term Insurance quotes in UAE & Dubai are:
98.1% Claim Settlement Ratio
Term Life Protect
Life Cover (AED)1,000,000
Policy Term (Years)10
95% Claim Settlement Ratio
Term Life
Life Cover (AED)1,000,000
Policy Term (Years)10
98% Claim Settlement Ratio
International Term Assurance
Life Cover (AED)1,000,000
Policy Term (Years)10
98% Claim Settlement Ratio
Live Life Now
Life Cover (AED)1,000,000
Policy Term (Years)10
98% Claim Settlement Ratio
Critical Illness Protection
Life Cover (AED)1,000,000
Policy Term (Years)10
Whether you're looking to secure your family's future or build a robust financial plan, Policybazaar UAE makes finding the right life insurance policy hassle-free and efficient.
Here are the roles of a life insurance broker in the UAE —
Tailored Coverage - Insurance brokers help find the best coverage by comparing options using professional expertise and risk assessment tools
Simplified Terms - They decode complex insurance terms and negotiate better deals, ensuring policies are customised to your needs
Convenience - Brokers save time with online consultations and phone support, managing policy purchases or renewals seamlessly
Unbiased Advice - Brokers offer independent reviews to verify claims and promises made by insurance agents
Cost Savings - Partnering with major insurers, brokers often secure better premium rates, which makes them a preferred choice for many
Here is the curated list of some of the best life insurance policies on this life insurance broker’s platform —
HAYAH Term Life Protect
Zurich International Term Assurance
Covered
Death due to any reason including illness
Add-ons
Terminal illness
Permanent total disability
Waiver of premium benefit
Passive war and terrorism cover
Critical illness benefit
Covered
Terminal illness
Life cover
Add-ons
Critical illness benefit
Waiver of premium benefit
Permanent and total disability benefit
Sukoon Insurance Life Guard
Sukoon Family Takaful Term
Covered
Death benefit
Joint life
Add-on
Accidental Death Benefit
Covered
Inbuilt critical illness cover
Joint life benefit
Death benefit
Add-on
Accidental death benefit rider
Arabia Insurance Term Life Executive 1
LIC International Life Protect Term Plan 278
Covered
Death Benefit
Covered
Death Benefit
Add-ons
Accelerated critical illness
Term Life Insurance Calculator
How to File a Life Insurance Policy Claim?
To file a life insurance policy claim, you have 2 points of contact – the insurer or your life insurance broker.
You can reach out to Policybazaar.ae's claim assistance team for support with filing a life insurance claim. Our dedicated team simplifies the process, reducing paperwork and speeding up approvals. Most claims are processed within 7 to 14 working days.
Inform the Insurance Company - Contact your insurer immediately using the provided contact details to initiate the claim process.
Complete the Claim Form - Accurately fill out the claim form with all necessary details to prevent delays.
Submit Required Documents - Send the completed claim form and supporting documents through the specified channels.
Respond to Additional Requests - If more information or documents are needed, provide them quickly to ensure smooth processing.
Claim Evaluation - The insurer will review the claim, check documents, and assess policy terms. Investigations may be conducted if required.
Settlement of Claim - Upon approval, the settlement amount will be paid as per policy terms, via bank transfer, cheque, or other methods.
Ask for Assistance - For any issues or questions, contact the insurer's customer service or claims team for support.
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