COVID-19 Alert: Renew Car Insurance over Phone during Pandemic
All the vehicle owners in the UAE are required to have car insurance since it is mandatory as per the RTA law. Car insurance offers a great deal of protection to the car owners. Following are some of the coverage offered:
- Damage or loss of the vehicle due to accident, theft, fire, riots, terrorism, natural disasters, explosion, etc.
- Personal accident cover for the owner of the vehicle
- Any financial liability arising from injury or death to a third-party as well as damage to the third-party property by the insured vehicle.
An auto insurance policy is basically an agreement between the car insurance provider and policyholder for a limited period of time. Once the time lapses, the car insurance coverage stops. In such cases, you need to renew your car insurance policy. Well, you can renew your auto insurance policy either with the same car insurance company or with any other company.
Have you already opted for a car insurance policy that is up for renewal and you have started getting constant reminders to renew it? But you are worried that how will you get it renewed during this pandemic.
We can understand your stress when everything is lockdown due to coronavirus, it has become quite scary to step out of your house. UAE Government urges people to stay home and practice social distancing in order to contain the spread of this deadly virus.
While the lockdown is essential at this moment to fight against COVID-19, the main concern is how will you renew your car insurance policy? Any idea? No, then fret not. We are here to assist you in that.
If your car insurance policy is up for renewal but you don’t want to leave the house during the coronavirus pandemic, you can easily get it renewed over the phone by just sitting at the comfort of your home.
Many leading car insurance companies have made significant moves so that all car owners can renew their car insurance policy without visiting an insurance office. All they need to contact their car insurance provider to renew their car insurance policy.
When is an Ideal Time to Renew car Insurance Policy?
Auto insurance policies in the UAE offer coverage for a period of 13 months. Well, the extra one month is a mandatory requirement according to the UAE traffic laws in order to accommodate for the 1 month grace period that has been mainly given for renewing your vehicle registration.
When you reach the 12th month of your existing car insurance policy, this is the time when your existing insurer will start sending you a reminder to renew your car insurance policy with them. It is now up to you that you will make a decision of whether to renew the same car insurance policy or search for other better options.
Before renewing your car insurance policy, make sure to compare car insurance UAE online. The online comparison of different car insurance quotes based on their features, benefits, the premium will certainly help you to opt for the best deal.
What Documents Are Required For Car Insurance Renewal?
Here is the list of documents that you will be required to submit for the renewal of your car insurance policy:
- Visa Copy
- Emirates ID
- UAE driving license
- Your Registration Details (Mulkiya)
How to Renew Your Car Insurance Policy over Phone during Coronavirus Pandemic?
Given the global crises of COVID-19 and the fact that the whole UAE is locked down, it has become quite scary to step outside the home as this contagious disease has been spreading far and wide.
Considering your safety in mind, some of the leading car insurance companies in the UAE now made it possible to renew your car insurance policy over the phone. All you need to contact the car insurance provider by dialing their customer care number and you can talk to them about the car insurance renewal. They may require you to provide some important details such as name, address, car registration number, etc. so keep them in handy. Once you provide all the details and make payment online, the insurer will instantly send you a renewed auto insurance policy through email.
As you can see, renewing your car insurance policy is extremely easy and simple even during this pandemic. You can renew your auto insurance policy online or over phone by contacting your car insurance provider. However, if you want to save some premiums and also opt for the best deal, why not compare car insurance UAE online instead. Even though buying auto insurance to the same insurer may sound like the easiest option, what if we told you are potentially missing out on some other better car insurance deals. While renewing your existing auto insurance policy, make sure you compare the different plans to choose the best one for your beloved car.