Delivery Vehicles Insurance in UAE

What is Delivery Vehicles Insurance in UAE?

Delivery vehicles insurance is a type of commercial motor insurance purchased by businesses across the UAE. It covers damages or losses of delivery vehicles arising from several events, such as accidents, collisions, theft, earthquakes, floods, and so on. You can also get coverage against third-party liabilities and financial protection.

Key Features of Commercial Delivery Vehicles

When you buy a policy for delivery cars or vans, you get the following features and benefits -

• It’s legally required to insure commercial vehicles in the UAE, whether it’s a delivery van or a car. Otherwise, you can face legal consequences.
• You can get coverage for damage and loss due to accidents, theft, collisions, vandalism, and natural disasters.
• Insurance plans offer third-party liability coverage, including third-party vehicle/property damage and bodily injury or death.
• With additional coverages (add-ons), you can enhance the protection of your delivery vehicle.
• Your business gets financial protection by preventing major interruptions due to liabilities, allowing you to continue operations smoothly.

What are the Types of Commercial Motor Insurance for Delivery Vehicles?

In the UAE, you can get two types of commercial motor insurance for delivery vehicles — third-party liability insurance and comprehensive insurance. Tabled below are the key features of both plans -

✍️ You can choose between a third-party liability plan or a comprehensive policy based on your business needs and budget. 3rd party liability is the basic mandatory cover in the UAE, while a comprehensive policy offers broader protection with wider coverage.

What is Covered Under Delivery Vehicles Insurance in the UAE?

Find below the key inclusions of commercial delivery vehicles insurance in the UAE -

• Bodily injury or death due to an accident or collision
• Losses or damages due to natural calamities like earthquakes, cyclones, floods, and more
• Loss or damage arising from theft, vandalism, and burglary
• Third-party liabilities, including property damage and bodily injury

Note: The above-mentioned benefits are available only with comprehensive plans. Third-party policies cover only third-party liabilities.

What is Not Covered Under Delivery Vehicles Insurance in UAE?

Let’s look at the key exclusions under commercial delivery cars insurance —

• Driving under the influence of alcohol or drugs
• Wear and tear
• Contributory negligence
• Driving without a licence
• Electrical and mechanical breakdown
• War and nuclear activities
• Involvement in illegal activities

✍️ The inclusions and exclusions may vary as per the plan and the insurer you choose. Always review and stay updated with your policy wording.

How to Buy Commercial Vehicle Insurance for Delivery Vehicles?

Buying commercial vehicle insurance in the UAE is easy and convenient with Policybazaar.ae. Follow these steps to get the right coverage for your delivery motors -

• Step 1: Visit the homepage of Policybazaar.ae
• Step 2: Go to the ‘Business Insurance’ section
• Step 3: Choose ‘Commercial Vehicle Insurance’ option
• Step 4: Enter the required details in the lead form
• Step 5: Hit the ‘Submit’ button, and it’s done!

After you apply, you will receive a call from our experts who will help you choose the right insurance plan for your commercial vehicle. We are associated with leading insurers in the UAE, which means you can easily find customised and affordable commercial vehicle insurance plans without any hassle.

Frequently Asked Questions