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Driving growth, partnerships, and digital distribution across the UAE’s insurance landscape. Focused on scaling B2C channels, building high-impact teams, and unlocking value through data-led strategy and product innovation. Passionate about transforming legacy insurance with tech, speed, and customer obsession.

Mr. Atul Kathuria, Business Head of Term & Investment, is a seasoned business leader with more than 15 years of experience across industries, which includes specialising in the life insurance and wealth management space. An alumnus of IIT Delhi, he brings a strong analytical background and deep expertise in building goal-oriented financial solutions tailored for residents and expats in the UAE. By working closely with top insurers, he has strengthened Policybazaar UAE's range of term and investment plans, making financial planning more accessible and effective.

Toshita Chauhan Balochi has strong experience in the insurance and digital business space. At Policybazaar.ae, she works on making general insurance easier and more customer-friendly for people in the UAE. Her focus is on building simple, useful and transparent insurance journeys across motor, health and travel insurance products. She brings a clear business vision, strong industry understanding and a customer-first approach to the brand.

Ashu Bajaj possesses more than ten years of expertise at the intersection of business insurance and digital innovation. In his role at Policybazaar.ae, he is committed to transforming complex insurance processes into seamless, customer-centric experiences for businesses across the UAE. By focusing on customised and cost-efficient coverage solutions, he helps organisations safeguard their operations against an array of potential risks.

Richa Bansal brings over 17 years of experience in the insurance sector, with a strong focus on product operations and management. At Policybazaar.ae, she leads travel and home insurance, working with UAE-licensed insurers to shape policies that fit real situations, from a family holiday abroad to protecting a home in Dubai or Abu Dhabi. Her focus is on getting the coverage details, exclusions, and claim conditions right before they reach the plan page, so UAE residents know exactly what they're buying, whether they're insuring a trip or a home.