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Driving growth, partnerships, and digital distribution across the UAE’s insurance landscape. Focused on scaling B2C channels, building high-impact teams, and unlocking value through data-led strategy and product innovation. Passionate about transforming legacy insurance with tech, speed, and customer obsession.

Being a seasoned financial leader with over 13 years of experience across industries, including life insurance and wealth management, his approach is centered on helping people make confident decisions.

Toshita Chauhan Balochi has strong experience in the insurance and digital business space. At Policybazaar.ae, she works on making general insurance easier and more customer-friendly for people in the UAE. Her focus is on building simple, useful and transparent insurance journeys across motor, health and travel insurance products. She brings a clear business vision, strong industry understanding and a customer-first approach to the brand.

Ashu Bajaj possesses more than ten years of expertise at the intersection of business insurance and digital innovation. In his role at Policybazaar.ae, he is committed to transforming complex insurance processes into seamless, customer-centric experiences for businesses across the UAE. By focusing on customised and cost-efficient coverage solutions, he helps organisations safeguard their operations against an array of potential risks.

Richa Bansal brings over 15 years of extensive experience in the insurance sector, with a strong focus on product operations and management. At Policybazaar.ae, she spearheads the home insurance, leveraging her industry expertise to deliver customer-centric solutions. Her strategic insight and in-depth market knowledge help us to deliver customised home insurance solutions to the UAE residents that safeguard their most valuable asset.