October 22, 2025
20.57- Home
- Term Insurance
- Income Protection Insurance in the UAE
Aashima MongiaContent Writer (Expertise: Term Life Insurance & Investment)Aashima Mongia
Content Writer (Expertise: Term Life Insurance & Investment)
Aashima Mongia is a Content Executive at Policybazaar.ae, dedicated to bridging the gap between complex financial products and the people who need them. Specializing in Term Life Insurance and Investment portfolios, Aashima translates the "fine print" into high-value insights for the UAE market. With a background rooted in Commerce and Digital Strategy, she combines rigorous research with an audience-first philosophy. Her work is a blend of data-backed research and a deep understanding of the UAE's economic pulse, ensuring that every guide she writes is practical, timely, and easy to digest.
Atul KathuriaBusiness Head – Term & Investment | Policybazaar.aeAtul Kathuria
Business Head – Term & Investment | Policybazaar.ae
Mr. Atul Kathuria, Business Head of Term & Investment, is a seasoned business leader with more than 15 years of experience across industries, which includes specialising in the life insurance and wealth management space. An alumnus of IIT Delhi, he brings a strong analytical background and deep expertise in building goal-oriented financial solutions tailored for residents and expats in the UAE. By working closely with top insurers, he has strengthened Policybazaar UAE's range of term and investment plans, making financial planning more accessible and effective.
Income Protection Insurance
Imagine waking up one day and realizing you can’t go to work — not for a week, not for a month, maybe not for a year. The bills don’t pause. Mortgages, school fees, groceries, and medical costs all keep coming. Most people think their savings will carry them through, but in reality, savings can disappear faster than expected.
That’s where income protection insurance comes in — a safety net that replaces your income when you’re unable to work, ensuring your family and lifestyle remain secure.
In this episode of The Policy Project Podcast, we’re joined by Atul Kathuria, Business Head – Life Insurance at Policybazaar.ae, to discuss:
- How income protection fills the gaps left by life insurance and savings
- What illnesses and disabilities typically qualify for claims
- Why waiting periods and benefit durations matter
- The difference between critical illness and income protection cover
- Why self-employed expats in the UAE especially need this safety net
- We also answer real UAE resident questions on salary coverage, mental health conditions, claim waiting times, and more.
🎧 Tune in now to The Policy Project Podcast — your go-to for all things insurance.
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