Oriental Insurance Workmen Compensation Insurance

Oriental Insurance offers this coverage for employers who care for their real assets — their workforce. Here, we have highlighted the key details of the policy that you need to know to provide the right coverage to your workforce.

What is an Oriental Insurance Workmen Compensation Policy in the UAE?

Oriental Insurance workmen's compensation policy protects employers or companies against legal liabilities arising from employee injuries, occupational diseases, or accidental death that occur during the course of employment. As per the UAE Labour Law of 1984, it ensures employees receive statutory compensation, including medical expenses and loss of wages.

Under this insurance policy, employers are also covered for legal costs and court-awarded compensation, subject to the insurer's approval. The policy extends protection to incidents that occur at the workplace or during official travel between home and work, offering employers complete peace of mind.

Benefits of Oriental Insurance Workmen Compensation Policy in the UAE

Employers can enjoy the following benefits with the Oriental Insurance workmen compensation policy -

• It helps you comply with the law, as workers’ compensation insurance is mandatory in several sectors and free zones in the UAE.
• It protects employers against legal liabilities if any unforeseen event happens at the workplace.
• It provides financial protection by covering expenses resulting from work-related injury or the death of an employee.
• With this coverage, you can prioritise employee safety. This can improve your brand image and even boost employees’ morale.
• It gives you peace of mind to focus more on business growth rather than worrying about disputes and business hurdles.

What Does Oriental Insurance Workmen Compensation Policy Cover?

Workmen's compensation policy by Oriental Insurance includes the key coverage features -

• Occupational sickness or disease
• Accident while working
• Medical expenses
• Loss of wages due to permanent disability or bodily injury
• Death benefits
• Employer’s legal liabilities

What are the Exclusions Under Oriental Insurance Workmen Compensation Insurance?

Employer’s liability insurance offered by Oriental Insurance typically doesn’t cover the following incidents -

• Contractual liability, fines, and penalties
• Injury or disease caused by a willful act of the employer
• Asbestos-related claims
• Terrorism and sabotage
• War or civil war
• Political risk
• Genetically modified organism (GMO)
• Electromagnetic field (EMF)
• Sickness or disease outside the policy

✍️ Keep in mind that the inclusions and exclusions may vary as per your business type and coverage.

How to Buy Oriental Insurance Workmen Compensation Policy in UAE?

Policybazaar UAE helps you get Oriental Insurance workmen’s compensation insurance in an easy way. Follow these simple steps to get this coverage online -

• Visit the homepage of Policybazaar.ae
• Click on ‘Business Insurance’
• Choose ‘Worker’s Compensation Insurance’
• Fill out the form and submit it
• Get a call from our experts who will help you buy this coverage without any complications!

Why Trust Oriental Insurance for Workmen Compensation Insurance Policy?

If you are looking for a reliable workmen's compensation insurance policy in the UAE, Oriental Insurance is an excellent choice. It’s a well-established and trusted insurer with over six decades of experience in the insurance industry. The company has supported businesses across sectors in protecting their workforce and managing employer liabilities effectively.

A workmen compensation insurance policy from Oriental Insurance helps businesses comply with UAE labour laws while safeguarding employees against work-related risks. Whether you are a startup, SME, or a large established company, the policy provides appropriate coverage based on your business needs.

It offers financial protection against liabilities arising from work-related injuries, occupational illnesses, disabilities, or the death of employees. By covering statutory compensation and associated legal costs (as per policy terms), it ensures that your business remains financially stable even during unexpected workplace incidents.

Additionally, Oriental Insurance provides streamlined claims support to help employers manage claims efficiently. Under unfortunate circumstances, this can reduce operational disruptions and ensure timely compensation payments.

Claim Process of Oriental Insurance Workmen Compensation Insurance

You can easily file a claim under Oriental Insurance workmen compensation insurance in the UAE. Here are the easy steps you need to follow -

• Inform Oriental Insurance about the workplace injury. You can contact them through email or by calling 4 353 8688 [EXT: 135].
• If required, file a complaint at your nearest police station. A copy of the police report may be required to file a claim.
• Provide all the details of the incident and the required documents to Oriental Insurance Company.
• Assist the surveyor assigned by the insurer.
• On approval, you will receive the compensation amount as per the policy limit.

Wrapping Up

Oriental Insurance is a reliable name for business insurance in the UAE. To safeguard your business from financial liabilities, you can buy workmen’s compensation insurance from this insurer. The policy can cover all the expenses related to workplace injury, accident, or illness. Furthermore, you can find a customised insurance plan that works for you as per your business’s needs and budget.

If you are looking to explore more options, you can visit Policybazaar.ae and compare the best workers’ compensation insurance plans in the UAE. This online platform brings you the best policies, minus any hurdles.

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