Aviva Life Insurance is a prominent global insurer with a rich heritage spanning over 300 years. As a part of Aviva Group, a leading name in the insurance and savings sector, the company serves millions of customers worldwide.
Written ByAashima MongiaContent Writer (Expertise: Term Life Insurance & Investment)
Aashima Mongia
Content Writer (Expertise: Term Life Insurance & Investment)
Aashima Mongia is a Content Executive at Policybazaar.ae, dedicated to bridging the gap between complex financial products and the people who need them. Specializing in Term Life Insurance and Investment portfolios, Aashima translates the "fine print" into high-value insights for the UAE market. With a background rooted in Commerce and Digital Strategy, she combines rigorous research with an audience-first philosophy. Her work is a blend of data-backed research and a deep understanding of the UAE's economic pulse, ensuring that every guide she writes is practical, timely, and easy to digest.
Reviewed ByAtul KathuriaBusiness Head – Term & Investment | Policybazaar.ae
Atul Kathuria
Business Head – Term & Investment | Policybazaar.ae
Mr. Atul Kathuria, Business Head of Term & Investment, is a seasoned business leader with more than 15 years of experience across industries, which includes specialising in the life insurance and wealth management space. An alumnus of IIT Delhi, he brings a strong analytical background and deep expertise in building goal-oriented financial solutions tailored for residents and expats in the UAE. By working closely with top insurers, he has strengthened Policybazaar UAE's range of term and investment plans, making financial planning more accessible and effective.
Remarkably, Aviva entered the Indian market in partnership with Dabur Group, bringing innovative and customer-focused solutions to meet diverse financial and protection needs.
Aviva Life Insurance offers a wide range of products, including term plans, savings plans, and retirement solutions. With a strong emphasis on digital convenience, Aviva ensures a seamless experience for its policyholders. Its competitive plans are designed to secure your family’s future, build wealth, and provide long-term financial stability.
Best Term Insurance Plans in UAE
Some of the best Term Insurance quotes in UAE & Dubai are:
98.1% Claim Settlement Ratio
Term Life Protect
Life Cover (AED)1,000,000
Policy Term (Years)10
95% Claim Settlement Ratio
Term Life
Life Cover (AED)1,000,000
Policy Term (Years)10
98% Claim Settlement Ratio
International Term Assurance
Life Cover (AED)1,000,000
Policy Term (Years)10
98% Claim Settlement Ratio
Live Life Now
Life Cover (AED)1,000,000
Policy Term (Years)10
98% Claim Settlement Ratio
Critical Illness Protection
Life Cover (AED)1,000,000
Policy Term (Years)10
Why Should You Buy for Life Insurance from Aviva?
When you buy an Aviva life insurance plan, you get the following benefits -
Quick claim settlement process with a 98.75% claim settlement ratio
Customisable plans
24/7 customer care service
Easy online application process
What are the Features and Benefits of Aviva Life Insurance Plans?
Aviva Life Insurance mainly offers term insurance plans, ULIP plans, retirement plans, and guaranteed savings plans. We will narrow down to the term plans and explore their features and benefits -
Aviva Signature 3D Term Plan
Comprehensive financial protection for your loved ones
Customisable insurance plans
Return of premium option available
Special premium rates for women and non-tobacco users
Riders like —
Waiver of premium in case of terminal or critical illness
Accidental sum assured in case of accidental death
Payout on getting diagnosed with any of the covered critical illnesses
Aviva Jana Suraksha
Affordable premium rates
Assured lump sum amount in case life assured passes away during the policy tenure
Aviva Saral Jeevan Bima
Death benefit
Option to revive lapsed policies
What are the Eligibility Criteria to Apply for Aviva Life Insurance?
Aviva Life Insurance term plans have the following eligibility criteria -
Aviva Term Insurance - Compare features, benefits, premiums & Aviva term life insurance plans online. Get the best term insurance plans & invest to save.
★★★★★4.7 / 5
(based on 44,602 reviews)
Ankur KumarDubai, 3 September 2026
★★★★★
Smooth and Hassle-FreeThe online application was very simple. I compared different life insurance plans from leading UAE insurers and selected the one that suited my needs at pbUAE. Customer support was excellent throughout journey.
Mohammed AlkhaldiAbu Dhabi, 25 August 2026
★★★★★
Financial Protection for FamilyBought a HAYAH Life Insurance Plan to make sure my family is financially secure if anything happens to me. The process was transparent with policybazaar.ae and there no hidden surprises later.
Abdul AlimAbu Dhabi, 23 August 2026
★★★★★
Good Experience OverallI was confused between life insurance and term insurance. PbUAE advisor took time to explain the difference and helped select life cover. Premium manageable and coverage is decent.
Sharif Mia Abdul AwalAbu Dhabi, 22 August 2026
★★★★★
Best Option for Long-Term SecurityAfter becoming parent, life insurance became a priority. Chosen a Life insurance plan from PBUAE because it offered long-term protection. Application process was easier than I expected.
Aditya Sanjay BairathiDubai, 19 August 2026
★★★★★
Got Protection Plus SavingsI wanted a plan that provides life cover and also helps me save for the future. Bought a metLife whole insurance plan from PBae and the benefits were explained very clearly. Happy with my decision.
Yousef Ibrahim Obaid Dhelea AlzaabiAbu Dhabi, 16 August 2026
★★★★★
Good Value for MoneyCompared many term plans in UAE before deciding. Got a high coverage amount for a reasonable premium. Everything was explained clearly including claim process and exclusions. Very satisfied.
Last Updated : 11 Sep 2026Term Insurance for NRI in India: Plans, Benefits & EligibilityExplore term insurance for NRIs in India with flexible coverage, global protection and easy online purchase. Check eligibility, benefits, documents and premium options.
Last Updated : 03 Sep 2026Term Insurance After Critical Illness in UAECan you get term insurance after critical illness in the UAE? Learn about eligibility, medical underwriting, premiums, exclusions, documents and possible outcomes.
Last Updated : 03 Sep 2026Term Insurance for Freelancers in UAEExplore term insurance for freelancers in the UAE. Learn about eligibility, income proof, coverage, benefits and how self-employed professionals can get life insurance.
Last Updated : 19 Aug 2026Life Insurance After Visa Cancellation UAE: What Happens?Learn what happens to life insurance after visa cancellation in the UAE, including policy continuation, premium payments, beneficiaries and cover after leaving.
Last Updated : 17 Sep 2026Top Life Insurance Companies in Dubai, UAE 2026 | Compare Top ProvidersCompare top 10 life insurance companies in UAE , Zurich (98% CSR), MetLife, HAYAH & more. CBUAE-licensed. Get instant quotes. Explore top providers and choose a plan that fits your needs.
Last Updated : 23 Mar 2026Term Insurance for Spouse in UAE - Features & BenefitsTerm Insurance for Spouse - Choose the best term insurance plan for your spouse in UAE with features & Benefits. Also, know who can buy a spouse term insurance plan.
Last Updated : 19 Sep 2025Short Term Disability Insurance | Benefits & How It WorksDiscover short term disability insurance options to safeguard your income during challenging times. Get affordable coverage tailored to your needs!
Reviews
Qualified Policybazaar expert will assist you 
Last Updated : 11 Sep 2026Term Insurance for NRI in India: Plans, Benefits & EligibilityExplore term insurance for NRIs in India with flexible coverage, global protection and easy online purchase. Check eligibility, benefits, documents and premium options.
Last Updated : 03 Sep 2026Term Insurance After Critical Illness in UAECan you get term insurance after critical illness in the UAE? Learn about eligibility, medical underwriting, premiums, exclusions, documents and possible outcomes.
Last Updated : 17 Sep 2026Top Life Insurance Companies in Dubai, UAE 2026 | Compare Top ProvidersCompare top 10 life insurance companies in UAE , Zurich (98% CSR), MetLife, HAYAH & more. CBUAE-licensed. Get instant quotes. Explore top providers and choose a plan that fits your needs.
Last Updated : 26 Aug 2026Term Insurance for Self-Employed in UAE 2026 | From AED 50*/MonCompare the best term insurance plans for self-employed individuals in UAE. No employer cover? Secure AED 1M life cover from AED 50/month. Get free quotes now.
Last Updated : 02 Jan 2026Term Insurance for NRI | Best Term Insurance Plan for NRI in UAETerm Insurance for NRI - Compare and Buy best term insurance policies for NRI in UAE & know important things before buying the term plan for NRI in UAE.
Last Updated : 23 Mar 2026Term Insurance for Spouse in UAE - Features & BenefitsTerm Insurance for Spouse - Choose the best term insurance plan for your spouse in UAE with features & Benefits. Also, know who can buy a spouse term insurance plan.
Last Updated : 12 Dec 2025Top Life Insurance Plans for Expats in the UAE: Protect Your Family's FutureDiscover the best life insurance options for expatriates in the UAE. Learn about key benefits, top plans, and essential tips to secure financial protection for your loved ones.
Last Updated : 19 Sep 2025Short Term Disability Insurance | Benefits & How It WorksDiscover short term disability insurance options to safeguard your income during challenging times. Get affordable coverage tailored to your needs!
Reviews