How to Buy a Car in Dubai: a Complete Guide
If you are planning to buy your dream car in Dubai, you have arrived at the right place. In this article, you can get complete details about how to choose the best vehicle for your needs and save money while buying it from the market.
However, everything good comes with some responsibilities and with the car the biggest responsibility is to insure it against any mishap. There are many online car insurance Dubai service providers and you can get your policy from any of them. Make sure that you have a valid driving license before you start driving your car in Dubai. Note that the traffic regulations are imposed very strictly by the authorities in Dubai and you can face a severe penalty for violating them.
Choose a Suitable Vehicle
This is the first and most important step you need to do when you decide to buy a car in Dubai. You can get cars of various companies and many people even import cars from foreign countries. There are many luxury as well as economy model cars and you can choose anything that meets your budget. No matter which car you buy, make sure to secure it with an insurance policy as it is mandatory to have proper insurance coverage for all the vehicles running on the roads of Dubai.
Compare Quotes From Different Dealers
There are many dealers in Dubai who specialize in different segments of cars. You can call them and inquire about the availability of your favorite models. If they have them in stock, you can go and visit the showroom to get more details about the car. In this way, you will know the complete specifications of the car and you can even take its test ride. This will help you to get the first-hand feel of the car and you can go ahead to make your purchase. The dealers will usually provide the car along with insurance cover for the first year and you can later use online car insurance Dubai for the renewal of the policy.
Get Financial Assistance
There is no need to worry about arranging money for your new car when you have a good credit history. It is very easy to get loans for your vehicle when you have a good job in Dubai. You can discuss the deal as per your financial requirements and choose the best option that provides a loan at very low-interest rates. This is a good option as you need not invest bulk money to buy the vehicle and you can pay monthly installment as per your capacity. Your car loan agents can even help you to get the registration done in an easy manner.
Vehicle Registration Process
- After buying your car, you need to approach the RTA to get it registered for the first time.
- The unique thing about registering cars in Dubai is that they are valid only for one year and you have to renew them every year.
- When you buy a new car, the registered insurance companies will usually complete the process of registration for the first time. After this, it becomes your responsibility to renew the registration for subsequent years.
- There are many registered online car insurance Dubai service providers and you can take their assistance in this regard.
- For the registration, you need to submit a copy of your driving license along with the ownership details of your vehicle.
- After paying the required fees and submitting the relevant documents, your car will be registered with the RTA.
Get the Best Car Insurance to Safeguard your Asset
After you have invested lots of money on your dream car, it is essential to protect it with a good insurance plan. In this way, any damage that happens to the car can be covered with the policy. It is also mandatory to have some form of insurance for your car otherwise you can face severe penalty and huge losses when you are caught driving without proper insurance. There are two types of vehicle insurance plans available in Dubai:
Cost Effective Coverage in Dubai
When you do not have a huge budget for your car insurance, you can prefer the third- party coverage. It is the best option you can get in the market at very low rates. However, remember that it only covers damages to third-party property and life and your car will not be given any coverage under the policy. If you are comfortable with such an arrangement, you can go ahead and choose the online car insurance Dubai dealers for this policy. People having very old cars usually choose such options.
Complete Coverage in Dubai
When you do not want to compromise on the cost factor for your car insurance, you can go for the comprehensive insurance as it covers both third party liabilities as well as damages to your own vehicle in the event of any mishap. The good thing about the comprehensive plan is that it also offers cover for non-collision damages. However, the premiums of the comprehensive cover are comparatively higher than third-party cover and you can select this for expensive and new cars.
These are the simple steps you need to follow when you buy a new or used car in Dubai. Having proper registration and insurance for your vehicle will keep you away from troubles in the future.