Home Emergency Cover in UAE

Home Emergency Cover Explained

Emergency cover in home insurance is an add-on feature. Primarily available as an extra protection to your home, it financially covers your property and contents in unexpected situations. This cover includes circumstances such as plumbing, electricity issues, or others require immediate assistance and fixing.

Having home insurance for emergencies ensures that you have quick access to repairers. This not only instantly helps in reparation but also saves time, ensuring you stay calm during such situations

Home Insurance Emergency Services- Inclusions

Listed below are the inclusions of the emergency cover in home insurance:

✅Plumbing Issues

This add-on covers emergency plumbing repairs, such as burst pipes, blocked drains, or leaking taps. You get quick assistance, which prevents water damage and restores functionality. Costs for call-outs, labour, and materials are usually included.

✅Faulty Electricity 

In case of sudden electrical failures, you get coverage for faulty wiring, power outages, or malfunctioning fuse boxes. It provides immediate access to electricians for emergency repairs, ensuring the safety and restoration of power in your home.

✅Locksmith

Locksmith cover provides emergency assistance for situations like lost keys, broken locks, or being locked out of your home. It ensures access to professional locksmiths to help resolve your issue.

✅Glasswork

This add-on covers emergency repairs or replacement of broken windows, glass doors, or mirrors due to accidental damage or break-ins. It helps in quick restoration to fix the damage. Costs for labour, materials, and call-outs are generally included.

✅Glazing

Glazing covers in emergency services involve broken or cracked glass panes, including single-glazed windows. This service provides prompt professional assistance to repair or replace damaged glass, maintaining security and insulation.

Home Insurance Emergency Services- Exclusions

Mentioned below are some of the general exclusions of home emergency cover:

❎Free-standing electrical installation, including home appliances, lamps, etc

❎Work undertaken in a commercial premise or outside the insured premises

❎Damages to household content or work apart from “emergency repair”

❎Repairs such as drains, septic tanks, water filtration units, electrical showers, air conditioning installations, etc

❎Installation of repaired alarm systems, telephone systems, or CCTV

Top Providers with Home Emergency Cover in the UAE

We have listed some of the best insurers offering home emergency cover in the UAE:

How to Claim Home Insurance for Emergencies?

Know the key coverage within the home insurance emergency services in your policy. If you have opted for this add-on, follow the generic steps to claim your insurance:

Contact Your Provider

Notify your provider regarding the issue/ damage.

Fill Out the Claim Form

Download and complete the home insurance claim form through the insurer’s website.

Provide the Required Documents

Attach the documents as mentioned by your provider.

Analysis of the Claim Form

A thorough claim form evaluation is done. The final decision is taken basis on the submitted documents or an evaluator is sent.

Claim Approval

If you qualify, the insurer will approve the claim and guide you through the next steps

Buy Emergency Cover in Home Insurance via Policybazaar.ae?

At Policybazaar.ae, we ensure customer satisfaction. So, we offer a unique platform, where you can compare multiple providers’ plans and select the ideal one.

For detailed steps, refer to the following:

STEP 1: Open Our Website

Visit www.policybazaar.ae.

STEP 2: Access the Lead form

Click on the ‘Insurance’ drop-down> ‘Home Insurance’ to view the lead form.

STEP 3: Complete the Form

Provide correct details to fill out the lead form.

STEP 4: Compare and Select a Plan

Compare plans on the quotes and select.

STEP 5: Complete the Documentation

Proceed with the on-screen prompts upon selecting a plan.

Need assistance? We are here for you 24/7! Call us at 8007284647 or drop us an email at communication@policybazaar.ae.