Health insurance for your parents will not only cover treatments, but also offer wellness benefits such as the right guidance on exercising, nutrition, lifestyle and overall health, etc.
Valid on select insurers. T&C apply *
Many researchers and scientists said that we may have to learn to live with the Covid-19 virus since overcoming it completely seems like a far-fetched possibility for now. And with constant mutations in Coronavirus every few months or so, this advice from our scientists seems to be becoming our new reality. The newest variant we have in our midst now is the Omicron variant of the Covid-19 virus. Highly infectious and spreading at an alarming rate in several countries, Omicron has brought back the scare that the Delta variant came with last year. Since prevention is the only sure-shot key to stay safe from Covid-19 infection, let’s explore all the precautionary options, including insurance plans that are available to us.
The newest variant, Omicron is the B.1.1.529 variant of the Covid-19 virus which comes with no less than 30 mutations on the spike protein. This high number of mutations makes it the fastest spreading Coronavirus variant yet. Omicron was first discovered in South Africa very recently on November 26nd, 2021. Since Omicron is highly infectious, that cases in South Africa multiplied at an incredible rate and doubled up in only one week. This is why Omicron has been branded as a ‘variant of concern’ by WHO. The thing about Omicron is that it is not as severe as the Delta variant in terms of symptoms. Most patients infected with the Omicron variant only get mild symptoms at maximum and many don’t get any symptoms at all.
As of now, symptoms of Covid-19 variant Omicron are seen to be very similar to that of the common cold. New symptoms have been coming to light as the infection spreads. Given below is the complete list of symptoms of Covid-19 variant Omicron as available so far:
UAE, like many other countries from around the world, has adapted its insurance game as per the current requirements of the healthcare landscape. This means, most healthcare services and benefits related to Covid-19 and its variants are covered by insurance companies. Covid-19 coverage can be easily found in many of the basic health insurance plans. Special add-ons or riders are also made available to be taken with basic health insurance policy in the UAE. The scope of the cover and the comprehensive depends on your health insurance provider completely though. There are a few basic things that would be covered by most plans offering Covid-19 health insurance such as hospitalisation costs. But more exclusive benefits can differ from provider to provider.
Given below is a list of a few basic benefits that health insurance policy with Covid-19 cover comes with:
If your insurance provider adds the provision of Covid-19 cover to your existing plan with a few changes in the premium, you can be covered without any further ado or changes. If your insurance provider offers add-on cover for Covid-19 coverage, you can get the coverage on your existing plan itself. The provision of pre-existing diseases may apply if you already have or have had Covid-19 infection before buying the plan. A waiting period may apply here.
Omicron and all other strains of the Covid-19 virus are wreaking havoc across the world. But we continue to fight by being cautious and following proper Covid-19 guidelines. Staying sharp is the key here since yet another new disease is on its way from the west – Delmicron. It is a combination twin-spike of the Omicron and Delta variant and has the potential to create a super strain that is much deadlier than the others. So, make sure that you have your health insurance plan ready and follow proper social distancing and sanitation protocols.