Dubai Islamic Car Insurance

Dubai Islamic Car Insurance

Dubai Islamic Insurance & Reinsurance Company

Dubai Islamic Insurance & Reinsurance Company is also known as AMAN. It is a public shareholders company which entered the insurance market UAE in mid-2002.

The insurance company is backed by the Investment Office and Dubai Islamic Bank which are also its key investors and founding members. With its comprehensive and innovative policies, the company continues to be a promising name in the market. Dubai Islamic Car Insurance is one of the popular names in the UAE motor insurance market. The aim is to provide financial support and security to its customers at the time of need.

Dubai Islamic Insurance & Reinsurance Company (Aman) carries out its insurance and investment services as per the Shari’ah guidelines. It is supervised by the members of Shari’ah and Fatwa who hold expertise in Shari’ah and Islamic economic transactions.

3 Things to Consider When Buying Car Insurance in UAE

  • When it is time to buy car insurance in Dubai, do enough research to ensure to get the best deal
  • After comparing different policies and their benefits (like the coverage, after-sale services, etc.) you will be in a position to decide better
  • Different insurers will provide different quotes, but you can make your decisions on the basis of the inclusions, limitations and extensions that are available

Advantages Aman Car Insurance or Dubai Islamic Car Insurance in UAE?

Dubai Islamic Insurance company has been providing car insurance to its customers for years. Here is a quick run-down of major benefits:

1. Approachability & Availability: Dubai Islamic Insurance & Reinsurance Company (Aman) is quite responsive in almost every emirate in the UAE

2. Customer Support: Whether it is motor insurance or any other insurance for that matter, every customer wants to be treated right. Aman has a huge network of branches and skilled staff members to assist its customers. AMAN also provides road-side assistance to its customers 24*7

3. Comprehensive Car Insurance in UAE: The company offers comprehensive coverage to its customers. These benefits are customized to meet their needs -

  • Assistance in case of a road collision
  • Any type of physical damage to the vehicle
  • Bodily injury and property damage liability
  • Emergency medical assistance/services
  • Emergency road assistance

Benefits & Features of Dubai Islamic Car Insurance

  • Dedicated support team to provide 24 hours assistance for claim procedures
  • Immediate cover is provided on intimation
  • Credit card and cash payment facility

All the above-mentioned benefits are subject to terms and conditions (as listed by the insurance provider in the policy wordings).

Special Benefits Provided by Dubai Islamic Car Insurance

As the number of cars is increasing, there is a drastic increase in the cost of vehicles as well. Car insurance proves to be handy to address the concerns of the car owners. The company provides comprehensive cover to both commercial and private vehicles.

This includes any loss or damage caused to the vehicle, vehicle owner along with third-party liability cover. All this is provided at a reasonable cost.

Special benefits are provided to fleet owners, and if they have clean driving records, incentives are also offered. This is why it is known as one of the best car insurance companies in Dubai, UAE.

Dubai Islamic Car Insurance Inclusions

Dubai Islamic Car Insurance offers coverage under following circumstances:

  • Any damage caused to the property of the third-party
  • In case of bodily injury or death of the third-party
  • Any damage caused to a third-party property
  • Third-party liability cover for fleet owners/drivers

Add-on Covers on Dubai Islamic Car Insurance Online

Purchase/Renew Car Insurance UAE Online to avail the following benefits:

  • Roadside assistance is available 24*7 without any extra cost. Help can be availed by getting in touch with them through their toll-free number - 8004900
  • Emergency vehicle assistance at minimal cost as mentioned below-
  • 180 for 5 days
  • 350 for 10 days
  • 450 for 15 days
  • Coverage to the driver and the passengers in case of injuries
  • Door-to-Door car renewal and registration facility at minimal cost
  • Third-party car insurance Dubai, in case of bodily injury and death (on the basis of the court judgment)
  • Protection against any loss or damage caused due to civil commotions, riots, and strike
  • 2 years of agency repair facility from the date of registration
  • Coverage is provided across Hinterland of Oman and the UAE
  • Off-road assistance for 4X4 vehicles at a minimal cost
  • If the driver or the insured person is found to be free of fault, no deductibles will be charged (valid for recoverable claims only)

Documents Required for Dubai Islamic Car Insurance Claim Procedure

As per different circumstances, the below-mentioned documents need to be provided to the insurer to avail reimbursement of of car insurance in Dubai.

  • Police Report
  • Registration Card
  • Driving License
  • Passport copy is required for age proof
  • Tow Invoice
  • Initial Police Report, in case of vehicle theft
  • Vehicle Keys, required in case of vehicle theft
  • Final Police Report
  • Quotations with repair cost and details
  • Hayaza (ownership certificate)
  • Municipality report
  • Initial or final court verdict is required in case of death and bodily injury
  • Certificate of disability
  • Claim invoice
  • Bill or invoice for claim estimation

Once these are submitted, your claim will be processed or reimbursed.

*Please check the policy wordings before purchasing any car insurance scheme.

FAQs

You can contact their registered toll-free number – 8004900. Roadside assistance is provided free of cost round-the-clock all days a week.

Yes, Aman will provide you vehicle replacement service in case of road emergencies. The cost and coverage duration are as follows -

  • You will need to pay Dhs. 180 if you avail it for 5 days
  • For 10 days, it is 350 Dhs.
  • For 15 days, it is 450 Dhs.

You can contact their registered toll-free number – 8004900. Roadside assistance is provided free of cost round-the-clock all days a week.

Yes, you can avail an easy, door-to-door motor insurance renewal service from Aman.

You can make the payment in cash or through credit card.

Third-party car insurance is a legal requirement for motor vehicles in the UAE. Any loss or damage caused to a third-party (property, person or vehicle) by the insured, is reimbursed by the insurance provider.

Agency repair facility will be provided for two years from the date of motor insurance registration.

Yes, you will get insurance cover in the United Arab Emirates and Hinterland of Oman.

If your car is stolen and want to avail car theft claim, then you need to provide the initial and final police report, car keys, Hayaza Transfer, registration card, a copy of driving license (if you have it with you and was not left in your stolen car), claim invoice. For details, you can go through the policy wordings.

Yes, it is provided to fleet drivers and owners.

Yes, off-road assistance is provided to 4X4 vehicles at a reasonable cost.