6 Cheapest Car Insurance Providers to Cover Your Set of Wheels

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You have just purchased a new set of wheels. What would be the first thing you would do with it?

Take it out for a spin maybe? If that’s what you planned, you are in for a big disappointment. Because, before taking your beloved car out for a ride, you will have to get a car insurance policy in the UAE.

In the Emirates, it is compulsory to get your vehicle insured. No matter if it is a new car or a pre-owned one, or you’re simply getting your existing motor insurance renewed, it is mandatory to apply for auto insurance.

Hence, in order to offer you comprehensive options, there are various car insurance companies available. These companies offer you an attractive range of policy options. This leads to difficulty in comparing the policies and finally selecting the cheapest car insurance UAE.

After thorough research, we have listed the top 6 cheapest car insurance companies for you, which offer reliable cover that meets all your needs at the best rates possible.

Insurance House

The Insurance House offers a diverse portfolio of corporate and consumer insurance products & services, which complies with the local needs and stands at par with the international standard.

The ultimate objective of this insurance provider is to cater to the ever-expanding family of the motor insurance policy seekers.

The provider offers an assortment of customized covers that encompass the specialized and conventional insurance classes both.

You may expect to gain comprehensive protection against losses or damages on your vehicle including coverage for the driver and legal liabilities, which involve property damage, bodily injuries, and even death.

The provider also offers a few additional optional covers such as-

  • coverage for extended geographical areas
  • road-side assistance
  • supplying fuel if your vehicle runs out of it
  • towing the car to the vehicle repair shop nearby
  • unlocking the car doors if you lose the keys

Adamjee Insurance

The Adamjee Insurance is amongst the providers that offer cheap car insurance in UAE. It aims at delivering innovative solutions to its customers with its wide range of products.

This provider is widely associated with underwriting various business classes including marine aviation & transport, fire & property, motor, health and accident, and miscellaneous insurance.

Adamjee makes sure that the vehicle owner stays protected from the financial losses occurring due to theft or damage to your car and third-party liability.

It provides you the maximum cover against accidental damage, theft, TPL with amazing benefits, convenient pre & post insurance processing, and various innovative features.

For reporting a claim, you can contact the motor coverage department through fax, e-mail or over a phone call as soon as you can. You must also report the event to the domestic authorities for law enforcement immediately.

Al Sagr Insurance

Due to its dedicated services and exclusive products, the Al Sagr has been offering its family of customers, the provider has successfully created a niche in the customers’ minds. These customers may range from locals in the region to multi-nationals.

The company typically offers the following two kinds of cover.

Damage, Loss and Third-Party Liability (Comprehensive)

  • own damage caused to your car up to the value declared excluding the deduction
  • bodily injury and/or death cover for any third-party is usually unlimited
  • third-party property damage caused up to the amount agreed

TPL (Third-Party Liability)

  • bodily injury and/or death cover for any third-party is usually unlimited
  • third-party property damage caused up to the amount agreed

On your request, the Al Sagr can make an extension to the geographical area so as to include other countries, provide coverage for the personal accident for you and your family that may occur while using the insured car. This additional cover is made by attaching additional endorsement to the policy and keeping within conditions and provisions limits.

Noor Takaful Insurance

Noor Takaful is a customer-friendly provider, which is a one-stop-shop for covering the damage or loss occurred on your beloved car. With this coverage, it also covers your peace of mind through efficient and quick claim service.

The company offers the best coverage through flexible and modern products, providing the cheapest car insurance UAE. Keeping all inconvenience to a minimum, various covers are offered by Noor Takaful. Here are some of them.

  • agency repairs
  • round the clock roadside assistance
  • passengers and driver cover
  • no claims discount
  • emergency medical expenses
  • Oman extension
  • New car replacement
  • Off-road cover

Oriental Insurance

With its bespoke insurance products, the Oriental Insurance Company makes sure it provides the best possible level of coverage for its customers. It offers both comprehensive and third-party coverage to the customers. Following are a few covers included in a comprehensive policy offered by this provider.

  • Fire, self-ignition, external explosion, thunderbolt or lightning
  • Theft or burglary
  • Accident or overturning or accidental collision
  • Malicious act by any Third-party
  • Coverage during transit by road, inland waterway, rail, elevator or lift, related to said transportation
  • Personal Accident Coverage for passengers and drivers up to 200,000 dirhams each in the case of permanent total disability or even death
  • Agency repairs (or the vehicle will be repaired at a garage nominated by the company)
  • Geographical cover limits UAE

Union Insurance

Union Insurance includes both customized and standard policies, which help small, medium & large enterprises, individuals, and government entities in obtaining cost-effective and reliable coverage.

Starting from basic to a world of optional benefits, the company’s affordable and comprehensive packages are designed to fit your evolving and existing needs along with unbeatable customer services.

Following are a few key coverages offered by this company.

  • Agency repairs
  • Motor shield coverage (cover for involuntary employment loss)
  • Courtesy car & replacement vehicle for convenience
  • No claims discount
  • Emergency medical expenses
  • Coverage for personal belongings

Suffice to Say!

While searching for cheap car insurance in UAE, there are certain things that you should necessarily keep in mind. Your policy must be simple and convenient to understand and can be availed through easy documentation. Your plan must include easy claim service, relevant covers, prompt service, and obviously a good rate policy, which does not eat through your pockets.

Considering these basic requirements, we have prepared a list of top 6 cheapest car insurance companies for you, such that you have the option of selecting the desired option wisely.

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