Term Insurance with Critical Illness and Accidental Disability Policy

A basic term plan only offers death benefits, which leaves gaps in coverage for other life-altering situations. This is where term policies with riders come in.

By adding critical illness and accidental disability riders, you ensure protection against severe medical conditions like cancer or heart disease and permanent disabilities caused by accidents. These riders provide financial support, covering medical expenses and compensating for loss of income during tough times. 

By investing in such a plan, you can guarantee that your family remains financially secure in challenging circumstances and enjoy peace of mind and long-term stability.

What is Term Insurance with Critical Illness and Accidental Disability?

As mentioned earlier, pure term insurance doesn’t cover critical illness or accidental disability. To protect yourself in such situations, you can choose a term plan with critical illness and disability riders.

What are the Major Term Insurance Riders?

Here is an overview of the major term insurance riders in the UAE —

What are the Reasons to Buy Term Insurance with Critical Illness Cover and Accidental Disability Rider?

When you buy critical illness cover and accidental disability riders for your term insurance plan, you get the following benefits — 

• Financial support - A term plan with critical illness and disability riders offers financial help to your family during tough times. It covers hefty medical bills and other expenses when there's a loss of income.
• Extensive coverage - While a basic term plan only provides death benefits, riders extend coverage to critical illnesses and accidents for an extra premium. This covers more than just death-related income loss.
• Affordable premiums - Adding these riders to your term plan is more cost-effective than buying separate policies.
• Peace of mind - It ensures your family is financially protected from the burden of medical expenses during critical illnesses or accidents.

Which Diseases are Covered under Term Insurance with Critical Illness and Accidental Disability?

The following critical illnesses are generally covered under term insurance with critical illness and accidental disability —

What is Covered Under Term Insurance with Critical Illness and Accidental Disability?

Things to Remember Before Buying Term Insurance with Critical Illness Cover and Accidental Disability

When you proceed to buy a term insurance plan with critical illness cover and accidental disability, take note of the following points —

• Assess your needs - Evaluate how much coverage you need. For this, consider your financial responsibilities and future goals.
• Choose coverage - Opt for term insurance with a critical illness rider for added protection if needed.
• Complete the application - Fill out the form precisely, go through a medical exam (if required), and thoroughly review the policy details.
• Make payment - Pay your premiums through your preferred method to activate the coverage and secure your family’s future.

Why Buy Term Insurance with Critical Illness and Accidental Disability via Policybazaar.ae?

You can easily buy term insurance plans with critical illness and accidental disability rider benefits on Policybazaar.ae. The website is easy to use and hosts a plethora of plans from the major insurance companies in the UAE. In just a few clicks or taps, you can compare the plans and select the best one that suits your requirements. 

When you apply for a plan on our website, you get the following benefits —

• Compare and select the best-suited plan
• Access to free credit score
• Customise the plan as per your requirements
• 24/7 customer care service
• Assistance from industry experts

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