Takaful Emarat Term Plan Insurance
Takaful Emarat term insurance is designed to provide financial security to your loved ones in case of unforeseen events. Available at affordable rates, this plan ensures a substantial payout to beneficiaries and helps them manage expenses and maintain their standard of living.
4.7/5
43,419
ReviewsCentral Bank UAE Registration No.: - 123
Insurance Partners
Trusted Customers
Policies Sold
PB PromiseBest Price Guarantee
Starting @ AED 50/month*
Qualified Policybazaar expert will assist you Best Takaful Emarat Term Insurance Plans
Some of the best Term Insurance quotes in UAE & Dubai are:
What is a Takaful Emarat Term Insurance Policy?
A Takaful Emarat term insurance policy is a Sharia-compliant life insurance plan. It is designed to provide financial protection to your loved ones in the event of unforeseen circumstances. Based on the principles of Takaful, this policy operates as a cooperative system where participants contribute to a shared fund, ensuring mutual support during financial emergencies.
In the unfortunate event of the policyholder’s death during the policy term, the nominee receives a payout. They can use this sum to meet their financial needs, daily expenses, future goals related to education, and more.
Takaful Emarat term insurance offers comprehensive coverage at affordable premiums, providing peace of mind to both individuals and families. With flexible options and adherence to Islamic principles, it is an ideal choice for those seeking ethical and reliable life insurance coverage.
Why Should You Buy a Term Insurance Plan from Takaful Emarat?
As an Islamic insurance company, Takaful Emarat operates on the concept of shared contributions and cooperation. When you buy Takaful Emarat term insurance, you get the following benefits —
- Shariah-compliant insurance plans
- Customisable plans
- 24/7 customer care service
- Comprehensive coverage
- Hassle-free claim application and settlement process
Features and Benefits of Takaful Emarat Term Insurance Plans
Takaful Emarat term insurance is available under two different plans. Here are the features and benefits of each type —
The most popular Takaful Emarat Term Insurance plan is the Fixed Term Plan.
Here are its benefits —
- This is a level-term plan
- The policy tenure ranges from 5 years to 35 years
- The premium can be paid annually or by opting for a limited pay option
- It is a Shariah plan
- The riders available with this plan include —
- Critical Illness*
- Terminal Illness
*If you choose the critical illness benefit, you make your term plan comprehensive. This plan offers additional coverage in case the life assured gets diagnosed with any of the covered critical illnesses.
Here are the features of this particular cover —
- Cover of up to 50% of the sum assured
- Waiting period of 90 days
- Total illnesses covered - 11 (including cancer, chronic liver diseases, bypass surgery, stroke, blindness, and more)
Eligibility Criteria to Apply for Takaful Emarat Term Insurance in the UAE
To apply for Takaful Emarat term insurance in the UAE, you must meet the following basic eligibility requirements —
| Fixed Term | Decreasing Term |
|---|---|
|
|
What are the maximum and minimum entry ages?
The minimum entry age is 18 years and the maximum entry age is 65 years.
Q2: Are there any add-ons offered?
Yes, the plan seeker can enjoy additional benefits on top of the existing base policy. Some of the add-ons offered are critical illness, accidental death benefit, etc.
More From Term Insurance
- Recent Articles
- Popular Articles
Last Updated : 18 Jun 20261 Crore Term Insurance Plan in India for UAE Expats & NRIsCompare the best 1 crore term insurance plans in India for UAE expats and NRIs. Check premiums, benefits, eligibility, claim settlement ratios, and how to buy 1 crore term insurance online.
Last Updated : 18 Jun 2026Life Insurance Waiting Period in UAE: Meaning, Contestability Period & Coverage RulesUnderstand the life insurance waiting period in UAE, including contestability period, survival period, exclusions, and how long waiting periods last for different life insurance policies.
Last Updated : 23 Apr 2026Term Life Insurance Age Limit in UAE: Minimum, Maximum & Eligibility ExplainedUnderstand term life insurance age limit in the UAE, including minimum and maximum entry age, eligibility, and how age impacts premiums, coverage, and policy tenure.
Last Updated : 08 Apr 2026Paid-Up Value in Life Insurance: Meaning, Calculation & UAE GuideUnderstand paid-up value in life insurance, how it works, calculation & when to convert policy to paid up. Complete guide for UAE policyholders.
Last Updated : 31 Mar 2026Life Insurance Riders in UAE: Types, Benefits & GuideLearn insurance riders meaning, types of insurance riders, and how riders in life insurance enhance coverage. Explore common riders in UAE policies.- Last Updated : 26 Mar 2026Life Insurance for Singles in UAE: Benefits, Coverage & Why You Should Buy EarlyDiscover why life insurance for singles in UAE is important. Learn benefits, coverage needs, costs, and how to choose the best policy for financial security.
Last Updated : 12 Jun 2026Best Life Insurance Companies in Dubai, UAE 2026 | Compare & Buy OnlineCompare the top 10 life insurance companies in UAE including Zurich, MetLife & HAYAH. Get instant quotes, compare premiums, and buy the best plan online.
Last Updated : 19 Mar 2026Best Self Employed Insurance Plans Online in UAETerm Insurance Plans for Self Employed - Know how to select the best term plan for self-employed individuals & why it is required and who needs it only at Policybazaar.ae
Last Updated : 02 Jan 2026Term Insurance for NRI | Best Term Insurance Plan for NRI in UAETerm Insurance for NRI - Compare and Buy best term insurance policies for NRI in UAE & know important things before buying the term plan for NRI in UAE.
Last Updated : 23 Mar 2026Term Insurance for Spouse in UAE - Features & BenefitsTerm Insurance for Spouse - Choose the best term insurance plan for your spouse in UAE with features & Benefits. Also, know who can buy a spouse term insurance plan.
Last Updated : 12 Dec 2025Top Life Insurance Plans for Expats in the UAE: Protect Your Family's FutureDiscover the best life insurance options for expatriates in the UAE. Learn about key benefits, top plans, and essential tips to secure financial protection for your loved ones.
Last Updated : 19 Sep 2025Short Term Disability Insurance | Benefits & How It WorksDiscover short term disability insurance options to safeguard your income during challenging times. Get affordable coverage tailored to your needs!
Reviews