SBI Life Insurance is a leading insurance provider known for its comprehensive range of life policies that cater to various financial needs. Offering security and peace of mind, this insurance company provides a variety of plans, including term insurance, savings, investment, and pension schemes.
These life cover policies are designed to protect your loved ones financially in case of unforeseen events while also helping you build a secure future. With the backing of SBI's trusted name and a commitment to customer-centric services, SBI Life Insurance is a reliable choice for safeguarding your family and achieving long-term financial goals.
SBI Life Insurance comprises products for financial protection and savings. They provide a safety net for your family in case of unfortunate events, ensuring they remain financially secure. These plans come in various types, including term plans for pure life coverage, savings plans that combine insurance with investment, and pension plans to support your retirement.
With flexible premium options and the backing of SBI, one of India’s most trusted banks, SBI Life Insurance Plans offer a reliable way to secure your future while meeting your unique financial goals and needs.
What are the Reasons to Buy Life Insurance from SBI Life Insurance Company?
Here are the benefits of buying a life policy from SBI Life Insurance —
SBI Life reaches over 100 million accounts across India, offering products and services to all economic groups and regions.
With more than 80,000 advisors, the company has one of the most efficient agent networks.
As a major player in the insurance market, SBI Life has a wide range of products to meet the needs of a diverse customer base.
The company has made a significant impact on the Indian insurance industry, making its services accessible to individuals nationwide.
If you're seeking life insurance, SBI Life’s experienced team can help you find a policy that fits your needs.
What are the Top SBI Life Insurance Policies?
Here are the best SBI life insurance policies —
eShield Next
eShield Insta
This plan gives your family financial security for the uncertainties of life. It helps you take care of your current requirements and your dynamic responsibilities. The key benefits and features of this SBI life insurance policy are
3 plan options - Level Cover, Level Cover with Future Proofing Benefit, and Increasing Cover
Option to customise the plan as per your requirement
This online SBI life insurance policy is a term plan. You can effortlessly buy it from anywhere and financially secure your family. The major features and benefits of this term life insurance plan are —
2 plan options - Pure Term Insurance, Term Insurance with Return of Premium
Affordable premiums
Pay regular premium for 10 years
Easy enrolment of policy
Saral Jeevan Bima
Sampoorn Cancer Suraksha
This is a standard term plan to help financially secure the life assured’s family in case of the former’s death during the plan tenure. Listed below are the key features and benefits of this SBI life insurance policy –
Affordable premiums
Flexibility of premium payment — regularly (annually) or at once in a lump sum
Death benefit
This SBI life insurance plan is a critical illness plan, specially designed to help the life assured get treated for cancer upon diagnosis. Here are the key features of this plan —
Second medical opinion
Sum assured reset benefit
In-built premium waiver benefit
No medical examination is required
Option of monthly income benefit
Choice of 3 benefit structures — Standard, Enhanced, and Classic benefit structures
Arogya Shield
Smart Shield Premier
This SBI life insurance policy is a blend of health and pure-term life plans. It provides comprehensive health coverage for medical emergencies and a guaranteed life cover to financially secure the life assured’s family. Key features and benefits of Arogya Shield -00
Health + Pure Term Life Insurance
Affordable premiums
Sum assured options of INR 100,000; INR 200,000; INR 300,000 under health insurance cover
Sum assured ranging from INR 5,00,000 to INR 25,00,000 as life insurance cover
Cover for 141 daycare procedures under health insurance cover
This SBI life insurance plan is an exclusive term plan that offers a higher sum assured and flexible premium payment options. The key benefits of this plan are —
Choice of 2 benefit options — Level Cover, Increasing Cover
This is a non-linked pure-term plan that financially secures the life assured’s family in case of the former’s demise during the plan tenure. The key benefits of this SBI life insurance policy —
Term plan with 2 options – Level Term Assurance and Increasing Term Assurance
Comprehensive coverage at an affordable premium rate
2 rider options - Accidental Death Benefit and Accidental Total & Permanent Disability Benefit Rider
Death benefit
This SBI life insurance plan is a pure term, micro-insurance plan that financially protects the life assured’s family at an affordable premium rate. Its key benefits and features are -
Choose the premium range in multiples of INR 100
Surrender benefit
Death benefit
No medical examination required
Easy enrolment via a simple process
Saral Swadhan +
Smart Swadhan Plus
This is a traditional SBI life policy that offers assured maturity benefits. If the life assured survives the plan tenure, the insurance company provides a return of premium. Here are the key benefits of Saral Swadhan +
Maturity benefits — 100% or 115% of the total premium paid (if the policy term is 10 or 15 terms respectively)
2 types of plan tenure options — 10 and 15 years
Fixed life cover throughout the policy term
Flexibility to pay the premium amount as per your financial capacity
Straightforward proposal form
This is a comprehensive SBI life insurance policy that combines life cover and promotes savings. It has a return of premium feature that protects the life assured. Detailed below are the primary features and benefits of Smart Swadhan Plus -
Life cover
100% assured return of total premium as a maturity benefit
Simple application process
Flexible premium payment options — Regular, Limited, or Single premium payment
Smart Swadhan Supreme
Saral Swadhan Supreme
This is a comprehensive SBI life insurance plan that offers an assured return of the total premium at the end of the tenure (if the life assured survives). The following are the key features and benefits of this plan —
Life cover at an affordable rate
Receive 100% of the total premium paid as a maturity benefit
Conveniently pay your premium regularly or for a limited period
Plan tenure ranges from 10 to 30 years
It is a life insurance plan with savings through the ‘return of premium’ feature. It offers death benefits as well as maturity benefits. Find out more about these key features and benefits below —
Ease of policy issuance
Convenience of paying regularly or for a limited period (7, 10, or 15 years)
Get 100% of the total premium paid as a maturity benefit
Good term insurance planMy friend recommended me to buy a term policy. The whole process was a breeze. So if you are looking for something to keep your life sorted,get this plan. It has helped me and am sure will help you too.
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★★★★★
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★★★★★
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★★★★★
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★★★★★
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★★★★★
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