Dubai National Insurance (DNI) Home Insurance

Dubai National Insurance (DNI) Home Insurance — An Overview

Buying a house is a significant investment that a person makes during their lifetime. To ensure that your financial investment in it is not affected amidst unfortunate circumstances, it’s essential to get protection for your house — irrespective of its size and type.

With DNI home insurance, you can cover your property from a variety of risks. It not only covers the physical damage to your property but also secures your belongings/contents inside the house. With this policy, you can get compensation for loss or damage to your property and contents caused by fire, theft, earthquakes, floods, accidents, and more.

Why Buy a Dubai National Insurance Policy for Your Home in UAE?

Here are some reasons why you should get the home coverage from the Dubai National Insurance Company -

Comprehensive Coverage

With the DNI home insurance plan, you can secure your home as well as its contents against several mishaps such as theft, burglary, fire and explosions, and more.

Provides Protection Against Natural Calamities

With the house insurance of DNI, you can get coverage for your home against losses and damages due to earthquakes, floods, and other natural calamities.

Robust Customer Support

You can experience exceptional customer support with Dubai National Insurance Company. Your queries, related to policy, claim process, or any other concern, can be quickly resolved by their dedicated team. 

Easy Claim Process

With DNI, you can expect swift claim settlements without any hassles.

Cost-Efficient Home Insurance

With Dubai National Insurance home insurance, protecting your home is no longer an expensive affair. At quite affordable rates, you can financially protect your house against a range of risks. 

What is Covered Under the DNI Home Insurance Plan?

With DNI home insurance, you get coverage for the following -

• Content coverage: Includes household goods, interior decorations, fixtures & fittings, and personal belongings of the insured person (excluding cash and jewellery)
• Building coverage
• Your family members and other permanent members (excluding lodgers, boarders, or paying guests) living in the house are also insured under this plan
• Fire and explosions, natural calamity, bursting of water pipes, accidental damage, and burglary
• Third-party liability 

What is Not Covered Under DNI Home Insurance?

Loss or damage to the property/contents due to the following reasons come under exclusions -

• Terrorism 
• War and civil war
• Ionisation or radiation
• Sonic bangs
• Landslide or subsidence
• Contamination by nuclear energy

Note: Check the exclusions in your policy document for comprehensive understanding.  

How to File a DNI Home Insurance Claim? 

Here are some easy steps to initiate the DNI home insurance claim process -

• Immediately contact the police and report the incident of loss/damage to your property
• Promptly notify the insurer 
• Provide all the necessary documents and details such as policy number, incident details, and more
• After reviewing your details and documents, the insurer will cover your losses as per the applicable limits and conditions 

DNI Home Insurance Contact Details

Through the following ways, you can contact Dubai National Insurance Company in case of any queries or doubts:

• Via Call: 600 5 80000
• Via WhatsApp: 600 5 80000
• Via Email: info@dni.ae

How to Apply for DNI Home Insurance?

With Policybazaar.ae, you can easily apply for DNI home insurance. Simply follow these steps —

• Click here to access the lead form
• Fill it out by providing the required details
• Compare the plans displayed on your screen — make sure to explore their features and benefits
• Apply for the most suitable policy

One of our representatives will then connect with you to guide the next steps.

Click here to apply now!

Frequently Asked Questions