ADCB Home Insurance

With this type of ADCB insurance, you can keep your precious investment, home, and belongings covered against various unforeseen events. Let’s read more and understand all the key details related to ADCB home content insurance solutions.

ADCB Home Insurance — Overview

Home is one of the best investments of our lives — not just in terms of finances but also the associated emotions and its sentimental value. To keep it in top shape, however, it’s crucial to protect it with the right household insurance plan. With an ADCB home insurance policy, protecting your precious home content and belongings from several mishaps is straightforward. Whether you own a house or rent, you can protect your invaluable home with this insurance type.

This type of ADCB insurance is available across 3 categories — Silver, Gold, and Platinum. Each variant comes with distinct features, limits, and more.

Note: The home insurance plan of ADCB is provided by Oman Insurance Company (now Sukoon Insurance).

Types of ADCB Home Insurance

Let’s understand the top ADCB insurance plans under this category — 

• Silver Plan - It is ideal for standard homes in the UAE, providing content coverage of up to AED 50,000. It’s the most affordable plan under this insurance type and features a range of benefits to protect your home against various uncertainties. 
• Gold Plan - If you have a medium or large house, this ADCB home insurance plan is a good option to buy. This plan focuses on protecting your valuable belongings in the house with content coverage of up to AED 100,000. 
• Platinum Plan - Want to keep your precious belongings safe at your luxurious home? You can consider the platinum plan, providing content coverage of up to AED 150,000.

Benefits of Choosing ADCB Home Insurance in UAE

With ADCB household insurance, you can enjoy several advantages -

• Easily safeguard your property contents from various unforeseen events such as fire, theft, accidental damages, and more
• Comprehensive plans available across 3 categories — Silver, Gold, and Platinum — tailored to meet your requirements
• Affordable plans — protect your home without straining your wallet 
• Get benefits like tenant’s liability
• Additional coverage for personal accidents available
• Promptly claim processing
• 24/7 customer support

Get the best home insurance today!

What is Covered Under ADCB Home Insurance Plans?

Here is a brief overview of the key inclusions of the ADCB home insurance plans -

Coverage	Sum Insured
Accidental content damage	Up to AED 50,000
Loss/theft of jewellery	Up to AED 12,500
Loss/theft of money	Up to AED 2,000
Loss of rent and alternative accommodation	Up to AED 15,000
Replacement of locks and keys	Up to AED 1,000
Loss of documents — driving licence, passport, work and residence permit	Up to AED 2,000
Tenant’s liability	Up to AED 200,000
Occupiers’ personal liability	Up to AED 200,000

What is Not Covered Under ADCB Home Insurance Plans?

Any loss or damage of the property or belongings caused by the following factors are excluded from the home coverage -

• Radioactive contamination
• Pollution or contamination
• War
• Terrorism
• Faulty construction
• Intentional damage
• Gradual deterioration
• Sonic bangs

Note: For a better understanding of the exclusions of your policy, read the details carefully. 

How to File an ADCB Home Insurance Claim?

Follow the steps to make a claim against your ADCB insurance policy for home –

Report the Incident 

Immediately contact your nearest police station and report the incident. This step is crucial — a police report is usually required during the processing.

Connect with the Insurer

You must contact the home insurance provider within 30 days of the incident. If you fail to do so, your claim will be denied.

Contact the insurer’s claims department at +971 4 233-7463/464. You can also reach out to them via —

• Toll-free number: 800-4746
• Fax: +971 4 233-7765
• Email: nmcoic@tameen.ae

Submit the Documents 

To get the claim, you may need to provide documents and details such as your policy number, police report, claim form with complete information, incident details, and total loss/damage of belongings in written form.

If requested by the insurer, you may need to submit the additional documents within 15 days. 

Claim Settlement

Once your documents and details have been verified, the insurer will settle your home insurance claim and transfer the amount via cheque or bank.

How to Apply for ADCB Home Insurance?

With Policybazaar.ae, you can easily apply for ADCB home insurance —

• On the home page of Policybazaar.ae, click on the ‘Home Insurance’ section 
• Enter the required details such as personal details, coverage you need, and more 
• Based on your details, you will get a quote page with different plans 
• Compare the features, benefits, coverage amount, and other factors 
• Choose one that best fits you and apply for it

Once done, we will contact you shortly for additional information.

Get the best home insurance today!

Frequently Asked Questions