Is Insurance for Skin Treatment Available in UAE?

Can I Get Insurance for Skin Treatment?

Yes, you can get insurance for skin treatment in the UAE. However, it is important to note that not all skin conditions are covered. Insurance providers only cover dermatology treatments that have been medically recommended to you. 

Cosmetic surgeries, for instance, are not covered under any medical insurance policy. In case a procedure falls under the category of both cosmetic and medical requirements, you must have a valid prescription or other supporting documents to justify your treatment. 

What is Included in Skin Treatment Coverage in the UAE?

Find below the common inclusions of insurance for skin treatment under comprehensive health policies — 

• Dermatologist consultation fees
• Medically necessary skin disease diagnosis 
• Prescribed medicines 
• Laboratory tests 
• Hospitalisation due to severe skin infection or complications
• Follow-up visits related to the covered medical condition
• Chronic disease management 
• Treatment of skin symptoms caused by systemic diseases (e.g., diabetes-related infections)

Insurance for Skin Treatment — Exclusions

Given below are the general health-related treatments and procedures that are not covered by UAE health insurers —

• Cosmetic or aesthetic procedures (Botox, fillers, anti-ageing treatments)
• Acne scar removal and pigmentation treatment for cosmetic purposes
• Chemical peels, laser toning, skin whitening
• Hair loss treatment (PRP therapy, hair transplant)
• Cosmetic mole removal (unless suspected cancer)
• Stretch marks treatment
• Experimental or non-approved therapies
• Treatment taken without referral (if the plan requires GP referral)
• Pre-existing chronic skin diseases during the waiting period
• Aesthetic dermatology clinics not listed in the insurer’s network

Is Psoriasis Health Insurance Available in the UAE?

Yes, health insurance often covers psoriasis treatment — as long as it is a medical condition. If it falls under cosmetic treatment, your insurance company will not provide any coverage. This health condition is mainly considered a chronic inflammatory disease affecting the immune system and skin. 

Most plans cover dermatologist consultations and prescribed medicines. However, coverage depends on whether psoriasis is declared while purchasing the policy. If it is a pre-existing condition, insurers may apply a waiting period of a minimum of 6 months. Always check with your insurer if they provide psoriasis health insurance. 

Which is the best health insurance for Psoriasis in the UAE?

When choosing the best psoriasis health insurance, you must consider your coverage requirements and affordability. There is no specific plan for psoriasis — you can find many comprehensive plans offering coverage. 

The right policy depends on your preferences, and it’s best to buy a comprehensive health insurance policy. This ensures your access to a wide range of hospital networks, eventually making it convenient for you to choose your preferred hospital/clinic for skin treatments. 

How to Buy Insurance for Skin Treatment via Policybazaar.ae? 

Whether you’re looking for the best health insurance for psoriasis or other skin treatments, Policybazaar.ae helps you find a suitable plan seamlessly. Here’s how —

1. Click the button below for the lead form
2. Complete it with correct details 
3. Look for plans listed on the quotes 
4. Check out the policy wordings of the plans 
5. Compare them and select your preferred insurance plan 
6. Follow the on-screen prompts and complete the payment process