Alliance Term Insurance

Alliance Term Insurance

Alliance Insurance is one of the leading insurance providers in the UAE that offers premium insurance facilities to corporations, individuals, and government bodies. The organization works towards meeting various insurance needs of its customers, term insurance being one of them.

Before going forward, it is important to understand what is term insurance?

Term insurance provides the insured with a life cover that extends for a pre-determined tenure. This tenure could be a set duration of ten, twenty, or thirty years, or till a specific age limit, which can be 65 years or 70 years. Alliance is a market champion when it comes to term insurance products that are available at zero cash values and comparatively low premiums.

Types of Alliance Term Insurance Plans in UAE

Alliance Insurance offers different types of term plans; from which the applicant can choose the one that suits their requirements as well as budget.

Level Term Plan

This type of Alliance Term Life Insurance comes at a level sum assured and level premiums, along with a plan term of up to 30 years.

Executive Term Plan

This type of term plan comes at the higher sum assured of 250,000 US dollars or above with lower premiums. The tenure of this insurance plan starts from 5 years (minimum) to 30 years (maximum).

Limited Payment Term Plan

The applicant has the option to make payment for the premiums for either 3 years or 5 years, along with coverage of either 10, 15, 20, or even 25 years.

Convertible Term Plan

Under this type of term plan, the insured person has the option of converting this policy into a life insurance cover that the company is offering on the conversion date.

Key Features and Benefits of Alliance Term Insurance

With the term plans offered by Alliance Insurance, the insured can enjoy the following features & benefits.

Death Benefit

This term life coverage offers a death benefit to the beneficiary of the policyholder after the latter’s demise.

Sum Assured

Alliance Insurance provides comprehensive coverage that offers a high sum assured to the insurer.

Low Premiums

The insurer can enjoy low premiums on the term insurance plans offered by the company.

Plan Tenure

Alliance Term Insurance UAE comes with a minimum tenure of 5 years & a maximum tenure of 30 years.

Conversion of Policy

The insurer has the option of converting the policy into a life insurance cover that is offered by Alliance on the conversion date. However, this conversion can be done before the expiry date of the policy.

Alliance Term Insurance Policies

The table provides an overview of the different term plans offered by the company.

Term Plan Type


Level Term

  • Level Premium
  • Level Sum Assured
  • Maximum Tenure: 30 years

Executive Term

  • Low Premium
  • Sum Assured: 250,000 US dollars
  • Minimum Tenure: 5 years
  • Maximum Tenure: 30 years

Limited Payment Term

  • Premium Payment Tenure: 3 or 5 years
  • Protection Tenure: 10, 15, 20, or 25 years

Convertible Term

  • Option of conversion into life insurance
  • To be done before the plan’s expiry date
  • Only the plan offered on the conversion date available

Why to Apply Online for Alliance Term Insurance?

The company offers its customers a certain confidence level that goes beyond the policy agreement. Apart from dynamic services, the company also has a helpful and professional support team, which is available to provide the customers with quality assistance.

Claim Process of Alliance Term Insurance

Alliance Insurance Company dedicatedly assists the beneficiary of the insurer in making the insurance claim. Here is a rundown on the claim process.

Contact Customer Care

The first step for making the claim process is contacting the customer care executive of the company who will further assist you in the process.

Document Submission

The next and most important step is the submission of the required documents to the company. The company’s executive will inform you about the documents you have to submit.

Reviewing and Processing

In the final step of the process, the company will review your claim application and the submitted documents. After the verification is complete, the company will process your claim.

Contact Details of Alliance Term Insurance

Alliance has a dedicated support team for term insurance, which can be reached on the number 046051111 or email address This email address is being protected from spambots. You need JavaScript enabled to view it..

FAQs on Alliance Term Insurance

Q.1. How do I make payment of my premium?

Ans: The company gives you the following options for paying your premium.

  • Deposits to bank accounts of Alliance with Emirates NBD or Union National Bank
  • Direct Deposit at a branch
  • Payment through credit card
  • Telex Transfer to the company’s bank accounts
  • Cash payment at the head office of the company or at the branch of a designated bank.

Q.2. How do I submit a death claim?

Ans: If you die, your beneficiary will have to fill up the claim form & submit it to the insurance company with all the required documents.

Q.3. Can I make the payment for my premium from outside the UAE?

Ans: You can make payment for your premium through telex transfer directly from any part of the world. This transfer is to be made to any of the company’s bank accounts in Emirates NBD or Union National Bank.

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