6 Handy Tips to Get the Best Deal on Car Insurance in the UAE

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*Above mentioned prices are for Honda City EX 1.5L, 2017 model.
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Are you finally ready to purchase your dream car and looking for the best car insurance in UAE to go along? Setting for the first ever auto insurance policy that you come across is not always the correct way to go. There are chances that you might end up paying more than you actually should or you might not get the appropriate insurance coverage that you require.

Considering all these points in mind, here we have mentioned some of the important handy tips that can help you to get the best deal on auto insurance in the UAE.

Compare Different Car Insurance Quotes

Purchasing the best & cheapest car insurance policy is probably the best thing that you do.  That being said, few people make the mistake of purchasing an auto insurance policy that seems to be beneficial but in actual it’s not worth buying for.

There are several insurance companies are available in the market. Every auto insurance policy might seem like the best one. Thus, making the right decision can be a daunting task. An ideal way to opt for the best car insurance in UAE is to compare different car insurance quotes online from several auto insurers in the country. Also, there are plenty of car insurance web aggregators that enable you to compare insurance policies in a matter of a few minutes only. So, compare the policies, know their benefits and features, and then make a final list of auto insurance plans that meets your insurance needs properly. Afterwards, consider the insurance plan that provides you with the maximum insurance benefits at the lowest premium cost.

Maintain a Good & Clean Driving Record

Safe driving not only decreases the chances of the driver being involved in a road accident but also it is helpful for maintaining a good driving record. Maintaining good driving records have their own privileges and perks. Since many leading car insurance companies tend to reward drivers who have maintained a good driving record. Basically, it helps the car owner to get an auto insurance policy at an affordable premium.

Is it not a win-win opportunity for you? Well, of course, it is.

So, always drive safely in order to protect your life and save your money on car insurance premium.

Keep a Check on Special Offers & Discounts

Some of the leading auto insurance companies offer great deals and discounts on auto insurance policy but there is one thing that you need to keep in mind that if you do not ask about those offers, you won’t get them. So, make sure you keep a check on special offers or discounts before purchasing an auto insurance policy for your vehicle. However, the deals and discounts may differ based on different criteria. For instance, if you have not had made any claim in a fast few years of the policy then you have a full right to ask for a no claim bonus (NCB) discount. An NCB of 5 years or more than that can provide you with a lucrative discount on your car insurance premium. You can also ask for other discounts if you have taken a defensive driving course or you don’t drive much. All such discounts can make a significant difference in the final cost of insurance premium.

Increase the Safety of Your Vehicle

While the roads of the United Arab Emirates are extremely safe, it is still your liability to ensure that your four-wheeler is as safe as it is possible. However, to increase the security of your vehicle, you can install anti-theft devices in your car like gear locks, GPS tracking, inbuilt alarm system, tyre locks, etc. All these safety measures will eventually reduce the risk exposure of your vehicle. As an outcome, you will get an auto insurance policy at a lower premium cost. 

Check Details of the Policy

Before signing any contract, you must have an in-depth understanding of everything on the car insurance policy. It is a bitter truth that most of the auto insurers in the UAE don’t reimburse if they overlook some confidential conditions of the insurance policy. In fact, there are a few cases where you would not be eligible to get reimbursement from the auto insurance company such as driving a vehicle without carrying a valid driving license, expired auto insurance policy, reckless driving, etc. Therefore, it is advisable that you should read all the policy details and clear all of your doubts regarding the same before buying an insurance policy. Doing this will help you to make the most of your auto insurance policy.

Go Through the Reviews

Last but not the least, you should read the reviews about the company from which you are going to buy an auto insurance policy. Through this, you can check the service of that specific insurance company and find out if the company’s service is in or out of line with the insurance needs of its potential customers. In addition to this, you can check some crucial things such as the claim process and the approximate time that is taken by the insurance company in order to pay a claim after an accident. If in case, the auto insurer has a bad reputation in the market because of negative reviews from the existing customers, then you should definitely give a second thought and switch to another insurance provider.

Final Verdict

All in all, buying the best car insurance in uae is all about doing thorough research about different auto insurance policies available in the market. Also, do not forget to follow the aforementioned tips in mind. These tips will certainly help you to find the best auto insurance policy for your vehicle at the lowest insurance premium.

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