Looking for elder health insurance in India? We can help in this article to choose the right plan and get the coverage you need.
Don’t gamble with your health, get the right cover at the right price.
The rising cost of medical facilities has made it almost impossible to bypass the need for medical insurance in UAE. An insurance plan, whether bought for self or a family member comes loaded with a lot of benefits that keep your saving plans from derailing in times of emergency.
In this article, we will take you through different health insurance plan categories that are available in the market. Let’s help you navigate through this overwhelming world of choices:
Let's take a look at different types of health insurance in UAE
Family Health Insurance Plans in the UAE offer medical cover for all your family members. These plans gives you wider coverage where you can provide all your family members with quality treatment and take care of their medical bills by opting for just one plan. With a family health insurance plan, the sum assured gets shared by all the members included in the policy.
Plan Name | Medical Cover (AED) | Pharmacy Limit | Price |
---|---|---|---|
Orient Insurance - Gold - Family Care Plan A | 10,00,000 | Upto Medical Cover | ![]() |
Takaful Emarat - Rhodium | 10,00,000 | Upto AED 15,000 | ![]() |
Watania - Gold - Family Care Plan A | 10,00,000 | Upto Medical Cover | ![]() |
See More Plans >> |
Individual Health Insurance is one of the most popular health insurance types that you can buy for yourself. It provides medical cover only for the policyholder. It provides the policyholder with financial coverage against all their medical bills including hospital room rent, pre and post-hospitalization charges, ambulance charges, diagnostics and tests, and much more. In an individual health insurance plan, the sum assured is to be used by a single person only.
Plan Name | Medical Cover (AED) | Pharmacy Limit | Price |
---|---|---|---|
Sehteq - Executive | 1,50,000 | Upto AED 10,000 | ![]() |
Takaful Emarat - Rhodium | 10,00,000 | Upto AED 15,000 | ![]() |
DNIRC - Gold - Plan A | 10,00,000 | Upto Medical Cover | ![]() |
See More Plans >> |
Group health insurance plans are also known as employee health insurance plans. These plans are mostly provided by employers to their employees. These plans are flexible with the number of policyholders as they allow employers to include and exclude the employees as they join or leave the company. The premium for these plans is usually low as they have low risks involved.
Plan Name | Medical Cover (AED) | Pharmacy Limit | Price |
---|---|---|---|
Sehteq - Care Plus | 150000 | Upto AED 5,000 | ![]() |
DNIRC - Platinum | 1000000 | Upto Medical Cover | ![]() |
Alliance - Universal Plan | 500000 | Upto AED 7,500 | ![]() |
See More Plans >>> |
Critical illness insurance plans are to deal with critical and long-term illnesses, where the cost of treatment can land on the higher end. These plans are to overrun tradition insurance policies where the sum assured might fall short. These diseases include heart attack, kidney failure, cancer, paralysis, bypass surgeries, etc. These types of health insurance plans come with lifetime renewability and let you take care of all your medical expenses without having an impact on your savings. This plan is best suited for people who have had a family history such ailments. However, anyone can opt for a critical illness insurance plan considering a rapid shift in the way diseases behave and the unpredictable requirements of medical support in a modern world.
Plan Name | Medical Cover (AED) | Pharmacy Limit | Price |
---|---|---|---|
Orient Insurance - I-Med | 1,50,000 | Up to AED 1,500 | ![]() |
Sehteq - Executive | 1,50,000 | Up to AED 10,000 | ![]() |
DNIRC - Silver | 1,50,000 | Up to Medical Cover | ![]() |
See More Plans >> |
Senior Citizens Health Insurance plans are dedicatedly designed for senior citizens aged 60 and above. These plans come at a higher cost. However, not all the insurers in the UAE offer such plans, and the insurers that do, ask the prospective policyholders to go through a few medical tests. These plans have comparatively higher premiums to cover for higher risks involved.
Plan Name | Medical Cover (AED) | Pharmacy Limit | Price |
---|---|---|---|
Noor Takaful - Dependent Enhanced 1 | 1,50,000 | Upto AED 1,500 | ![]() |
Takaful Emarat - Platinium | 10,00,000 | Upto AED 10,000 | ![]() |
Orient Insurance - Silver Classic - Family Care Plan A | 10,00,000 | Upto Medical Cover | ![]() |
See More Plans >> |
Here is a list of reasons to tell you exactly why you must buy a health insurance plan for yourself.
Not just that! You get plenty of tax benefits also if you subscribe to a health insurance plan. However, in order to make the best of these benefits, it is important to choose the right health insurance plan by carefully considering all your medical needs.
Here are a few tips that can help you in choosing a plan that’s just right for you:
Now that you have gone through different medical insurance categories, you can opt for one based on your needs, we would suggest you buy one for yourself today. We at policybazaar.ae help you find an insurance plan that best fits your requirements and helps you experience the best-ever service.