HAYAH Term Insurance

Hayah Insurance is a reputable insurance provider in the UAE, known for its commitment to protecting the financial well-being of individuals and families.

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Specialising in various insurance solutions, Hayah offers tailored term life insurance plans that are designed to provide comprehensive security and peace of mind. Term plans from Hayah ensure that in the unfortunate event of the policyholder's passing, the designated beneficiaries receive a guaranteed payout that can be used to cover outstanding loans, daily expenses, or future financial goals.

With a range of customisable options and add-ons, Hayah term insurance policies are flexible and affordable, aligning with individual needs. This protection serves as a vital instrument for securing one’s family’s future, allowing them to confidently face life's uncertainties.

What is the HAYAH Term Insurance Plan?

HAYAH term insurance offers coverage for a pre-specified tenure — 10 years, 20 years, or 30 years. If the life assured passes away during the policy tenure, the beneficiary will receive the death benefit. 

Please note that once the term ends, the coverage ends unless it is renewed or converted into a permanent policy. 

Why Should You Buy HAYAH Term Insurance?

Here are the reasons to buy a HAYAH term insurance policy —

  • Over 150,000 lives protected by the company
  • Customisable term plans
  • 24/7 customer care service
  • Assistance from industry experts

Features and Benefits of HAYAH Term Insurance Plans

Check out the common features and benefits of HAYAH term insurance plans in the UAE —

Term Life Protect Simple Life
  • Cover against death and terminal illness and resultant disability for tenure between 1 year and 35 years
  • Premium payment flexibility (in AED or USD) — annual, monthly or upfront payment
  • Complimentary temporary life cover starting from the moment you fill out the application to the day your policy is issued
  • Cover of up to USD 50,000,000
  • Additional benefits like HAYAH’s priority screening
  • Provides coverage against 
    • Natural death
    • Accidental loss of life in public transport
    • Accidental loss of life
  • Cover of up to AED 3,500,000
  • Premium payment flexibility — monthly or annual
  • Insure your spouse in the same policy at a discounted rate

Eligibility Criteria to Buy HAYAH Term Insurance in Dubai, UAE

To get a HAYAH term insurance plan in the UAE, you need to meet the following eligibility criteria -

Term Life Protect Simple Life
  • Applicants must be a resident of the UAE at the time of applying.
  • The entry age for this plan ranges from 18 to 79 years.
  • Applicants must be a resident of the UAE at the time of applying.
  • The entry age for this plan is from 18 to 59 years.

Frequently Asked Questions

Does HAYAH term insurance cover suicide?

No, suicide is not covered under HAYAH term insurance plans.

What are the documents required for a death claim?

The documents needed for filing a death claim include a filled-in claim form, a copy of the death certificate, the beneficiary’s identity proof, an original policy document, and other documents.

Will you get a non-smoker discount if you stop smoking now?

No, you don’t get a non-smoker discount if you stop smoking now. You can get it only if you abstain from tobacco for at least one year.

What happens if you miss a premium?

You have a grace period of at least 30 days to pay the missed premium.

Reviews & Ratings

4.6 / 5 (based on   24,098 google icon reviews)

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