ADCB Family Protector Plus Life Insurance in UAE & Dubai
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Aashima Mongia
Content Writer (Expertise: Term Life Insurance & Investment)
Aashima Mongia is a Content Executive at Policybazaar.ae, dedicated to bridging the gap between complex financial products and the people who need them. Specializing in Term Life Insurance and Investment portfolios, Aashima translates the "fine print" into high-value insights for the UAE market. With a background rooted in Commerce and Digital Strategy, she combines rigorous research with an audience-first philosophy. Her work is a blend of data-backed research and a deep understanding of the UAE's economic pulse, ensuring that every guide she writes is practical, timely, and easy to digest.


Atul Kathuria
Business Head – Term & Investment | Policybazaar.ae
Mr. Atul Kathuria, Business Head of Term & Investment, is a seasoned business leader with more than 15 years of experience across industries, which includes specialising in the life insurance and wealth management space. An alumnus of IIT Delhi, he brings a strong analytical background and deep expertise in building goal-oriented financial solutions tailored for residents and expats in the UAE. By working closely with top insurers, he has strengthened Policybazaar UAE's range of term and investment plans, making financial planning more accessible and effective.
Best Term Insurance Plans in UAE
Some of the best Term Insurance quotes in UAE & Dubai are:

- Passive War Cover
- Pre Existing Disease Coverage
- Medical Checkup Not Required
- Worldwide Coverage

- Worldwide Coverage
- Life Cover
- Entry Age

- Passive War Cover
- Pre Existing Disease Coverage: Subject to Approval*
- Medical Checkup Not Required
- Worldwide Coverage
- Critical Illness Cover

- Worldwide Coverage

- Worldwide Coverage
- Cancer Cover
Through its partnership with Sukoon Insurance, ADCB also offers comprehensive insurance solutions like the ADCB Family Protector Plus Life Insurance. With this insurance type, you can get comprehensive financial protection for your family at affordable premiums.
What is ADCB Family Protector Plus Life Insurance?
It is a type of life insurance offered by ADCB, in partnership with Sukoon. Available as a personal accident insurance plan, it provides comprehensive cover to the insured or their family in case of disability or death due to accidental causes or illness. The flexibility to extend this coverage for spouse and child is also added.
This plan is designed to help you financially protect your family and secure peace of mind.
Key Features and Benefits of ADCB Family Protector Plus Life Insurance
Here are the key features and benefits of the ADCB Family Protector Plus plan —
- Access to free consultations with world-class medical experts for a second opinion
- Global life and disability insurance benefits
- Extensive coverage for accidental death, death due to sickness, disability and in-patient accidental medical expenses
- Convenient free teleconsultation services from the comfort of your home
- Swift and straightforward application process with no papers required
- No medical examination required, ensuring immediate coverage*
- Monthly premium starting from AED 39.9
*Subject to health declaration
ADCB Family Protector Plus Insurance — What’s Covered?
Find below the coverage features of the Family Protector Plus plan of ADCB —
| Category | Benefits | Option 1 (AED) | Option 2 (AED) | Option 3 (AED) | Option 4 (AED) |
|---|---|---|---|---|---|
Adult |
Accidental Hospitalisation Expenses | 5,000 | 7,500 | 10,000 | 15,000 |
| Death Due to Sickness | 20,000 | 50,000 | 1,00,000 | 1,75,000 | |
| Accidental Death | 100,000 | 200,000 | 300,000 | 500,000 | |
| Accidental Permanent Total or Partial Disability | 50,000 | 100,000 | 150,000 | 200,000 | |
| Teleconsultation Benefit | Complimentary | ||||
| Second Medical Opinion (SMO) | Complimentary | ||||
| Monthly Premium Starting from* | 39.9 | 57.75 | 94.4 | 206.85 | |
Child ** |
Accident Hospitalisation Expense | 5,000 | 5,000 | 5,000 | 5,000 |
| Accidental Death | 50,000 | 50,000 | 50,000 | 50,000 | |
| Premium per month** | 10 | 10 | 10 | 10 | |
*Includes 5% VAT
**The reimbursement for accidental hospitalisation in case of child coverage is capped at AED 5,000 per child. This coverage does not change based on the chosen coverage level by the applicant. You can also add more children to the plan at a monthly premium of AED 10 per child.
Eligibility Criteria for Family Protector Plus
For ADCB Family Protector Plus, you need to fulfil the following eligibility criteria —
| Eligibility Criteria | |
|---|---|
| Minimum Entry Age | 18 years |
| Maximum Entry Age | 65 years |
| Coverage | Spouse and children (up to 18 years of age) |
How to Apply for ADCB Family Protector Plus Life Insurance?
You can apply for this policy through any of the following modes —
- Online: Use the online banking platform of ADCB to apply
- SMS: Send the text 'LIFE' to 2626
- Phone: Dial 600 50 2030 to connect with ADCB’s 24/7 contact centre
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