Best Group Health Insurance Companies in Dubai, UAE

Top 10 Group Health Insurance Providers in Dubai, UAE- (2026)

Tabled below are the best group health insurance companies that provide basic to comprehensive coverage to various sizes of businesses in the UAE:

Best Group Medical Insurance Companies
1. Sukoon Insurance	2. Watania Takaful
3. RAK Insurance	4. Abu Dhabi National Insurance Company
5. Union Insurance	6. GIG Gulf Insurance
7. Al Buhaira National Insurance	8. Al Ain Ahlia Insurance Company
9. Al Sagr Business Insurance	10. Fidelity United Insurance Company

Sukoon Insurance

Sukoon Insurance (formerly Oman Insurance) is a leading group health insurance provider in the UAE. It offers an array of medical insurance for businesses of different sizes and industries. Discussed below are the key plans of the insurance company along with their key features:

Group Health Insurance Plans	Key Specifications
Shield Saver and Shield Saver Plus	A wide network of healthcare providers Available for Dubai and Northern Emirates visa holders Waiver on co-pay Pharmacy limit up to AED 10,000 Maternity coverage
Group Tailored Products	Comprehensive coverage for all levels of employees 24×7 access to doctors by voice or video calls Customizable geographic coverage, from worldwide to region-specific Optional covers for dental, optical, alternative medicine, etc. Pre-existing and chronic diseases coverage without a waiting period
Enhanced Plus	Affordable group health plan for companies with 50–5,000 members Wide UAE direct-billing network Include dependents (spouse and children) without an additional premium Outpatient cover with flexible co-pays/deductibles Pharmacy benefit of up to AED 7,500
DHA Essential Benefits Plan	Basic mandatory coverage for employees earning AED 4,000 or less Wide network of healthcare providers and doctors  Coverage for general consultations, with referrals to specialists when needed Diagnostic services: laboratory tests, radiology, investigations, and physiotherapy sessions Maternity care: prenatal care during pregnancy, labour and delivery, and post-delivery care
Abu Dhabi Employee Protect	Designed for employees with a salary below AED 5,000 Comprehensive coverage, including specialist care, surgical procedures, maternity care and more An extensive network of medical providers  Different coinsurance options
Thiqa Top up	For existing Thiqa programme members Designed for Abu Dhabi residents Extensive coverage and benefits International direct billing services
Regional Insurance Medical Solution	Fully compliant insurance plan designed for the Middle East Global emergency service programmer from Assist America An extensive network of healthcare providers  Cashless medical service
Health Extend	4 Extension plan to enhance the coverage of your chosen health policy

Sukoon Contact Details

📌 Address: Sukoon Building, Omar Bin Al Khattab Street, Next to Al Ghurair Mall, Deira, P.O. Box 5209, Dubai, UAE (head office)

📞 Number: 04 233 7777 (head office)/800 SUKOON, 785666 (customer service contact centre)

📧 Email Address: complaints@sukoon.com/service@sukoon.com

🕧 Working Hours: Monday to Friday from 8 AM to 5 PM

Watania Takaful

Watania Takaful is renowned for offering flexible group health coverage for various types of industries across the UAE. Businesses can find the best group medical insurance plans with this provider. It helps them secure their workforce and comply with the law without worrying about the budget.

Watania Takaful Contact Details

📌 Address: Jebel Ali, The Galleries, Building 2, Level 13, Downtown Jebel Ali, Dubai

📞 Number: 800 WATANIA (928 2642)/+971 800 928 2642

📧 Email Address: info@watania.ae

🕧 Working Hours: 7 days a week from 8 AM to 7 PM

RAK Insurance

RAK Insurance is one of the oldest insurance companies in the UAE. Serving businesses since 1978, this best group medical insurance company provides prominent group policies that care for your valuable employees. The group policy offered by this insurer comes with significant benefits, including:

• Comprehensive Coverage- Employees can get wide-ranging coverage, including consultations, tests, treatments, and emergency care.
• Direct Access to Network Providers: Allows employees to visit partnered hospitals and clinics without any hassles.
• Flexible Billing: Enables companies to choose billing options that suit their budget and payment cycles.
• Convenient Reimbursement Options: Policy members can easily claim back expenses for treatments.

RAK Insurance Contact Details

📌 Address: 6th Floor, RAKBANK Headquarters (HQ), Al Jazeera, Sheikh Saqr Bin Mohammad Al Qasimi R/18, Ras Al Khaimah, UAE (head office)

📞 Number: 8007254

🕧 Working Hours: Monday to Friday from 8:30 AM to 5:30 PM

Abu Dhabi National Insurance Company

If you are looking for a reliable group health insurance provider, count on Abu Dhabi National Insurance Company (ADNIC). It delivers customized coverage options to suit businesses of any scale.

The key features of its plans are as follows:

• Tier-based plans - Platinum, Gold, Silver, and Bronze
• Tailored to personal medical needs
• Optimum medical coverage within and outside the UAE
• Large network of healthcare providers
• Assist America's global emergency service

ADNIC Contact Details

📌 Address: Building No. 403, P.O. Box 839, Abu Dhabi, UAE

📞 Number: 8008040/+97124080900

📧 Email Address: info@adnic.ae

Union Insurance

Looking for the best group health insurance company in the UAE? Union Insurance is another experienced insurance provider, offering an array of group health policies for employees. With them, you can find three types of comprehensive coverage, including Corporate Plans, Essential Benefits Plan, and Pioneer Plus Plans.

The key details of the group health plans are mentioned here:

Corporate Plans, UAE	Essential Benefits Plan, Dubai and Northern Emirates	Pioneer Plus Plans
Covers all your medical requirements Affordable coverage Large network of healthcare providers  Dedicated customer service  Simplified application and claim process	Designed for employees with a low salary band, such as domestic workers  Extensive support by A-rated reinsurance companies  24/7 customer support Direct billing access at 1600+ facilities	Designed for small and medium enterprises Coverage for employees and their dependents Assistance from a dedicated account manager An extensive network of healthcare providers

Union Insurance Contact Details

📌 Address: Single Business Tower, Sheikh Zayed Road, P.O. Box 119227, Dubai, United Arab Emirates

📞 Number: +971 2 6906 555

📧 Email Address: info@unioninsurance.ae

🕧 Working Hours: Monday to Thursday from 8 AM – 5 PM & Friday from 8 AM – 12 Noon

GIG Gulf Insurance

GIG Gulf understands the value of employees for a business; thus, it provides comprehensive group health plans for small, medium, and large-sized organisations. With their best group medical insurance policies, you can cover your workforce from a variety of medical risks.

Let’s look at the key plans and their specific features:

Group Health Insurance Plan for Large Corporations (50+ Employees)	Group Health Insurance Plan for Small and Medium Companies (Less Than 50 Employees)
Comprehensive coverage, including inpatient, outpatient, dental, optical, maternity, and more  An extensive network of healthcare providers Coverage for pre-existing and critical illness  Add-ons, such as health check-up, maternity, alternative/complementary treatment, and psychiatric treatment	Designed for companies with 2 to 50 employees Provides basic to comprehensive coverage  Affordable plans  Regional and international medical coverage

GIG Gulf Contact Details

📌 Address: Churchill Executive Tower, Business Bay, Floor 39, Dubai, UAE (Main branch)

📞 Number: 800 292/+971 4 5074085 (outside the UAE)

📧 Email Address: info.dubai@gig-gulf.com

🕧 Working Hours: All week from 8 AM - 7 PM

Al Buhaira National Insurance

Al Buhaira National Insurance, established in 1978, provides the best group health insurance plans for employers in the UAE. It features optimum coverage that helps employers to comply with the UAE regulations and cover their employees within the budget.

The key features of group medical insurance offered by Al Buhaira National Insurance are as follows:

• Customised plans to suit various levels of employees 
• Comprehensive medical coverage, including inpatient and outpatient treatments
• Cost-effective medical coverage 
• Wide provider network 
• Worldwide coverage option 
• 24/7 dedicated customer support

Al Buhaira National Insurance Contact Details

📌 Address: 6th Floor, Buhaira Insurance Towers, Khalid Lagoon, Buhaira Corniche, Sharjah, UAE

📞 Number: 6000/+97165174444

📧 Email Address: care@albuhaira.com

🕧 Working Hours: Monday to Thursday from 8 AM to 5 PM & Friday from 8 AM to 12 PM

Al Ain Ahlia Insurance Company

Al Ain Ahlia Insurance Company is a longstanding UAE insurer founded in 1975 and headquartered in Abu Dhabi. It is prominent for offering the best employee health insurance plans across the Emirates. Whether you are a small or large-sized industry, with them you can get the ideal coverage that fulfils your business needs and works as a shield for your workforce.

Here are the key features of the group health insurance plan offered by Al Ain Ahlia Insurance Company:

• Customised group health coverage for companies of different sizes
• Affordable group medical plans
• Essential coverages, including inpatient, outpatient, and emergency care
• Optional coverages: optical, dental, wellness benefit, alternative medicines, etc.
• Wide network of healthcare providers

Al Ain Ahlia Insurance Company Contact Details

📌 Address: Al Ain Ahlia Insurance Co Bldg, Airport Road, Behind Al Jazira Sports Club, Abu Dhabi (head office)

📞 Number: +97126119999

📧 Email Address: info@alaininsurance.com

🕧 Working Hours: Monday to Thursday from 8:30 AM to 3:30 PM & Friday from 8:30 AM to 11:30 AM

Al Sagr Business Insurance

With more than 30 years of experience, Al Sagar Insurance Company offers the best group insurance policy for all kinds of organisations. Their plans are flexible, customisable, and packed with essential benefits, from inpatient and outpatient care to maternity, dental, and optional add-ons. With strong TPA support, smooth policy setup, and 24/7 assistance, businesses get reliable, scalable coverage that truly fits their team’s needs.

The key features of the coverage are as follows:

• Plans for SMEs to large corporations (11-150 employees)
• Tier-based plans: Diamond, Gold, Silver, and Bronze
• Annual limit up to 1 Million and as low as 150K
• Domestic to worldwide coverage 
• Extensive benefits, including dental, optical, psychiatry, alternative medicine, and more
• Medical assistance from leading TPAs, such as  NAS, NextCare, and MedNet
• Co-payment option 
• 24X7 customer support

Al Sagar Insurance Company Contact Details

📌 Address: Al Sagr National Insurance Building, Diplomatic Area, Al Seef Road, Bur Dubai, PO Box 14614, Dubai, UAE

📞 Number: +971 04 7028500

Fidelity United Insurance Company

Fidelity United is one of the oldest group health insurance providers in the UAE. It offers comprehensive plans compliant with regulatory requirements and reinsured with A-rated reinsurers. With minimal documentation, businesses can get complete protection for their employees at a competitive rate.

Discussed below are the key specifications of the group medical plan:

• Comprehensive coverage, including outpatient, inpatient, and emergency medical care 
• Large network of medical providers, including clinics and hospitals
• 24/7 dedicated customer support 
• Coverage for pre- and post-hospitalisation
• Coverage for pre-existing and chronic conditions
• Renewal benefit

Fidelity United Contact Details

📌 Address: The Opus Tower, Block B, Office B703, Business Bay, Dubai, UAE (head office)

📞 Number: 800 842

📧 Email Address: customercare@fidelityunited.ae

🕧 Working Hours: Monday to Friday from 8 AM to 5 PM

What to Look For While Choosing the Best Group Medical Insurance Company in UAE?

Selecting the best group health insurance company in the UAE can be challenging, given the wide range of providers and plan options. By focusing on the key factors mentioned below, you can confidently choose a trusted insurer that ensures regulatory compliance and delivers strong financial protection for your employees. Let’s look at the considerable things:

Understand the Key Coverages

Look for group health insurance providers that offer comprehensive coverage, helping you stay compliant with UAE regulations while ensuring your employees get the medical support they need. Prioritise plans that include hospitalisation, maternity benefits, pre-existing condition coverage, and essential preventive care services.

Network Hospitals and Accessibility

Whenever you are finalising a plan for your employees, check their network of healthcare providers. Choose a group plan that provides access to an extensive network of hospitals and clinics both within the UAE and internationally. A wider network ensures employees can receive quality treatment wherever they are. Plans that include direct billing also simplify the process and minimise the need for upfront payments.

Check the Claim Process and Customer Support

A smooth claim process can make all the difference during medical emergencies. Before choosing a group medical insurance for employees, see how quickly insurers settle claims, whether support is available 24/7, and how easy it is to reach them.

Opt for Customisable Group Health Coverage

No two companies operate the same, and your group health insurance shouldn’t be one-size-fits-all either. Opt for policies that let you tweak coverage, include extra coverages, or choose benefits aligned with your employees’ health needs. This flexibility helps you manage budgets effectively while ensuring employees receive the right level of care.

Look for Extensive Benefits

Group health plans in Dubai play a key role in improving employee retention and productivity, so offering extensive protection is essential. Employees often need more than basic hospitalisation, which can strain their finances. So, choose the best group medical insurance policy with broad benefits such as OPD cover, maternity care, diagnostics, specialist consultations, wellness programs, and mental health support to ensure year-round security and care.

Premium of Group Medical Insurance Coverage

Compare premiums across insurers and evaluate what you’re getting for the price– coverage limits, add-ons, claim process, and network hospitals. A cheap group health insurance plan isn’t always the smartest choice, so aim for a plan that offers strong value, long-term affordability, and dependable protection for your workforce.

How to Buy the Best Group Medical Insurance Plan in the UAE?

Policybazaar.ae is your one-stop gateway to securing the best group health insurance plans in the UAE. Whether you run a small startup, a growing mid-size company, or a large enterprise, the platform helps you find coverage that truly matches your employees’ health needs without stretching your business budget.

With a wide selection of top-tier business insurance plans at your fingertips, choosing the perfect group health policy is easier than ever– just follow the simple steps below to get started:

➡️ Go to the homepage and explore the ‘Business Insurance’ section

➡️ Look for ‘Group Health Insurance’

➡️ Fill out the lead form with the correct details

➡️ Submit the form

➡️ One of our representatives will get back to you and guide you in choosing the best plan

You might be thinking, Why should you choose Policybazaar.ae for your business insurance needs? Simply put, we make protecting your employees easy, affordable, and reliable.

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