Insurance coverage for a group of people, usually employees of a company or organization.
Secure your employees with the best plan at lowest premium
A Group Health Insurance plan is meant to offer comprehensive coverage to fulfill employees’ medical needs. As per UAE federal law, the employer funds the group medical insurance plan's premium, it is typically purchased by businesses to ensure their employees are safe against medical emergencies.
This health insurance policy, also called Corporate Health Insurance, offers coverage for critical conditions, maternity, daily hospital benefits, accidental hospitalisation, COVID insurance, and more.
The following are the primary customers of a group health insurance in Dubai –
Here are some group health insurance benefits:
A "Zero" waiting period is one of the significant advantages of group medical insurance plans. An employee who joins a company with a group health insurance plan is immediately covered. This enables the employee to get reimbursement or cashless hospitalisation in medical emergencies.
Corporate health insurance policies in UAE provide direct billing (cashless hospitalisation) with their network of hospitals. Therefore, if the insured individual receives treatment in a network hospital under the group health plan, all costs up to the coverage limit will be paid by the insurer, and the policyholder need not worry about that.
Most group health insurance plans cover pre- and post-hospitalisation costs, including medicines, surgeries, and other medical treatments. Therefore, the overall financial strain on insured individuals is substantially reduced by this benefit.
Group health insurance plans also include the employees' dependents and family members.
Corporate health insurance policies do not require any medical screening to be insured.
Dental treatment, optical treatment, emergency assistance (medical evacuation), preventive and wellness services, and global coverage. Psychiatry, Alternative Treatment (Ayurveda, Homeopathy, Chiropractic services).
The following are the variables that influence group health insurance plan premiums:
Group health insurance plans are a great solution for the organisation to provide healthcare coverage to their employees. These plans are relatively affordable and provide extensive coverage.
So, if you are planning to purchase such an insurance plan, then get in touch with our group health insurance expert to learn all about the policies and available options.