• icon phone

    800 800 001

AIG Public Liability Insurance

If your business interacts with the public on a daily basis, AIG public liability insurance can prove quite useful. In the UAE, even a minor legal claim can lead to significant financial losses, making it difficult to predict the true cost of operating without adequate liability cover.

 

AIG Public Liability Insurance
We Are Rated

4.6/5

34,867

google-logoReviews
2 Million+

Trusted Customers

35+

Insurance Partners

1 Million+

Policies Sold

next-icon

Get the Best Coverage Against Public Liabilities!

Whether you run a small business or a growing SME, the right public liability coverage protects your business against third-party injury, property damage claims, and legal expenses. Let’s explore this page and find out how AIG helps you safeguard your finances, operations, and reputation with liability insurance.

What is AIG Business Insurance in UAE?

AIG offers a wide range of business insurance products in the UAE across multiple sectors. Public liability insurance is available with this leading insurer under its ‘Casualty Insurance’ category. Additionally, AIG provides this coverage as part of its SME insurance, helping growing businesses protect themselves against financially straining third-party claims.

Typically, AIG public liability insurance provides coverage for businesses against claims made by third parties for -

  • Bodily injuries sustained by clients, visitors, or contractors
  • Property damage caused by your business operations or staff
  • Legal costs associated with defending claims

This type of insurance is ideal for companies across sectors such as retail, hospitality, construction, and professional services.

Key Features and Benefits of AIG Public Liability Insurance

With AIG public liability coverage, your business can get protected with the following features -

  • Legal Protection - It covers defence costs if a third party files a lawsuit against your business
  • Financial Security - It provides financial security by covering medical expenses or third-party property damage claims
  • Business Continuity - AIG helps you maintain your business’s financial stability in the event of legal claims, ensuring your business operations remain uninterrupted
  • Peace of Mind - The right insurance lets you focus on growing your business without worrying about losses due to accidents or damages

What is Covered and Not Covered Under AIG Public Liability Insurance?

Tabled below are the key inclusions and exclusions under the AIG public liability insurance policy -

Inclusions Exclusions
  • Premises liability
  • Products or completed operations liability
  • Defence costs
  • Liabilities related to operations
  • Bodily injury or medical expenses
  • Intentional damage or loss
  • Pollution
  • Radioactivity
  • Nuclear damage and war risk

✍️ It’s important to review your policy document when purchasing AIG public liability insurance to understand its inclusions and exclusions clearly. Actual coverage may vary as per your type of business, chosen scope, and more.

Why Choose AIG for Public Liability Insurance in UAE?

AIG is a popular choice among professionals looking to protect their businesses with reliable insurance solutions in the UAE. You can trust this insurer for public liability insurance for the following reasons -

  • Global Expertise, Local Understanding: AIG combines international experience (of over 70 countries) with knowledge of UAE business regulations, ensuring your business is fully covered.
  • Comprehensive Coverage: The comprehensive plans of AIG UAE ensure protection against legal liabilities, damages, and compensation claims arising from business activities.
  • Flexible Plans: The insurer offers tailored policies suitable for small businesses, SMEs, and large corporations. So irrespective of your business size, you can get it covered with this insurer.
  • Prompt Claim Assistance: With dedicated support and hassle-free claim settlements across the UAE, you can stay assured at every step.

AIG Public Liability Insurance Claim Process in UAE

Filing a claim under AIG public liability insurance in the UAE is straightforward and designed to minimise disruption to your business. Follow these simple steps:

Notify AIG Immediately

As soon as an incident occurs that may lead to a third-party claim, inform AIG without delay.

Contact AIG Claims Team

Call +971 4 509 6111 or email myclaim@aig.com to initiate the claim process.

Submit Required Details

Provide essential information such as the policy number, incident date, location, description of the event, evidence, legal notice, and more.

Claim Assessment by AIG

AIG will review the claim and assess coverage under your public liability policy. It may request additional information if required.

Claim Settlement

Once approved, AIG will process compensation or legal cost payments as per the policy terms and conditions.

Tip: Quick reporting and accurate documentation ensure faster claim resolution.

Wrapping Up

Protecting your business in the UAE with AIG public liability insurance should be a key priority alongside your growth strategies. As a leading insurance provider, AIG helps cover legal claims, safeguard your business reputation, and support compliance with regulatory requirements - especially if you are setting up your business in free zones.

You can consult the insurance experts at Policybazaar.ae to get AIG public liability insurance seamlessly and understand how it fits your business requirements.

Frequently Asked Questions

Q1. Can a small business buy AIG public liability insurance in the UAE?

Yes. Small businesses across all industries in the UAE can purchase AIG public liability insurance. The company offers customisable and comprehensive coverage tailored for SMEs, along with reliable claims support.

Q2. What does AIG public liability insurance cover?

AIG public liability policy typically covers third-party bodily injuries, property damage, and legal costs arising from your business operations.

Chanchal Singh

Chanchal Singh

Content Writer

I’m Chanchal—ironically, a restless name for a mind often tangled in thoughts. But that’s my edge. I turn the puzzled into the powerful, crafting content that’s clear, compelling, and built to rank.

Reviews & Ratings

4.6 / 5
(based on 34,867 reviews)

More From Public liability

  • Recent Articles