ADCB Family Protector Plus Life Insurance in UAE & Dubai

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  | Published: 30 July 2021

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ADCB is one of the leading banks in the United Arab Emirates. Established in 1985, it is also one of the oldest, ADCB has been a preferred choice of the customers ever since its inception. Family protector plus life insurance, offered by ADCB, covers personal accidents and offers distinctive benefits covering death due to medical sickness or accident. It also includes options to cover spouse and children.

What is Family protector plus Life insurance?

Family protector plus life insurance is a comprehensive life insurance plan, offered by ADCB bank allowing you to get life insurance for less than 1 AED a day. It covers all accidental deaths and reimburses for hospitalisation due to sickness, and accidents. Medical check-up is not required in this life insurance cover. 

Refer to the table below to take a look at the plans and benefits:

Family Protector Plus Life Insurance Plan for Adults

 

Benefit

Option 1 (AED)

Option 2 (AED)

Option 3 (AED)

Option 4 (AED)

 

Adult

Accidental Death

100,000

200,000

300,000

500,000

Accidental Hospitalization Expense

5,000

7,500

10,000

15,000

Accidental Permanent Total/Partial Disability 

50,000

100,000

150,000

200,000

Death due to sickness

20,000

50,000

100,000

175,000

Premium per month*

26.25

42

73.5

157.5

 

Additional premium for Second Medical Opinion (SMO)*

3.36

3.36

3.36

3.36

Family Protector Plus Life Insurance Plan for Children

 

Benefit

Option 1 (AED)

Option 2 (AED)

Option 3 (AED)

Option 4 (AED)

Child**

Accidental Death

50,000

50,000

50,000

50,000

Accident Hospitalization Expense

5,000

5,000

5,000

5,000

Premium per month**

5.25

5.25

5.25

5.25

*Premiums are inclusive of 5% VAT.

** For each child, the coverage is limited to AED 50,000 in case of an accidental death and up to AED 5,000 for hospitalization after an accident. Child coverage doesn’t change with the applicant’s coverage option. You can add more children to the plan for a monthly premium of AED 5.25 per child.

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Features & Benefits of Family Protector Plus Life Insurance

  • Hassle-free digital application procedure - The application process for this plan is easy. All the work is done electronically, which is less time-consuming. Digital services offer more convenience to the customers as they can fill the application from the comfort of their home or on the go. The traditional way of insurance application  is through offline means that can be a bit taxing at times. You can save a lot of time and transactions can be done with just a click. You can sit and binge-watch your favourite web series, and fill the application form at the same time; isn’t that easy!
  • Second Medical Opinion (SMO) - It is always beneficial to have a SMO or second medical opinion. So, suppose you’re diagnosed with a disease and you want to consult a different doctor. Here, the insurance company will pay for such consultations. 
  • Covers accidental death, death due to disease disability and in-patient medical expenses  - Usually, our mind makes decisions for the future based on our past experiences. Family protector plus life insurance provides comprehensive benefits covering accidental death, death due to sickness, disability along with in-patient medical expenses. So that we can support our family at every step of life no matter what!
  • Easy and quick claim process - The insurance provider will get your medical examination done to determine if there is any pre-existing condition. This is to make sure that no questions will be asked at the time of claim and Family protector plus life insurance will help your family get the assured sum immediately.
  • Worldwide life and disability insurance benefits - It gives you peace of mind when you know that someone will be there for your help and support when you need it the most. The insurance provides disability benefits along with a fraction of your earning to help you pay the dues.You can use that money for food, medicines and other stuff..

Eligibility Criteria for Family Protector Plus Life Insurance

  • Minimum age of the insured is 18
  • Maximum age of the insured is 65
  • Only residents of the United Arab Emirates can apply
  • Cover can be extended to spouse and children aged 18 and below. 

The Bottom line

Getting a Family protector plus life insurance is easy, courtesy ADCB’s digitalised application process. Most importantly, it can be extended to more family members if needed. It is one of the best life insurances that one can avail. It comes with various plans and a person can choose any one that fits his/her requirements and budget. One important thing to keep in mind is that a proper identity document is required to get Family protector life insurance plus plan. To get the best deals on plans you can browse through policybazaar.ae. You can compare various life insurance plans listed by different insurance providers and choose one that is best for you.

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