Income Protection Insurance

Imagine waking up one day and realizing you can’t go to work — not for a week, not for a month, maybe not for a year. The bills don’t pause. Mortgages, school fees, groceries, and medical costs all keep coming. Most people think their savings will carry them through, but in reality, savings can disappear faster than expected.

That’s where income protection insurance comes in — a safety net that replaces your income when you’re unable to work, ensuring your family and lifestyle remain secure.

In this episode of The Policy Project Podcast, we’re joined by Atul Kathuria, Business Head – Life Insurance at Policybazaar.ae, to discuss:

• How income protection fills the gaps left by life insurance and savings
• What illnesses and disabilities typically qualify for claims
• Why waiting periods and benefit durations matter
• The difference between critical illness and income protection cover
• Why self-employed expats in the UAE especially need this safety net
• We also answer real UAE resident questions on salary coverage, mental health conditions, claim waiting times, and more.

🎧 Tune in now to The Policy Project Podcast — your go-to for all things insurance.