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HK

How to use the vouchers and how to which voucher is offering what and Gecowash I can understand but what about AME services, service my car and Cars24

Verified | Hakimuddin Khanbhai | Car Insurance | 22 Feb, 2026, 05:30 PM
Replied by Policybazaar Team
24 Feb, 2026, 12:29 PM

You can view all your PB Advantage vouchers (and what each one offers) by logging into your Policybazaar.ae account and visiting the PB Advantage section. Each voucher clearly mentions the service it applies to and the benefit.

How to use the vouchers:

  • GEO Car Wash: Show your voucher code at any GEO Wash location to redeem.

  • AME Services (servicing/repairs): Call +971 56 718 5592 and share your voucher code with the agent to book the service.

  • CARS24 (Registration Readiness): Use the CARS24 voucher code available in your PB Advantage section while booking the service. 

IS

Temporary Oman car insurance for Dubai car

Verified | Ismail Said | Car Insurance | 04 Feb, 2026, 03:12 PM
Replied by Policybazaar Team
05 Feb, 2026, 11:07 AM

If you have a comprehensive car insurance plan, you may be able to extend your own vehicle damage cover to Oman through an Oman extension add-on. Some UAE policies include this cover by default.

However, third-party liability insurance is mandatory in Oman and is not included in the Oman extension add-on. To meet this requirement, you must obtain a separate third-party cover, commonly known as an Orange Card.

You can purchase the Orange Card at the UAE–Oman border or request a third-party extension directly from your insurer before travelling.

MA

Rewards of car wash

Verified | Mohammed Abdul Haq haqqani | Others | 02 Feb, 2026, 11:52 AM
Replied by Policybazaar Team
02 Feb, 2026, 03:13 PM

When you buy car insurance through Policybazaar.ae with PB Advantage, you get up to 12 free car washes as part of the rewards. These are complimentary benefits added to your policy, along with other exclusive perks like 50% off on car service, 20% discount on car repairs, 50% on the registration readiness package, 30% safe driver discounts, and up to AED 1,000 excess waiver (available only for comprehensive plans).

Terms & conditions apply.

DN

Free car wash with car ins

Verified | Danraj Narain | Others | 26 Jan, 2026, 04:00 PM View answer
Replied by Policybazaar Team
28 Jan, 2026, 10:24 AM

Yes, if your policy includes PB Advantage, you get 12 free car washes with your car insurance from Policybazaar.ae. That's not all - you can also get 50% off on car servicing, 20% discount on car repairs, 50% off registration readiness package, safe driver discounts, and up to AED 1,000 excess waiver on comprehensive plans (subject to certain terms and conditions). 

On top of this, with Policybazaar.ae, you can also get the Claim Assurance Service. This gives you access to priority garages, a dedicated claims concierge, real-time claim tracking, and quality-checked repairs. The offer is available on both comprehensive and third-party car insurance plans (T&Cs apply).

MN

i sold my car , so can i transfer the insurance to the next person

Verified | Madhubabu Nadiminti | Car Insurance | 15 Jan, 2026, 12:12 PM View answer
Replied by Policybazaar Team
20 Jan, 2026, 10:36 AM

Yes, car insurance can be transferred to the new owner in the UAE. However, it depends on the insurer’s policy. Some insurers allow transfer at the time of sale, while others don't. In the latter case, you have to cancel the policy, and the car buyer has to purchase a new one. If the transfer is allowed, you may have to submit a few documents like original policy, buyer’s Emirates ID & driving licence, vehicle registration (Mulkiya), and a filled transfer form.

Please note that you cannot transfer the No Claim Bonus (NCB) to the buyer. It stays with you and can be used for your next car insurance policy.

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FAQs
Here are quick takes on the ones we hear all the time.
Will health insurance cover dental implants?
Dental coverage is optional and not always included; implants are typically excluded or limited to higher-tier plans.
Are health insurance and life insurance the same?
No. Health insurance covers medical expenses, while life insurance provides a payout upon death or critical illness.
Can I use my health insurance when traveling or abroad?
Most UAE health plans do not cover international travel unless they include global or travel-specific add-ons. Always check the network and coverage scope.
What’s the deductible, copay, and out-of-pocket maximum?
A deductible is the amount you pay before insurance starts. Copay is your share per service and out-of-pocket max is the yearly cap on what you pay.
Can I buy maternity insurance if I am already pregnant?
Yes, you can! However, you will need to declare it at the time of purchase. Furthermore, your policy may have higher premiums and other conditions.
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Can I change my nominee for term insurance?
Yes, you can update your nominee any time by submitting a written request to your insurer.
When should I get term insurance?
You should get your insurance as soon as you start earning. This helps you lock in less premium and get a broader range of policy options.
What happens if I outlive the term of the policy?
You receive no payout; term insurance only covers death within the policy period unless you have a return of premium option.
Should I purchase term insurance or life insurance?
Term insurance is cost-effective and ideal for pure risk cover; life insurance combines protection with investment but is more expensive.
Can I get critical illness cover separately or only with life insurance?
You can get critical illness cover as a standalone plan or an add-on with your term life insurance policy.
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What are the risks involved in this investment?
Risks vary by plan—market-linked plans (e.g., mutual funds or ULIPs) carry market risk; others may have low but fixed returns.
When is the right time to start investing?
The earlier, the better, starting early allows for better compounding and long-term wealth growth.
How long should I stay invested for best results?
Long-term investing (5–10+ years) usually provides better returns and cushions against market volatility.
Are there penalties for early withdrawals from my investment?
Yes, many plans like ULIPs or pension plans have lock-in periods, and early exits can attract charges or reduced returns.
Can I combine life insurance and investment?
Yes, you can do that by investing in ULIPs, Whole Life plans, and Endowment plans.
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What factors affect the price of my car insurance?
Your car’s age, model, driver’s age, claim history, and type of coverage (comprehensive or third-party) influence the premium.
Is third party car insurance enough in UAE?
It meets legal requirements but only covers damages to others—not your own car, while comprehensive insurance offers broader protection.
Will my claims related to natural disasters be covered?
Only comprehensive insurance may cover floods or natural disasters, depending on the policy terms.
What happens if my car is involved in an accident in another country?
Coverage mainly depends on your policy. Many insurance plans in UAE offer optional GCC-wide coverage with a green card.
What is personal accident cover, is it an add-on or included benefit?
It's usually an included benefit in comprehensive plans, offering compensation for death or injury to the driver.
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What is the difference between building insurance and contents insurance?
Building insurance covers the structure, while content insurance covers personal belongings inside the property.
Do I need home insurance if I’m just renting, not owning?
Yes, renters can take content insurance to protect personal items against theft or damage.
Are domestic helpers or third-party liability covered under the policy?
Some policies include third-party and helper liability; check if it's listed or available as an add-on.
Does the policy cover homes that are unoccupied for long periods?
Coverage varies—some insurers exclude or limit claims if the property is vacant beyond a set period (usually 30-60 days).
Do I need police reports for theft or damage claims?
Yes, a police report is typically required to process claims related to theft, burglary, or malicious damage.
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Are flight delays or cancellations covered in travel insurance?
Yes, most travel insurance policies offer compensation for delays or cancellations due to covered reasons.
Will travel insurance cover adventure sports or extreme activities (like skiing, diving)?
Only if explicitly included—most basic plans exclude adventure sports unless an add-on is purchased.
Can I get a refund if my trip is cancelled and I haven’t used the policy?
Some policies offer refunds if cancelled before the trip starts, subject to terms and conditions.
Does it cover pre-existing medical conditions?
Typically excluded unless declared and accepted by the insurer with additional premium or a specialised plan.
Can I extend my travel insurance if I decide to stay longer?
Yes, but you must request an extension before the policy expires and may need to pay an extra premium.
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What does property insurance cover in a business setting?
It covers damage to buildings, inventory, equipment, and loss due to fire, theft, or natural disasters.
Can I bundle different policies to save on premiums?
Yes, many insurers offer bundled plans (property, liability, employee cover) for cost-efficiency and simplified management.
What is the best type of insurance for a small business?
It’s always advisable to get an SME package that can cover multiple aspects of your business, including liabilities, property damage, employees, data, and so on.
Does insurance cover lawsuits from former employees?
Employment practices liability insurance (EPLI) may cover such lawsuits; it’s not included in basic plans.
What kind of insurance protects me from data breaches or IT system failures?
Cyber liability insurance covers data loss, cyberattacks, legal costs, and customer notifications.
Can I cancel the policy mid-term if I shut down or change business structure?
Yes, but cancellation terms vary—some insurers may offer prorated refunds while others impose penalties.
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Are diabetes treatments covered by employer-provided health insurance in the UAE?
Yes, most DHA/DoH-compliant policies cover diabetes management, though some may have limitations on medications or tests.
Do I need to offer health insurance if I only have a small team?
Yes, all employers in the UAE, regardless of size, are legally required to provide basic health insurance for employees.
What happens to company health insurance when you quit?
Group health insurance generally ends on the last day of your employment. You may need to purchase a new one.
How do I claim group insurance?
Employees can claim through the insurer’s network hospitals via direct billing or submit reimbursement claims with documents.
Does Group Insurance also cover families of its employees?
Some companies offer dependent coverage as a benefit; otherwise, employees can often add dependents at their own cost.
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