Takaful Emarat Health Insurance Dubai

Don’t gamble with your health, get the right cover at the right price.

Valid on select insurers. T&C apply *

  • Worldwide Coverage
  • Covid-19 Covered
  • Claim Assistance
Buying health insurance for?
  • Self/Family
  • Domestic Workers
  • Investor

Takaful Emarat is a UAE-based, Shariah-compliant health and life insurance provider that offers a wide range of comprehensive insurance products. The company offers a variety of individual and corporate insurance plans that are designed to provide the best-in-class insurance solutions to its customers. Takaful Emarat is not just limited to offering insurance products, it has investment and savings plans too that are to cater to the ever-evolving needs of its customers.

Takaful Emarat is known for its innovative products that are designed to offer complete protection to the policyholder and family members. On top of everything, its world-class customer service has made the brand popular among its customers in the UAE. 

Best Takaful Emarat Health Insurance Plans in the UAE

Here are the best Takaful Emarat Medical Insurance plans in Dubai, UAE for 2021:

Plan Name Medical Cover (AED) Pharmacy Limit Price
Silver 10,00,000 Up to AED 1,500
Gold 10,00,000 Up to AED 7,500
Platinium 10,00,000 Up to AED 10,000
Rhodium 10,00,000 Up to AED 10,000
See More Plans >>

Features and Benefits of Takaful Emarat Health Insurance

Let’s take a look at all the features and benefits that Takaful Emarat has to offer: 

  1. Takaful Emarat health insurance dubai plans provide global coverage to the policyholder and their family members.  
  2. Multiple plans to cater to a variety of needs and budgets.
  3. The coverage is not just limited to in-patient treatments but also includes home nursing. 
  4. With a Takaful Emarat Health Insurance, policyholders get free access to physiotherapy.
  5. Network hospitals provide cashless treatment. 
  6. Takaful also offers an instant certificate of issuance to willing migrators.  

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Types of Takaful Emarat Health Insurance Plans

There are five types of Takaful Emarat health insurance plans that are listed below:

Features Silver Iridium Gold Platinum Rhodium
Coverage AED 1 Million AED 1 Million AED 1 Million AED 1 Million AED 1 Million
Worldwide Coverage Yes No Yes Yes Yes
Network Next care RN3  (OP is restricted to clinics only)   Next care RN2 Next care RN Next care GN Next care GN+
Diagnostic Covered (10% co-pay) Covered (10% co-pay) Covered (10% co-pay) Covered (10% co-pay) Covered (10% co-pay)
Physiotherapy 8 sessions annually 10 sessions annually 15 sessions annually 20 sessions annually 20 sessions annually
Maternity Covered with 10% co-pay (Max 10 visits) Covered with 10% co-pay (Max 12 visits) Covered with 10% co-pay (Maxi 12 visits) Covered with 10% co-pay (Max 12 visits) Covered with 10% co-pay (Max 12 visits)

Takaful Emarat Health Insurance Plan Inclusions

The inclusions under Takaful Emarat health insurance are:

  • Diagnostic, laboratory, and imaging tests 
  • Maternity coverage with 10% co-payment 
  • Physiotherapy 
  • Worldwide coverage
  • Coverage for prescribed medicines 

Takaful Emarat Health Insurance Plan Exclusions

The exclusions under Takaful Emarat Health Insurance Plan are as follows:

  • Unnecessary medical procedures 
  • All expenses incurred in the treatment of orthodontic procedure and prosthetics
  • Cosmetic procedures
  • Custodial care
  • Hearing tests and aids 

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Takaful Emarat Health Insurance Claim Process

Takaful Emarat's health insurance claim can be filed by both means - online and offline. The claimant can log on to Takaful’s website and fill out the claim form followed by uploading relevant documents. 

Once the Takaful Emarat insurance claim form is submitted the provider investigates the case, followed by the disbursement of funds. If you are opting to file your claim online, then you can simply fill out a form online and upload relevant documents with it. 

Here’s a list of documents that you’ll need for filing an insurance claim:

  1. Claim form 
  2. Medical bills and invoices 
  3. Policy papers
  4. Identification proof 
  5. Valid UAE visa for expatriates
  6. Along with any other document asked for by the provider

Takaful Emarat Health Insurance Renewal Process 

Here are the simple steps for Takaful Emarat Insurance Renewal.

  1. Visit the Insurer’s Website: To renew the Takaful Emarat Health Insurance, the policyholder needs to visit the insurer’s official website and login to the customers’ online portal.
  2. Enter the Policy Details: Next, they need to enter their policy details like policy number, policy registration date, policy maturity date, etc. to raise a policy renewal request.
  3. Make the Payment: Once done, the policyholders will be redirected to the payments page. They need to pay the premium using their preferred payment mode and complete the policy renewal process.

Why You Should Choose Takaful Emarat?

Takaful Emarat is a well-established, Shariah-compliant insurance provider that offers a comprehensive range of insurance products, specially designed to provide comprehensive coverage to its customers. All of Takaful’s products are Shariah-compliant making them the right choice for both ex-pats and UAE nationals. These plans are developed following UAE law and Shariah guidelines.

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